The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 60%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 60%-80% | $10,000 | |
| | Owner Occupier | Principal & Interest | < 60% | $10,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $10,000 | |
| | Owner Occupier | Interest Only | 60%-80% | $10,000 | |
| | Owner Occupier | Interest Only | < 60% | $10,000 | |
| | Investor | Principal & Interest | 60%-80% | $10,000 | |
| | Investor | Principal & Interest | < 60% | $10,000 | |
| | Investor | Principal & Interest | 80%-90% | $10,000 | |
| | Investor | Interest Only | 60%-80% | $10,000 | |
| | Investor | Interest Only | < 60% | $10,000 |
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $10,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 60%
Loan: $10,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $10,000
Investor (Interest Only)
LVR 60%-80%
Loan: $10,000
Investor (Interest Only)
LVR < 60%
Loan: $10,000
4.51% p.a.
n/a
n/a
n/a
4.68% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.46% p.a.
n/a
n/a
n/a
4.63% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.56% p.a.
n/a
n/a
n/a
4.73% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.10% p.a.
n/a
n/a
n/a
5.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.05% p.a.
n/a
n/a
n/a
5.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.07% p.a.
n/a
n/a
n/a
5.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.02% p.a.
n/a
n/a
n/a
5.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.12% p.a.
n/a
n/a
n/a
5.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.36% p.a.
n/a
n/a
n/a
5.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
60.00%
80.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.31% p.a.
n/a
n/a
n/a
5.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$100.00
n/a
$10.00 monthly
$350.00
$10,000
none
none
60.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have been with St George all my life. I have had a home loan and all my savings and credit cards with them. My fiancé’s business banking is with NAB. We have just moved all business and his home loan over to St George. Can’t fault them.
Read full reviewI have been with St George all my life. I have had a home loan and all my savings and credit cards with them. My fiancé’s business banking is with NAB. We have just moved all business and his home loan over to St George. Can’t fault them.
The process has been anything but seamless, every step of the way there has been a problem that I have had to deal with and follow up with multiple phone calls and emails with little to no response most of the time. They have stuffed up every payment made to the builder so far. I had to pay extra on the day of settlement, 2 hours prior or my land wouldn't have settled and if it wasn't for the fact I was friends with my settlement agent I wouldn't have known there was an issue as my St.George banker's response to my settlement agent when advised of the short fall was "I have to go into a meeting", all because they couldn't get their calculations right to begin with. Then when it was discovered they owed me money it took constant following up to get the money back only to find they had done it as a loan advance and now I am paying interest on money that I shouldn't of had to part ways with in the first place. I would not recommend anyone to go with this bank when looking into house finance.
Read full reviewThe process has been anything but seamless, every step of the way there has been a problem that I have had to deal with and follow up with multiple phone calls and emails with little to no response most of the time. They have stuffed up every payment made to the builder so far. I had to pay extra on the day of settlement, 2 hours prior or my land wouldn't have settled and if it wasn't for the fact I was friends with my settlement agent I wouldn't have known there was an issue as my St.George banker's response to my settlement agent when advised of the short fall was "I have to go into a meeting", all because they couldn't get their calculations right to begin with. Then when it was discovered they owed me money it took constant following up to get the money back only to find they had done it as a loan advance and now I am paying interest on money that I shouldn't of had to part ways with in the first place. I would not recommend anyone to go with this bank when looking into house finance.
Simple to deal with, very accommodating and understanding when circumstances change, i.e. need a top up to manage home repairs. Very happy.
Read full reviewSimple to deal with, very accommodating and understanding when circumstances change, i.e. need a top up to manage home repairs. Very happy.
My rate takes a long time before lowering and is still above 3%. I'm going to look into changing providers.
Read full reviewMy rate takes a long time before lowering and is still above 3%. I'm going to look into changing providers.
Banked with St. George for years now. It is always competitive and the service is good.
Read full reviewBanked with St. George for years now. It is always competitive and the service is good.
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
