The Mutual Bank home loans

4.2
Based on 3 The Mutual Bank home loan product reviews.
Fact Checked

Formally Maitland Mutual Building Society, The Mutual Bank is a member-owned bank with deep roots in the Hunter Region of New South Wales. Among other banking products, The Mutual Bank offers a range of fixed, variable and package home loans to its customers - all of which you can learn more about below.

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Last updated 11 March 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Special Budget Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Variable
    Comparison rate
    5.70 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Fixed Rate Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • Interest only
    • 10% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    7.31 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Fixed Rate Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • Interest only
    • 10% min deposit
    • Redraw available
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    7.61 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link
  • Standard Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • Interest only
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    7.64 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link
  • Special Budget Home Loan

    • Investor
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.90 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Standard Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • Interest only
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    7.94 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Variable Home Loan

    • Owner occupier
    • Principal & Interest
    • Interest only
    • 10% min deposit
    • Offset available
    • Redraw available
    Interest rate
    7.48 % p.a.
    Variable
    Comparison rate
    7.83 % p.a.
    Initial monthly repayment
    $3,489
    No Partner link
  • Variable Home Loan

    • Investor
    • Principal & Interest
    • Interest only
    • 10% min deposit
    • Offset available
    • Redraw available
    Interest rate
    7.88 % p.a.
    Variable
    Comparison rate
    8.22 % p.a.
    Initial monthly repayment
    $3,627
    No Partner link
  • Standard Home Loan

    • Owner occupier
    • Principal & Interest
    • Interest only
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    8.38 % p.a.
    Variable
    Comparison rate
    8.42 % p.a.
    Initial monthly repayment
    $3,802
    No Partner link
  • Standard Home Loan

    • Investor
    • Principal & Interest
    • Interest only
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    8.78 % p.a.
    Variable
    Comparison rate
    8.82 % p.a.
    Initial monthly repayment
    $3,944
    No Partner link

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The Mutual Bank home loan ratings

Overall customer rating for The Mutual Bank home loans

4.2
Based on 3 product reviews.

Customer reviews

Important disclosures

The Mutual Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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