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Virgin Money Comprehensive Car Insurance

Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
up to 15%
Choice of repairer
Optional Extra
Go to site

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $1,850

  • $600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers over 25.

  • not disclosed (NSW)
    not disclosed (SA)
    not disclosed (ACT)
    not disclosed (QLD)
    not disclosed (WA)
    not disclosed (VIC)
    not disclosed (NT)
    not disclosed (TAS)

  • 5 years

  • up to 15%

  • n/a

  • Maximum no claim discount is protected for life against no-fault claims, after 2 years having held no claim discount protection already. Others can purchase protection for extra premium.

  • Restricted Drivers Discount available

Service features
  • Optional Extra

  • Optional Extra

  • Yes

  • Receive a $100 e-Gift card when you purchase a new policy by 30 September 2020, can be redeemed at selected major retailers. T&Cs apply.

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 2 years and 40,000 km of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $850 travel and accommodation costs (max $100 per day).

  • Yes - Up to 14 days, max $1,000 total.

  • Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

  • $5,000 within 12 months of accident.

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Virgin Money car insurance rated by the Mozo community?

Overall
7.3/10
Value for money
8.1/10
Policy coverage
7.2/10
Customer service
7.7/10
Claims handling
6.0/10
Trust
7.0/10

Latest reviews of Virgin Money Comprehensive Car Insurance

  • Overall 4/10
    Terrible service.

    Terrible people on their call center, did not want to answer my query at all. Good price but they will not keep you even for one claim made.

    Read full review

    Terrible people on their call center, did not want to answer my query at all. Good price but they will not keep you even for one claim made.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    5/10
    Less
    Doro, Victoria reviewed about 1 month ago
  • Overall 7/10
    Competitively priced, friendly to deal with

    They were competitively priced and friendly to deal with on the phone.

    Read full review

    They were competitively priced and friendly to deal with on the phone.

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Phil, Victoria reviewed about 3 years ago
  • Overall 9/10
    Very good service

    I process of claiming now couldn't fault service

    Read full review

    I process of claiming now couldn't fault service

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Ian, Tasmania reviewed about 3 years ago
  • Overall 6/10
    Great claims process - very easy

    Pros: Cheaper, great claims process

    Read full review

    Pros: Cheaper, great claims process

    Value for money
    7/10
    Policy coverage
    4/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    7/10
    Less
    Brian, New South Wales reviewed over 4 years ago
  • Overall 3/10
    They cancelled policy.

    I didnt give proof of ncb and they cancelled.

    Read full review

    I didnt give proof of ncb and they cancelled.

    Value for money
    6/10
    Policy coverage
    5/10
    Customer service
    4/10
    Claims handling
    5/10
    Trust
    4/10
    Less
    Brad, New South Wales reviewed almost 5 years ago
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