RACQ Bank home loans

3.8
Based on 8 RACQ Bank home loan product reviews.
Fact Checked

Launched in 2017, RACQ Bank is the banking arm of the Royal Automobile Club of Queensland (RACQ). As a member owned bank, RACQ Bank pledges to put its people before profits, which means creating competitive products for its members to use - including home loans.  

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 427 home loans using the filters.
Last updated 22 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fair Dinkum Home Loan

    • Owner Occupier
    • LVR <60%
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.89 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Fair Dinkum Home Loan

    • Owner Occupier
    • LVR <70%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    5.99 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Mortgage Saver Special

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.03 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Fair Dinkum Home Loan

    • Investment
    • LVR <60%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.09 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Mortgage Breaker Special

    • Owner Occupier
    • LVR <60%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.13 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Fair Dinkum Home Loan

    • Investment
    • LVR <70%
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.19 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link

  • Mortgage Breaker Special

    • Owner Occupier
    • LVR <70%
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.23 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link

  • Mortgage Breaker Investor Special

    • LVR <60%
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.33 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • Mortgage Breaker Investor Special

    • LVR <70%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.43 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Mortgage Breaker Investment Special

    Interest rate
    6.79 % p.a.
    Variable
    Comparison rate
    6.83 % p.a.
    Initial monthly repayment
    $3,256
    No Partner link

  • Mortgage Breaker

    • Owner Occupier
    Interest rate
    8.48 % p.a.
    Variable
    Comparison rate
    8.53 % p.a.
    Initial monthly repayment
    $3,837
    No Partner link

  • Mortgage Breaker

    • Investment
    Interest rate
    9.04 % p.a.
    Variable
    Comparison rate
    9.09 % p.a.
    Initial monthly repayment
    $4,038
    No Partner link

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RACQ Bank home loan ratings

Overall customer rating for RACQ Bank home loans

3.8
Based on 8 product reviews.

Customer reviews

Important disclosures

RACQ Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.