If you’re a dedicated saver, why not be rewarded for your efforts with the St.George Incentive Saver savings account. Earning the 0.30% maximum rate is super simple, all you need to do is grow your account balance by $50 a month (if under 21, it's only $0.01 each month).
With the St.George Incentive Saver savings account, Aussie savers will enjoy a maximum interest rate of 0.30%. All you need to do is grow you balance by $50 per month. And if you're under 21, the balance only needs to grow by a minuscule $0.01 every month.
With this savings account, you’ll enjoy zero account fees and unlimited phone and internet transactions, so you’re free to move your cash around as much as you’d like! Your interest will be paid out monthly and you won’t even need to make a deposit to open the account.
Another helpful feature for long term savers is that there's no balance cap, meaning you can keep getting this maximum rate as your savings keep growing.
The St.George Incentive Saver savings account could be a great choice for dedicated savers who can guarantee they’ll be able to grow their account balance every month.
Just keep in mind that you will need to meet the saving criteria in order to earn the 0.30% rate, otherwise you’ll only receive the low standard rate of 0.15%.
| Balances from $0: 0.15% p.a. | |
| Balances from $0: 0.30% p.a. | |
| Balance must grow by at least $50 a month. If under 21, balance must grow by $0.01 a month. |
| $0.00 | |
| n/a | |
| Unlimited transactions from phone and internet. 1 free counter withdrawal transaction | |
| n/a | |
| n/a | |
| n/a | |
| $0.00 | |
| $2.50 | |
| n/a | |
| $0.00 | |
| $0.00 | |
| n/a |
| $0.00 | |
| $0.00 | |
| Monthly |
| no | |
| $2,000.00 | |
| yes | |
| no | |
| no | |
| yes | |
| no | |
| yes | |
| yes | |
| yes | |
| yes | |
| none | |
| none | |
| none |
Great staff service.
Read full reviewGreat staff service.
I have been banking with them for 27 years I worked and iI have hereditary polycystic Kidney failure on dialysis I lost everything in the floods they helped others but not me claiming that it's ended. It's still on there page I'm disgusted and almost having a breakdown I have no fridge but an esky. Nothing they say it's closed but it isn't I'm changing banks.
Read full reviewI have been banking with them for 27 years I worked and iI have hereditary polycystic Kidney failure on dialysis I lost everything in the floods they helped others but not me claiming that it's ended. It's still on there page I'm disgusted and almost having a breakdown I have no fridge but an esky. Nothing they say it's closed but it isn't I'm changing banks.
The incentive saver with St. George is seamless and easy to navigate. It holds you accountable to your savings goals as if you withdraw from the account, you lose interest for that month that you could’ve gained. There are no hidden fees and the bank are transparent and helpful. The only downfall is online banking and mobile app are often out of service.
Read full reviewThe incentive saver with St. George is seamless and easy to navigate. It holds you accountable to your savings goals as if you withdraw from the account, you lose interest for that month that you could’ve gained. There are no hidden fees and the bank are transparent and helpful. The only downfall is online banking and mobile app are often out of service.
New customers receive $50 when u open up a new complete saver account.
Read full reviewNew customers receive $50 when u open up a new complete saver account.
St.George is a fantastic bank. Always great customer service and low fees.
Read full reviewSt.George is a fantastic bank. Always great customer service and low fees.
MyState Bank
Bonus Saver Account
1.10% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Boost Saver with Go Account
1.50% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Rabobank
High Interest Savings Account
1.35% p.a. (for $0 to $250,001)
0.25% p.a.(for $0 to $250,001)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Virgin Money
Grow Saver
0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.10% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Boost Saver with Go Account
1.50% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Rabobank
High Interest Savings Account
1.35% p.a. (for $0 to $250,001)
0.25% p.a.(for $0 to $250,001)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Virgin Money
Grow Saver
0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
MyState Bank
Bonus Saver Account
0.05% p.a.(for $0 and over)
1.10% p.a. (for $0 to $250,000)
Yes up to $250,000
Virgin Money
Boost Saver with Go Account
0.10% p.a.(for $0 and over)
1.50% p.a. (for $0 to $250,000)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
0.05% p.a.(for $1 and over)
1.05% p.a. (for $1 to $250,000)
Yes up to $250,000
Virgin Money
Grow Saver
0.10% p.a.(for $0 and over)
0.65% p.a. (for $0 and over)
Yes up to $250,000
ANZ
Progress Saver
0.01% p.a.(for $0 and over)
0.35% p.a. (for $0 and over)
Yes up to $250,000
Newcastle Permanent
Smart Saver
0% p.a.(for $0 and over)
1.20% p.a. (for $0 and over)
Yes up to $250,000
UniBank
Mighty Saver Account
0.10% p.a.(for $0 and over)
1.05% p.a. (for $0 and over)
Yes up to $250,000
Teachers Mutual Bank
Mighty Saver Account
0.10% p.a.(for $0 and over)
1.05% p.a. (for $0 and over)
Yes up to $250,000