St.George Unsecured Personal Loan
This product is available in different versions. Pick the right version for you here.
The details shown below are for a fixed loan between $2,000 and $40,000
The details shown below are for a variable loan between $2,000 and $40,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Fixed | $2,000 | $40,000 |
| | Variable | $2,000 | $40,000 |
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Loan: $2,000 $40,000
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Loan: $2,000 $40,000
St.George Unsecured Personal Loan
St.George Unsecured Personal Loan
Mozo Review St.George Unsecured Personal Loan Review
Last updated: 1 October 2019.
What's hot:
Unsecured personal loan up to $40,000
Flexible repayment options
What's not:
$150 early repayment penalty
Mozo snapshot:
The almost identical sibling of the St.George secured loan but with a notable difference in the 12.99% interest rate (14.06% comparison rate*) and the loan amount available (maximum $40,000), the St. George unsecured personal loan has fixed rate and variable rate options.
Key features:
The St.George unsecured loan has a 12.99% interest rate (14.06% comparison rate*) on both the fixed rate and variable rate options.
If you choose the variable rate options, you'll be able to make fee free extra repayments, plus use a free redraw facility. The fixed rate option doesn't come with these features, and also has an early repayment penalty of $150 if you pay out your loan in the first year, or $100 after that.
With either option, you can choose between weekly, fortnightly and monthly repayments, and loans are available for terms of 1 to 5 years for fixed and 1 to 7 years for variable.
You'll need to budget for a $12 monthly service fee and a $195 establishment fee. Once you have the loan, you should think about setting up automatic repayments, otherwise you will have to pay a $15 late payment fee.
If you've got a busy lifestyle and can't get to a branch, you can apply for St.George personal loans online. The application only takes about 15 minutes and St.George approve the loan within 60 seconds.
Who it's good for:
This is an unsecured loan, so it's a good choice if you need to borrow up to $40,000, but don't have a big asst, like a car or house, to put up as security against the loan. Just keep in mind unsecured loans often come with a higher rate than a secured option.
Any catches?
If you pay off your loan within 12 months there will be a $150 early repayment penalty or $100 after 12 months and before end of term and you may also have to pay break costs.
Details
Rates and fees information correct as at 17 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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Fixed
-
12.99% p.a.to 18.90% p.a. fixed
-
14.06% p.a.to 19.93% p.a.based on $30,000
over 5 years
Fees
-
$195.00
-
$12.00
-
$15.00
-
$0.00
-
$150 within first year or $100 after. Break costs may apply.
Other financial bits
-
$2,000.00
-
$40,000.00
-
1 Year
-
5 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Details
Rates and fees information correct as at 17 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
12.99% p.a.variable
-
14.06% p.a.to 19.93% p.a.based on $30,000
over 5 years
Fees
-
$195.00
-
$12.00
-
$15.00
-
$0.00
-
$150 within first year of term, $100 after.
Other financial bits
-
$2,000.00
-
$40,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
yes
-
none
-
none
Customer Reviews
How are St.George personal loans rated by the Mozo community?
Latest reviews of St.George Unsecured Personal Loan
- Overall3/10
Beware
Customer service could be improved significantly as their staff often provides me with...
Read full review
Customer service could be improved significantly as their staff often provides me with misinformation.
Price1/10Features0/10Customer service2/10Convenience2/10Trust0/10Less
Sharon | New South Wales
reviewed about 1 year ago
- Overall5/10
Ok
They are ok. Overall I am happy with the service provided.
Read full review
They are ok. Overall I am happy with the service provided.
Price4/10Features5/10Customer service7/10Convenience6/10Trust7/10Less
Nina | New South Wales
reviewed about 1 year ago
- Overall4/10
Great staff, very friendly & honest.
I'm a disabled pensioner, so have been unable to secure a loan anywhere! The staff are always...
Read full review
I'm a disabled pensioner, so have been unable to secure a loan anywhere! The staff are always lovely, just unable to help me.
Price-1/10Features-1/10Customer service8/10Convenience9/10Trust8/10Less
Kara | New South Wales
reviewed almost 2 years ago
- Overall9/10
Great service
Very helpful in choosing the right product for the customer
Read full review
Very helpful in choosing the right product for the customer
Price9/10Features9/10Customer service9/10Convenience9/10Trust9/10Less
Ruta | New South Wales
reviewed over 3 years ago
- Overall10/10
Love this bank
Love this bank
Read full review
Love this bank
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Tina | New South Wales
reviewed almost 4 years ago
About St.George
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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