ING logo
Mini meca 2023

ING Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
Choice of repairer
Optional Extra

Mozo editorial review ING Comprehensive Car Insurance - last updated: 28 September 2023

binocular icon
What's hot
  • 2023 Mozo Experts Choice Award winner
  • Rental car after theft and not-at-fault accident
  • Optional roadside assistance available
  • 15% online discount for the first year
What's not
  • Monthly or fortnightly payments cost extra
Mozo snapshot

If you’re on the hunt for an affordable new car insurance policy, make sure you check out ING Comprehensive Car Insurance. With variable excess to help you manage your budget, generous discounts and cover on a wide range of events, ING Comprehensive Car Insurance could be the one for you. 

It was even named a Mozo Experts Choice Car Insurance Award winner in 2023, taking out a trophy in the Exceptional Value Young Driver Insurance category. 

key icon
Key features

ING Comprehensive Car Insurance offers a wide range of quality cover with the option to tailor your premium to suit your budget. You can choose a higher excess to reduce your premium (remember this will mean you have to pay more at claim time), access a no claims discount up to 15%, and slash another 15% off your premium in the first year if you apply online.

If your car’s a write-off, don’t stress. ING Comprehensive Car Insurance will hook you up with a new car as long as yours was within two years or 40,000 km of the original registration. And if your car’s stolen, they’ll give you a rental vehicle for up to 14 days (up to $1,000) with legal liability cover while you’re using the hire car.

On top of this, they’ll cover the cost of replacement car keys if stolen (of up to $1,000) and a new baby capsule/seat (up to $500), as well as up to $1,000 of trailer or caravan cover too. 

ING Comprehensive Car Insurance gives you the reassurance of a 24/7 claims service, and a bunch of different emergency features on offer, like, travel and accommodation cost cover ($200/day up to $1,000) and reasonable towing costs. 

Just remember, not everything is covered and some features may only come as optional extras for an additional fee. For example, windscreen cover is included as standard, but the optional to reduce the excess in this kind of claim to $40 is an optional extra that comes with an additional premium. Other optional extras include the choice of repairer and a hire car cover after an at-fault accident. Roadside assistance is also available for an extra $89.95 per year.

Who is it good for

If you’re an Aussie driver after a value-packed car insurance policy that comes with all the bells and whistles and options that allow you to tailor cover to your needs, then consider ING Comprehensive Car Insurance.

question icon
Any catches

Keep in mind ING Comprehensive Car Insurance only offers a rental car in the case of a not-at-fault incidents, and if you’re under the age of 25, watch out for the young driver excess.


Cover information and limits in the table below correct as at 13 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$550 - $1,900 (varies by state)

$600 for drivers under 21, $500 for drivers under 24, $500 for inexperienced drivers, $600 unlisted drivers.

Not Published





Online discount of 15% off first year premium.

Service features

Optional Extra

Optional Extra





Coverage summary

Agreed or Market

Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first

Personal Effects cover in the event of a collision, theft or forced entry (up to $500)

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Up to $500

Automatic inclusion of up to $1,000 for emergency transport and accommodation (max $200 per day)

Yes - Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.

Yes - legal liability cover when using a substitute vehicle.

Up to $1,000

Up to $1,000 if stolen.

Child seat or capsule cover in the event of a collision, theft or forced entry (up to $500)

Covered only if agreed in writing.



Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are ING car insurance rated by the Mozo community?

Value for money
Policy coverage
Customer service
Claims handling
Based on 32 ING car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of ING Comprehensive Car Insurance

About ING

Compare other car insurance