Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-% | $20,000 | |
|
|
Investor | Principal & Interest, Interest Only | 80%-90% | $20,000 | |
|
|
Investor | Principal & Interest, Interest Only | 90%-% | $20,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.79% (6.42%*) |
|
|
5.79% (6.35%*) |
|
|
5.49% (6.21%*) |
|
|
n/a |
|
|
5.59% (6.10%*) |
|
|
n/a |
|
|
n/a |
|
|
6.49% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$0.00 |
|
|
$165.00 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 p.a during fixed rate period. Application fee includes valuation fee up to $300. |
|
|
Eligible members get 0.10% p.a. off any eligible home loan. Receive 15% off Home & Contents Insurance for the life of the loan. RACQ members with a home loan of $250k+ can receive 2.79% p.a. green loan. 40 year loan terms available for First Home Buyers. |
|
|
Application fees waived (usually $900) on new home loans with RACQ Bank that are approved by 5pm, 31 October 2024 and funded no later than 29 January 2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (6.47%*) |
|
|
6.29% (6.45%*) |
|
|
5.99% (6.35%*) |
|
|
n/a |
|
|
6.09% (6.32%*) |
|
|
n/a |
|
|
n/a |
|
|
6.49% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$0.00 |
|
|
$165.00 |
|
$20,000 |
|
|
none |
|
|
90.00% |
|
|
none |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 p.a during fixed rate period. Application fee includes valuation fee up to $300. |
|
|
Eligible members get 0.10% p.a. off any eligible home loan. Receive 15% off Home & Contents Insurance for the life of the loan. RACQ members with a home loan of $250k+ can receive 2.79% p.a. green loan. 40 year loan terms available for First Home Buyers. |
|
|
Application fees waived (usually $900) on new home loans with RACQ Bank that are approved by 5pm, 31 October 2024 and funded no later than 29 January 2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.71%*) |
|
|
5.99% (6.63%*) |
|
|
5.69% (6.48%*) |
|
|
n/a |
|
|
5.79% (6.35%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$0.00 |
|
|
$165.00 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 p.a during fixed rate period. Application fee includes valuation fee up to $300. |
|
|
Eligible members get 0.10% p.a. off any eligible home loan. Receive 15% off Home & Contents Insurance for the life of the loan. RACQ members with a home loan of $250k+ can receive 2.79% p.a. green loan. 40 year loan terms available for First Home Buyers. |
|
|
Application fees waived (usually $900) on new home loans with RACQ Bank that are approved by 5pm, 31 October 2024 and funded no later than 29 January 2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (6.76%*) |
|
|
6.49% (6.73%*) |
|
|
6.19% (6.62%*) |
|
|
n/a |
|
|
6.29% (6.57%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$0.00 |
|
|
$165.00 |
|
$20,000 |
|
|
none |
|
|
90.00% |
|
|
none |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 p.a during fixed rate period. Application fee includes valuation fee up to $300. |
|
|
Eligible members get 0.10% p.a. off any eligible home loan. Receive 15% off Home & Contents Insurance for the life of the loan. RACQ members with a home loan of $250k+ can receive 2.79% p.a. green loan. 40 year loan terms available for First Home Buyers. |
|
|
Application fees waived (usually $900) on new home loans with RACQ Bank that are approved by 5pm, 31 October 2024 and funded no later than 29 January 2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
Read full reviewI like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
Always courteous and helpful.
Read full reviewAlways courteous and helpful.
As a war refugee arrived in Australia, learned English, found the job but no bank offered me home loan. QT Mutual bank (at that time it was QTCU) did it and I own unit now. In 8 years I repaid more than third of the home loan. So I am happy and bank is happy as I can pay rates on time.
Read full reviewAs a war refugee arrived in Australia, learned English, found the job but no bank offered me home loan. QT Mutual bank (at that time it was QTCU) did it and I own unit now. In 8 years I repaid more than third of the home loan. So I am happy and bank is happy as I can pay rates on time.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
