7.7 / 10

based on 5879 reviews as rated by Mozo community

Bankwest car insurance

Bankwest has been around since 1895, offering easy banking and insurance products to its customers. In 2008, it became part of the Commonwealth Bank Group, which means when you take out a Bankwest car insurance policy, you’ve got the security of being backed by Australia’s biggest bank.

Check out the policy details below:

Bankwest offers the following car insurance policies

Rates and fees verified as correct at 07 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Car Insurance

Yes

up to 70%

Up to 10%

Yes

Frequently asked questions about Bankwest car insurance

Should I opt for the low or high excess option?

You can choose between low or high excess with Bankwest car insurance cover. Which one is right for you depends on your budgeting style.

A high excess means you don’t have to pay as much on your upfront premium, but you will have to come up with more cash if you do have to make a claim. On the other hand, low excess means that you’ll be up for a minimal payment in the case of a claim, but you have to pay a higher premium to begin with.

How is my premium calculated?

Lots of different things can affect how Bankwest determines your car insurance premium, including, but not limited to, how you use your car, where it’s kept and what kind of car it is. Even things like colour can change your premium.

What it comes down to is determining how likely you are to make a claim - so generally speaking, the safer your circumstances, the less you’ll pay.

How can I pay my premium?

With Bankwest car insurance, you can pay your premium month-by-month at no extra cost, or, you can pay it annually as one lump sum.

What discounts are available?

Keep an eye on what discounts you can get on your car insurance so that you’re not paying too much on your premium! Some discounts available from Bankwest include:

  • No claims discount (different for each state)
  • Online discount
  • Loyalty discount

What cover do I have in an emergency?

Although roadside assistance isn’t covered under your Bankwest insurance, you will have other cover in an emergency, including repairs without assessment and alternative travel or accommodation up to a certain amount, as well as towing costs.

What optional extras can I add to my car insurance?

  • A lot of the things you might want from a car insurance policy are already covered by Bankwest, but a few that you might think about adding as extras include:
  • Cost of a rental car after an accident
  • No claim discount protection
  • Restricted driver option

How is Bankwest rated by customers?

Want to know what Bankwest customers think of their car insurance policies? Read through our customer review section to see how regular Aussies rate Bankwest in terms of things like convenience, trust and customer service. 

How to make a claim

You should give Bankwest a call if you ever need to make a claim on your car insurance. When you do, make sure you have some information regarding your claim handy, including:

  • The name, address and phone number of any drivers involved in the accident.
  • The registration number of any other vehicles involved in the accident.
  • The name and contact details of any witnesses to the accident.
  • Your car insurance policy number.

How is Bankwest car insurance rated?

Mozo users have rated Bankwest car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
Bankwest car insurance
Overall
7.3/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

15 Reviews

Recent Bankwest car insurance reviews

Bankwest Comprehensive Car Insurance review
Overall 6/10
Competitive provider

I LIKE THE WAY THEY DO THEIR INSURE

Read full review

I LIKE THE WAY THEY DO THEIR INSURE

Value for money
6/10
Less
Mary, Victoria, reviewed over 3 years ago
Bankwest Comprehensive Car Insurance review
Overall 7/10
Not bad.

Not bad if you use the bank for multiple things.

Read full review

Not bad if you use the bank for multiple things.

Value for money
7/10
Policy coverage
7/10
Customer service
8/10
Claims handling
6/10
Trust
6/10
Less
Keaton, Western Australia, reviewed over 5 years ago
Bankwest Car Insurance review
Overall 7/10
Bankwest online is great. So easy to use.

They have great customer service just personally think they need to employ people that actually know their policies inside and out.

Read full review

They have great customer service just personally think they need to employ people that actually know their policies inside and out.

Value for money
9/10
Policy coverage
8/10
Customer service
10/10
Claims handling
6/10
Trust
5/10
Less
Kyle, Western Australia, reviewed about 5 years ago
Bankwest Comprehensive Car Insurance review
Overall 10/10
tabby

Cool

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Helen, Western Australia, reviewed over 5 years ago

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