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RACQ Bank Home loan customer reviews

Overall rating
7.6/10
Price
8.8/10
Features
7.7/10
Customer service
8.8/10
Convenience
7.3/10
Trust
7.6/10
Based on 8 RACQ Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
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Recent RACQ Bank home loan customer reviews

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  • RACQ Bank Home Loan

    RACQ bank, a better banking experience

    Low hold time. Quick to drop interest rate to be more competitive. Returns call when they say they will. Australian company and trusted Queensland brand in RACQ. Would recommend to give them a call see fornyouraelf.

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    Less
    Catherine, Queensland, reviewed 11 months ago
  • RACQ Bank Home Loan

    Be surprised.

    When I first approached the bank via phone it was on the off chance that they "might" be able to help me as at the time they were a new bank so I thought worth a try, nothing to lose. Surprisingly, they listened to my story. I'm a square peg that doesn't fit in a round hole and they refinanced my home loan. They are only a phone call away if I need anything. I get a great deal on all my insurances and if I ever need to make a physical deposit, it's as close as the Post Office. I would recommend them to anyone, especially if you don't conform to the requirement of the other banks. At least with RACQ you are treated as an individual.

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    Michelle, Queensland, reviewed over 3 years ago
  • RACQ Bank Home Loan

    Great bank to be with

    The bank offers a comparative rate and a discount on insurance products as well.

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    Convenience
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    Less
    Mark, Queensland, reviewed almost 4 years ago
  • RACQ Bank Mortgage Saver Special (Owner Occupier, Principal & Interest, LVR <60%)

    Very happy with this loan and application process.

    Very happy with this product. Good rate, flexible extra repayments/withdraw through banking app and like to have the option to visit a branch if needed. The service provided during the application process exceeded my expectations. Our agent was easy to contact and guided us through this process with prompt replies and clear information and instructions.

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    Dan, Queensland, reviewed about 4 years ago
  • RACQ Bank Home Loan

    Try if you want to experience 80's banking system.

    Great home loan product with poor system and communication. Consultants are all kind and friendly but very hard to get things process done. Have a doubt about their reliability.

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    Less
    Anyone, Queensland, reviewed over 4 years ago
  • RACQ Bank

    Okay.

    Stuffed up rewards by not processing paperwork properly with loan approval.

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    Less
    Megan, Queensland, reviewed almost 5 years ago
  • RACQ Bank Fixed Home Loan (Owner Occupier, LVR >90%)

    Great customer service and competitive rates.

    I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.

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    Debie, Queensland, reviewed almost 5 years ago
  • RACQ Bank Mortgage Saver Special (Owner Occupier, Principal & Interest, LVR <60%)

    Overall very good.

    Simple, easy and affordable.

    Price
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    Customer service
    Convenience
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    Less
    Nathanael, Queensland, reviewed almost 5 years ago
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    Home loan comparisons on Mozo - rates updated daily

    • Unloan Variable

      interest rate
      5.99% p.a. variable
      comparison rate
      5.90% p.a.

      Promoted
    • Discount Great Rate Home Loan

      interest rate
      5.99% p.a. variable
      comparison rate
      6.01% p.a.

      Promoted
    • Basic Home Loan

      interest rate
      5.39% p.a.
      fixed 3 years
      comparison rate
      5.95% p.a.

      Promoted
    • Discounted Home Value Loan

      interest rate
      6.09% p.a. variable
      comparison rate
      6.09% p.a.

      Promoted
    • Fixed Express Home Loan

      interest rate
      5.54% p.a.
      fixed 2 years
      comparison rate
      6.11% p.a.

      Promoted

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Browse all 461 home loans in Mozo's comparison database.

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.