Advertisement

P&N Bank credit card reviews

P&N Bank
P&N Bank's overall rating for credit cards

(as rated by the Mozo community)

8.2 / 10

based on 42 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from P&N Bank

Recent P&N Bank credit card reviews

P&N Bank

P&N Bank Visa Platinum Credit Card Platinum Visa review

Overall rating   3 / 10

    Price   4 / 10

Less

David, Western Australia, reviewed almost 3 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   7 / 10

Good rates

Personal service .

Full review

Personal service .

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

John, Western Australia, reviewed about 4 years ago

P&N Bank

P&N Bank Visa Platinum Credit Card Platinum Visa review

Overall rating   9 / 10

Fabulous customer service, good rates

They have always been fantastic.

Full review

They have always been fantastic.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Kathy, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   9 / 10

good and friendly customer service

I like my bank, it's local and friendly.

Full review

I like my bank, it's local and friendly.

    Price   7 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

Less

Tony, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   9 / 10

The best bank

P&N bank is fantastic. Someone was taking money from my account that wasn't me and they stopped it before I even noticed and I check my bank account twice a day so that's pretty hard to do. Also because I am a student I get a free credit card...

Full review

P&N bank is fantastic. Someone was taking money from my account that wasn't me and they stopped it before I even noticed and I check my bank account twice a day so that's pretty hard to do. Also because I am a student I get a free credit card which means I can buy all my text books online were they are cheaper.

    Price   10 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Kaitlin, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   8 / 10

Best customer service mostly

The online service security makes access to accounts difficult.

Full review

The online service security makes access to accounts difficult.

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ian, Queensland, reviewed over 4 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   9 / 10

Competitive rates and the best customer service

Staff always friendly and ready to help.

Full review

Staff always friendly and ready to help.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Gail, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Visa Platinum Credit Card Platinum Visa review

Overall rating   10 / 10

outstanding

Fantastic

Full review

Fantastic

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Karen, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   6 / 10

Very good

Very good

Full review

Very good

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Dana, Western Australia, reviewed over 4 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   7 / 10

A friendly and reliable bank

PNBank are as trustworthy, friendly financial institution. As with all banks, credit card rates are too high. Personal visits and negotiations are professionally handled in a very friendly and personable manner.

Full review

PNBank are as trustworthy, friendly financial institution. As with all banks, credit card rates are too high. Personal visits and negotiations are professionally handled in a very friendly and personable manner.

    Price   4 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Clive, Western Australia, reviewed almost 5 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   9 / 10

Great

good bank

Full review

good bank

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Peta, , reviewed almost 5 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   8 / 10

Local bank

I like P&N Bank because they are small friendly local bank who offer great products and service.

Full review

I like P&N Bank because they are small friendly local bank who offer great products and service.

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Robin, Western Australia, reviewed over 5 years ago

P&N Bank

P&N Bank Credit Card review

Overall rating   9 / 10

Personal

Personalised service is brilliant.

Full review

Personalised service is brilliant.

    Price   5 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Mozo reviewer, , reviewed almost 6 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   10 / 10

A great institution with great customer service.

I could not say enough about the P&N Bank.

Full review

I could not say enough about the P&N Bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, Western Australia, reviewed almost 6 years ago

P&N Bank

P&N Bank Visa Classic Credit Card Easypay Visa review

Overall rating   9 / 10

When I ring I speak to a person in Perth

I like the option that my credit card gets paid automatically in full on the day it is due and I pay no interest.

Full review

I like the option that my credit card gets paid automatically in full on the day it is due and I pay no interest.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Name not supplied, Western Australia, reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $199 $0 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $199 $0 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1258 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6093 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • For a limited time score 120,000 bonus Qantas Points when you apply online by 18 November 2019, are approved and spend $4,500 on your new card within the first 3 months. This offer is available to new card members only.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • For a limited time score 120,000 bonus Qantas Points when you apply online by 18 November 2019, are approved and spend $4,500 on your new card within the first 3 months. This offer is available to new card members only.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 867 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Latitude Low Rate Mastercard

    Latitude Low Rate Mastercard

    balance transfer rate

    No current offer

    purchase rate

    9.89% p.a.

    annual fee

    $69

    Go to site

    More info

    • Balance transfer rate: No current offer
    • Annual fee: $69
    • Purchase rate: 9.89% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 18.89% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description:
    Overall rating

    4.7

    Based on 592 Latitude credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Signature

    Citi Signature

    • Up to 300,000 bonus points (conditions apply)
    • 0% p.a. for 12 months – no balance transfer fee
    • 1.5 points per $1 spent on eligible domestic spend (T&C's Apply)

    balance transfer rate

    0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $395 $199 in the first year

    Go to site

    More info

    • Up to 300,000 bonus points (conditions apply)
    • 0% p.a. for 12 months – no balance transfer fee
    • 1.5 points per $1 spent on eligible domestic spend (T&C's Apply)
    • Balance transfer rate: 0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $395 $199 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1258 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 225 credit cards in the Mozo comparison engine.

Compare more credit cards

Look for a specific type of credit card:

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Back to top
 
Advertisement