St.George Secured Personal Loan
The details shown below are for a fixed loan between $3,000 and $80,000
The details shown below are for a variable loan between $3,000 and $80,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Fixed | $3,000 | $80,000 |
| | Variable | $3,000 | $80,000 |
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Loan: $3,000 $80,000
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Loan: $3,000 $80,000
St.George Secured Personal Loan
St.George Secured Personal Loan
Mozo Review St.George Secured Personal Loan Review
Last updated: 9 April 2019.
What's hot:
Fixed and variable interest rates available
Borrow up to $80,000
What's not:
$195 application fee
Mozo snapshot:
St.George's secured personal loan offers up competitive variable and fixed rate options, with fixed rates starting as low as 8.49% (9.60% comparison rate*). You can borrow up to $80,000 with this loan, with a term of up to 7 years. Keep in mind that whether you choose the fixed or variable option will also affect what kind of features are available - you'll be able to make free extra repayments and redraws with the variable rate option, but not the fixed.
Key features:
Need a fast turnaround? St.George personal loan online applications usually take around 15 minutes to complete and you can expect an answer within 60 seconds. So within 20 min you could have a personal loan anywhere between $2,000 to $80,000.
The St.George personal loan is available for a term between 1 to 7 years for variable rates and up to 5 years for fixed rates. Repayments can be timed to suit your payday, either weekly, fortnightly or monthly. Be sure to keep your repayments on time as there is a $9 late payment fee.
Other fees to lookout for with a St.George fixed secured personal loan are the $195 establishment fee and the $12 monthly service fee.
You can use your car as security for the loan as long as its no older than 12 years from the time the loan is paid out. If you opt for the variable rate version, you can make free extra repayments and make use of the redraw facility, but remember that if you prefer the certainty of a fixed rate, you won't have access to these features.
Another thing to remember is that early repayment penalties apply for both options, so be sure to choose a loan term that will see you pay off the loan within your budget at the quickest time possible.
Who it's good for:
Anyone looking for a low rate personal loan form a major Australian lenders who's willing to offer their vehicle as collateral.
Any catches?
No major catches, but just like most loans, you'll want to stick strictly to the repayment plan to avoid early repayment or late fee penalties.
Details
Rates and fees information correct as at 19 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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Fixed
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8.49% p.a. fixed
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9.60% p.a.based on $30,000
over 5 years
Fees
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$195.00
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$12.00
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$9.00
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$0.00
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$150 within first year of term, $100 after.
Other financial bits
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$3,000.00
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$80,000.00
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1 Year
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5 Years
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Vehicle
Features
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Weekly, Fortnightly, Monthly
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yes
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no
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none
-
none
Details
Rates and fees information correct as at 19 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
12.74% p.a.variable
-
13.81% p.a.based on $30,000
over 5 years
Fees
-
$195.00
-
$12.00
-
$9.00
-
$0.00
-
$150 within first year of term, $100 after.
Other financial bits
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$3,000.00
-
$80,000.00
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1 Year
-
7 Years
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Vehicle
Features
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Weekly, Fortnightly, Monthly
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yes
-
yes
-
none
-
none
Customer Reviews
How are St.George personal loans rated by the Mozo community?
Latest reviews of St.George Secured Personal Loan
- Overall10/10
Excellent customer service
Friendly excellent customer service
Read full review
Friendly excellent customer service
Price10/10Features-Customer service-Convenience-Trust-Less
Dale | Queensland
reviewed almost 2 years ago
- Overall6/10
Online loan service people need to be more active.
They are quick and effectant with there loan in branch the online service is a bit hit and miss...
Read full review
They are quick and effectant with there loan in branch the online service is a bit hit and miss you get there eventually but you have to have the time to call all the time as they are not very good at getting back to you.
Price8/10Features6/10Customer service5/10Convenience10/10Trust7/10Less
Kathleen | New South Wales
reviewed about 3 years ago
- Overall7/10
Highly recommend
I have been with St George since high school and have always found their customer service...
Read full review
I have been with St George since high school and have always found their customer service terrifically helpful whenever it is needed especially when applying for a personal loan.
Price7/10Features5/10Customer service10/10Convenience7/10Trust10/10Less
Tammy | New South Wales
reviewed about 3 years ago
- Overall5/10
Pretty decent
On the higher side of interest rates and they seem to be slightly behind the other banks in speed...
Read full review
On the higher side of interest rates and they seem to be slightly behind the other banks in speed and technology but they are pretty good
Price3/10Features5/10Customer service5/10Convenience6/10Trust6/10Less
Shaun | New South Wales
reviewed about 3 years ago
- Overall10/10
Would recomend to people
The staff are always there for your needs.
Read full review
The staff are always there for your needs.
Price9/10Features9/10Customer service10/10Convenience10/10Trust10/10Less
Julie | South Australia
reviewed about 3 years ago
About St.George
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
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$195.00upfront and $12.00/month
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Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
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Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
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7.99% p.a.
8.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
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ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
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RACQ Bank
Unsecured Personal Loan
12.95% p.a.
13.25% p.a.based on $30,000
over 5 years
$200.00upfront and $0.00/month
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Latitude
Personal Loan (Secured)
12.99% p.a.to 28.99% p.a.
14.20% p.a.to 30.13% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
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St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
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People's Choice Credit Union
Discounted Personal Car Loan
5.64% p.a.
5.99% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
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St.George
Secured Personal Loan
12.74% p.a.
13.81% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Latitude
Personal Loan (Secured)
12.99% p.a.to 28.99% p.a.
14.20% p.a.to 30.13% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
Promoted
People's Choice Credit Union
Discounted Personal Loan
7.99% p.a.
8.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Fixed)
7.93% p.a.to 18.87% p.a.
8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
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ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
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Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
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MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
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RACQ Bank
Unsecured Personal Loan
12.95% p.a.
13.25% p.a.based on $30,000
over 5 years
$200.00upfront and $0.00/month
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Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.34% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
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CUA
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10.89% p.a.
11.15% p.a.based on $30,000
over 5 years
$175.00upfront and $0.00/month
