Bankwest car insurance

Bankwest's overall rating for car insurance

(as rated by the Mozo community)

7.3 / 10

based on 15 reviews

Bankwest has been around since 1895, offering easy banking and insurance products to its customers. In 2008, it became part of the Commonwealth Bank Group, which means when you take out a Bankwest car insurance policy, you’ve got the security of being backed by Australia’s biggest bank.

Check out the policy details below:

Bankwest offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer


up to 70%

Up to 10%


*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Frequently asked questions about Bankwest car insurance

Should I opt for the low or high excess option?

You can choose between low or high excess with Bankwest car insurance cover. Which one is right for you depends on your budgeting style.

A high excess means you don’t have to pay as much on your upfront premium, but you will have to come up with more cash if you do have to make a claim. On the other hand, low excess means that you’ll be up for a minimal payment in the case of a claim, but you have to pay a higher premium to begin with.

How is my premium calculated?

Lots of different things can affect how Bankwest determines your car insurance premium, including, but not limited to, how you use your car, where it’s kept and what kind of car it is. Even things like colour can change your premium.

What it comes down to is determining how likely you are to make a claim - so generally speaking, the safer your circumstances, the less you’ll pay.

How can I pay my premium?

With Bankwest car insurance, you can pay your premium month-by-month at no extra cost, or, you can pay it annually as one lump sum.

What discounts are available?

Keep an eye on what discounts you can get on your car insurance so that you’re not paying too much on your premium! Some discounts available from Bankwest include:

What cover do I have in an emergency?

Although roadside assistance isn’t covered under your Bankwest insurance, you will have other cover in an emergency, including repairs without assessment and alternative travel or accommodation up to a certain amount, as well as towing costs.

What optional extras can I add to my car insurance?

How is Bankwest rated by customers?

Want to know what Bankwest customers think of their car insurance policies? Read through our customer review section to see how regular Aussies rate Bankwest in terms of things like convenience, trust and customer service. 

How to make a claim

You should give Bankwest a call if you ever need to make a claim on your car insurance. When you do, make sure you have some information regarding your claim handy, including:

More helpful car insurance quick links