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St.George Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $10,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $10,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR 60%-80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR 60%-80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $10,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $10,000

Rate
4.46% p.a.
Comparison Rate*
4.63% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
4.51% p.a.
Comparison Rate*
4.68% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
4.56% p.a.
Comparison Rate*
4.73% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.05% p.a.
Comparison Rate*
5.22% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.10% p.a.
Comparison Rate*
5.27% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.02% p.a.
Comparison Rate*
5.19% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.07% p.a.
Comparison Rate*
5.24% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.12% p.a.
Comparison Rate*
5.29% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.31% p.a.
Comparison Rate*
5.48% p.a.
Service fee
$10.00 monthly
Upfront fee
$700
Rate
5.36% p.a.
Comparison Rate*
5.53% p.a.
Service fee
$10.00 monthly
Upfront fee
$700

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.46% p.a.

  • n/a

  • n/a

  • n/a

  • 4.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 60.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.51% p.a.

  • n/a

  • n/a

  • n/a

  • 4.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • 4.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.05% p.a.

  • n/a

  • n/a

  • n/a

  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 60.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.10% p.a.

  • n/a

  • n/a

  • n/a

  • 5.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • 5.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 60.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.07% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 60.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.12% p.a.

  • n/a

  • n/a

  • n/a

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.31% p.a.

  • n/a

  • n/a

  • n/a

  • 5.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 60.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.36% p.a.

  • n/a

  • n/a

  • n/a

  • 5.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 60.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Standard Variable Home Loan

  • Overall 9/10
    Responsive, ready to talk, proactive in options.

    Simple to deal with, very accommodating and understanding when circumstances change, i.e. need a top up to manage home repairs. Very happy.

    Read full review

    Simple to deal with, very accommodating and understanding when circumstances change, i.e. need a top up to manage home repairs. Very happy.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Steve, Victoria reviewed about 2 months ago
  • Overall 2/10
    Not happy with variable rate.

    My rate takes a long time before lowering and is still above 3%. I'm going to look into changing providers.

    Read full review

    My rate takes a long time before lowering and is still above 3%. I'm going to look into changing providers.

    Price
    2/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    8/10
    Trust
    2/10
    Less
    Simone, New South Wales reviewed 4 months ago
  • Overall 8/10
    Good products and service.

    Banked with St. George for years now. It is always competitive and the service is good.

    Read full review

    Banked with St. George for years now. It is always competitive and the service is good.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Martha, Western Australia reviewed 6 months ago
  • Overall 9/10
    Staff are attentive and positive

    Currently happy with business association

    Read full review

    Currently happy with business association

    Price
    9/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Paul, New South Wales reviewed over 3 years ago
  • Overall 9/10
    Banking with St George is for keeps

    When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

    Read full review

    When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10
    Less
    Jason, New South Wales reviewed over 4 years ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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2.79% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.