Get to know ING’s award-winning insurance in 2020

By Olivia Gee ·
Woman feeding baby in ING insured home

For most Aussies insurance is an essential part of life. But finding the best policies to protect your home, car and other belongings doesn’t have to be a drag or cost the earth. 

Want to know how this idyllically insured lifestyle can be achieved? Start with the Mozo Experts Choice Awards. In 2020, the Mozo judges searched through the fine print and collected thousands of quotes to uncover the best home and contents insurance policies. 

Of all the purchases you might make in your lifetime, buying a home is a massive investment, emotionally and financially. So you want to make sure you’re covered with the right policy. 

ING’s policy took out a Mozo award in the best value category, meaning it provides reassuring cover while being one of the more affordable insurance options on the market.

If you’d like to learn more about this top value-for-money policy and ING’s car insurance, read the details below.

Top-value insurance options from ING

ING Home and Contents Insurance
  • Up to 30% online application discount (for the first year)
  • Temporary accommodation cover

This award-winning policy will cover your home and belongings against a range of natural disasters like fires, storms and earthquakes, plus damage to things like treasured antiques and artworks. You and your pets will also be sorted for up to 12 months (or 10% of the sum insured) if your residence is damaged to the point where you can’t live there while it’s being repaired.  

To keep costs down on the standard policy, a few things are only available as optional extras. You’ll need to opt-in if you’d like underinsurance, which covers an additional 25% of the buildings insured sum if the cost of repairs or replacements go beyond your coverage. Cover for flooding and accidental damages are also optional extras, so you’ll need to think about how likely those events are considering your personal circumstances.

ING Comprehensive Car Insurance
  • New-for-old replacement (within 2 years or 40,000km of registration)
  • 15% discount on your first years policy for applying online

With ING Comprehensive Car Insurance, you’ll get new-for-old cover on your car, just in case it’s written-off (so long as it’s under two years old or driven less than 40,000km). And if your wheels are stolen, ING will sort you out with a rental vehicle for up to 14 days (up to $1,000) with legal liability cover while you’re using the hire car. Alternatively, if the keys are stolen, replacement is covered for up to $1,000.

This policy also gives you the reassurance of a 24/7 claims service, emergency coverage for travel and accommodation cost (up to $850) and car towing ($100 per day, $850 in total). There’s also the option to include roadside assistance within your policy and you can elect your own repairer as an option extra.

Head to the Mozo Experts Choice Awards page to learn more about the judging process, or to check out winners in other insurance areas.

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Olivia Gee
Olivia Gee
Money writer

As one of Mozo’s money writers, Olivia Gee shares her research and insights across banking, insurance and property to help readers save. She loves getting stuck into a story, unveiling all the facts, breaking down stats and drawing on personal experiences - this is what drives her as a journalist. She has a double degree from the University of Wollongong, with a BA in Journalism as well as Media and Communications.