Aussies are cruising more than ever, but are we skipping travel insurance?

According to a recent post by Lonely Planet, when it comes to travelling, cruises have become the next biggest thing.

In fact, the Cruise Lines International Association (CLIA) annual report revealed that over 1.2 million Aussies cruised in 2016 - a 21% increase from the previous year.

These numbers are only expected to grow, with Royal Caribbean’s managing director, Adam Armstrong claiming that by 2020, they will reach their target of 2 million passengers.

“The current growth of the Australian market and the fact it surpasses more established markets, is a reflection that Australians are increasingly embracing cruise as a preferred holiday,” he said.

RELATED: Just how costly is an accident abroad? A sizeable Sydney house deposit says InsureandGo

One of the reasons cruises have increased in popularity is the opportunity for exploration in uncommon lands. Thoroughly planned itineraries on and off-board are also a factor as we experience a deeper engagement with nature and the local culture.

While exploratory cruises are a great, safe and cost effective way to see the world, it’s important that Aussies explore travel insurance in order to safeguard their journey.

Medicare will not provide cover for any injuries caused by accidents or illnesses, even if you are still on Australian waters, however, travel insurance immediately starts as soon as you board the cruise.

Cruise booked? Make travel insurance your next step with our travel insurance comparison tool.

Tips for making the most of your travel insurance. 

Be upfront about pre-existing medical conditions - Pre-existing medical conditions need to be disclosed in order for your insurer to recommend the best policy for your circumstances. Keep in mind though, this generally means that you may have to pay a higher premium, but at least you’ll be covered if anything goes wrong.

Report incidents ASAP - If you do suffer an incident in port, you should inform authorities on board ASAP. This way, you’ll obtain all relevant reports and documentation necessary when you need to make a claim. It’s also a good idea to inform your insurer as soon as you can.

Take it easy on the booze - Holidays are synonymous with alcohol and there’s nothing wrong with sipping on a cocktail while on board. However, you are responsible for your drinking and your insurance could be voided if you do land yourself in trouble while intoxicated.