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Southern Cross Credit Union Standard Fixed Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $10,000 and $250,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $250,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $10,000 and $250,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $10,000 $250,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $250,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $10,000 $250,000

Fixed 3 year rate
5.99% p.a.
Comparison Rate
5.62% p.a.
Service fee
$0.00
Upfront fee
$1,429
Fixed 3 year rate
6.19% p.a.
Comparison Rate
5.82% p.a.
Service fee
$0.00
Upfront fee
$1,429
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.02% p.a.
Service fee
$0.00
Upfront fee
$1,429

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.89% (5.39%*)

5.49% (5.46%*)

5.99% (5.62%*)

6.29% (5.78%*)

6.39% (5.90%*)

n/a

n/a

5.33% p.a.
Fees

$699.00

$430.00

$300.00

$0.00

n/a

$0.00

$300.00
Other financial bits

$10,000

$250,000

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free (maximum $10,000)

no

no

$0.00

yes

yes

none

Fixed Rate Lock Option Available, (greater of 0.15% of the loan amount or $750)

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.19% (5.60%*)

5.89% (5.70%*)

6.19% (5.82%*)

6.59% (6.02%*)

6.69% (6.14%*)

n/a

n/a

5.53% p.a.
Fees

$699.00

$430.00

$300.00

$0.00

n/a

$0.00

$300.00
Other financial bits

$10,000

$250,000

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free (maximum $10,000)

no

no

$0.00

yes

yes

none

Fixed Rate Lock Option Available, (greater of 0.15% of the loan amount or $750)

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.39% (5.80%*)

5.99% (5.89%*)

6.39% (6.02%*)

6.79% (6.22%*)

6.89% (6.35%*)

n/a

n/a

5.73% p.a.
Fees

$699.00

$430.00

$300.00

$0.00

n/a

$0.00

$300.00
Other financial bits

$10,000

$250,000

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free (maximum $10,000)

no

no

$0.00

yes

yes

none

Fixed Rate Lock Option Available, (greater of 0.15% of the loan amount or $750)

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Based on 7 Southern Cross Credit Union home loan reviews

About Southern Cross Credit Union

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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