7.4 / 10

based on 9425 reviews as rated by Mozo community

St.George home insurance

St.George is one of Australia's major banking brands, and in 2008 became part of the Westpac Group. Known for exceptional service, innovative and award-winning products, St.George is a trusted brand by many Australians.

In addition to banking, St.George has built a strong reputation in insurance providing quality Home & Contents insurance, building, landlord and renters insurance. Its policies have been awarded 2020 Mozo Experts Choice Awards for outstanding value.

St.George offers the following home insurance

Rates and fees verified as correct at 26 February, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement  
Essential Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 5% of sum insured

Yes

Essential Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Essential Care Residential - building
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Premier Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Premier Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of sum insured

Yes

Premier Care Residential - building
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 30% of sum insured

Yes

Quality Care Residential
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 10% of sum insured

Yes

Quality Care Residential (Home & Contents)
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

Quality Care Residential - building
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

No

Yes

Up to 20% of sum insured

Yes

How is St.George home insurance rated?

Mozo users have rated St.George home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
St.George home insurance
Overall
6.6/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

29 Reviews

Recent St.George home insurance reviews

St.George Home & Contents Insurance review
Overall 1/10
Bad customer service

After receiving a renewal offer that reflects an almost 20% price hike I called and took up the recorded offer to receive a call back on the same day. I did this twice over different days. Both times St George did not bother to call me back.

Read full review

After receiving a renewal offer that reflects an almost 20% price hike I called and took up the recorded offer to receive a call back on the same day. I did this twice over different days. Both times St George did not bother to call me back.

Value for money
1/10
Policy coverage
2/10
Customer service
1/10
Trust
2/10
Less
Joseph, Queensland, reviewed 16 days ago
St.George Building Insurance review
Overall 1/10
Worst insurance ever

Absolute riit! Lies and shear stupid mistakes at customer expense! Avoid at all costs! I never paid too much attention to the wording but when I had to found complete contraction on ever matter from 1 page to the other and misleading insurance names to take your money and reject all claims.

Read full review

Absolute riit! Lies and shear stupid mistakes at customer expense! Avoid at all costs! I never paid too much attention to the wording but when I had to found complete contraction on ever matter from 1 page to the other and misleading insurance names to take your money and reject all claims.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Jane, New South Wales, reviewed 2 months ago
St.George Home Insurance review
Overall 4/10
Buy if you like listing to on hold call music

Good polices. Price is fair. 25 minute wait times for customer support. I rather pay a bit more the sit on hold 2x for 25 -30 minutes.

Read full review

Good polices. Price is fair. 25 minute wait times for customer support. I rather pay a bit more the sit on hold 2x for 25 -30 minutes.

Value for money
7/10
Policy coverage
9/10
Customer service
1/10
Less
James, Queensland, reviewed 4 months ago
St.George Home Insurance review
Overall 8/10
Easy and quick.

Easy to use website. Helpful and knowledgeable staff. Clear information.

Read full review

Easy to use website. Helpful and knowledgeable staff. Clear information.

Value for money
8/10
Policy coverage
8/10
Customer service
10/10
Trust
7/10
Less
Emma, New South Wales, reviewed 5 months ago

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