ANZ Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

  Yes

• Choice of excess

  $250 - $5,000

• Young driver excess imposed

  $800 for listed drivers under 21, $600 for drivers under 25, $1,250 for unlisted drivers.

• Maximum no claim discount table

  60% (TAS)
  60% (NT)
  60% (SA)
  60% (QLD)
  60% (ACT)
  60% (WA)
  60% (VIC)
  60% (NSW)

• Maximum no claim discount term

  5 years

• Online discount

  n/a

• Multi policy discount

  Up to 12.5% multi-policy and loyalty discount

• No claim discount

  Maximum no claim discount is protected for life against no-fault claims after 5 years and held maximum no claims discount level for at least 2 years. Others can purchase protection for extra premium.

• Discounts available

  Loyalty and multi-policy discount up to 15% available.

Service features

• Roadside assistance

  No

• Choice of repairer

  Yes

• Claims service 24 7

  Yes

• Other benefits

  n/a

• Other restrictions

  n/a

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  Yes - within 2 years and 30,000 km of original registration (Optional 4 year new car replacement within 100,000 km of registration)

• Personal property cover

  Up to $500 if damaged or stolen.

• Windscreen cover

  Yes - $0 windscreen excess on first claim each year.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 150 km from home.

• Rental car after theft

  Yes - Up to 14 days, max $75 per day.

• Rental car after accident

  Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000 for trailer only excluding contents.

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Replacement cost

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver

  No

• Rideshare cover

  Yes