P&N Bank provides one of the best rates for a Visa Card which is connected to my home loan. The Interest rate is the same as the home loan rate although the Cash Advance is similar to other cheaper banks. I get 55 days to pay account in full or in part if my total accrued is on the large size although I can call the the bank directly or through "Chat Line" up to 06 PM or send a secure email and get a call the next day. The Visa Card has a range of extra's due to being Platinum card. The Visa Platinum card provides me to better manage my money on a day to day basis.
Excellent customer service. Products are normally better than the ‘Big 4’. Each time I have contacted this bank by ‘secure mail’ I have received a reply within a few hours. Telephone conversations are always answered efficiently and questions answered promptly. Staff are always pleasant to talk too, both on the phone and face to face in the bank.
I love my bank because all the services they provide are competitive, simplistic, and cover all my needs.
Could use more information about the credit card.
They have always been fantastic.
P&N bank is fantastic. Someone was taking money from my account that wasn't me and they stopped it before I even noticed and I check my bank account twice a day so that's pretty hard to do. Also because I am a student I get a free credit card which means I can buy all my text books online were they are cheaper.
The online service security makes access to accounts difficult.
Staff always friendly and ready to help.
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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