NAB Home & Contents Insurance

Policy and service features

• Days unoccupied until cover stops

  60

• Underinsurance protection

  No

• New for old

  Yes

• Basic excess from

  $500

• Choice of excess

  true

• Pay monthly at no cost

  yes

• Discounts

  Up to 30% no claim bonus discount, up to 10% combined policy discount

• Service 24 7

  Yes

• Away from home

  Up to 90 days, up to 20% of sum insured

• Open air contents

  Up to 20% of sum insured

• Legal liability cover

  Up to $20,000,000

• Other benefits

  12 months Emergency Home Assistance at no extra cost

• Other restrictions

  n/a

Events

• Accidental loss and damage

  Optional Extra

• Accidental breakage of glass

  Yes

• Fire

  Yes

• Lightning

  Yes

• Storm

  Yes

• Flood

  Optional Extra

• Earthquake

  Yes

• Fusion

  Optional Extra, Up to 10 years old

• Power surge

  No

• Explosion

  Yes

• Escape of liquid

  Yes

• Storm surge

  No

• Impact damage

  Yes

• Theft or burglary

  Yes

• Malicious acts and vandalism

  Yes

• Riots and civil commotion

  Yes

Buildings

• Buildings and structural improvements

  Yes

• Building materials

  No

• Landscaping

  Plants up to $5,000

• Gates and fences

  Yes

Contents

• Cash

  Up to $2,000

• Credit card

  No

• Cd dvd and electronic files

  Yes. Up to $2,000 for electronic files

• Computer software hardware

  Yes

• Camera and accessories

  Up to $2,500 per item, $7,500 in total

• Carpets

  Yes

• Handwoven carpets

  Up to $2,500 per item, up to $7,500 for all special items

• Antiques and valuables

  Up to $2,500 per item, up to $7,500 for all special items

• Jewellery

  Up to $2,500 per item, up to $7,500 for all special items

• Uncut gems

  No

• Replacement of documents

  Up to $2,500 per item, up to $7,500 for all special items

• Identity theft

  No

• Personal medical equipment

  Yes

• Tools of trade

  Up to $1,500 per item, $10,000 in total

• Stock and inventory

  Up to $1,500

• Home office contents

  Up to $1,500 per item, $10,000 in total

Other cover

• Death and injury

  No

• Veterinary expenses

  Up to $500

• Lock replacement

  Up to $1,000

• Temporary accommodation

  Up to 12 months, up to 10% of sum insured

• Temporary accommodation for pets

  Up to $500

• Emergency storage

  Up to 12 months

• Debris removal

  Up to 10% of sum insured combined with demolition cost

• Demolition cost

  Up to 10% of sum insured combined with debris removal cost

• Temporary repairs

  No

• Changing address

  Up to 14 days

• Contents while moving

  Optional Extra