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Southern Cross Credit Union Premium Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $750,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $750,000

Fixed 3 year rate
2.39% p.a.
Comparison Rate*
3.52% p.a.
Service fee
$400.00 yearly
Upfront fee
$730
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
3.91% p.a.
Service fee
$400.00 yearly
Upfront fee
$730
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
4.18% p.a.
Service fee
$400.00 yearly
Upfront fee
$730

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.67%*)

  • 2.39% (3.59%*)

  • 2.39% (3.52%*)

  • 3.09% (3.69%*)

  • 3.09% (3.67%*)

  • n/a

  • n/a

  • 3.28% p.a.

Fees
  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free (maximum $10,000)

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.06%*)

  • 2.79% (3.98%*)

  • 2.79% (3.91%*)

  • 3.29% (4.01%*)

  • 3.29% (3.98%*)

  • n/a

  • n/a

  • 3.68% p.a.

Fees
  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free (maximum $10,000)

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.34%*)

  • 2.99% (4.26%*)

  • 2.99% (4.18%*)

  • 3.49% (4.27%*)

  • 3.49% (4.23%*)

  • n/a

  • n/a

  • 3.98% p.a.

Fees
  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free (maximum $10,000)

  • no

  • yes - fees apply

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Southern Cross Credit Union home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
6.3/10
Features
5.5/10
Customer service
8.2/10
Convenience
7.2/10
Trust
7.0/10
Southern Cross Credit Union

About Southern Cross Credit Union

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.