The big green dragon has breathed a lot of interest into the online savings account market with the St.George Maxi Saver. This savings account has an special intro rate of 0.45% (3 months only), no account fees, no minimum monthly balance or deposit requirements, and unlimited transactions online or over the phone.
The St.George Maxi Saver account is a worthy contender in the online savings account stakes! The special rate of 0.45% is available for first 3 months to customers opening a new Maxi Saver account for the first time, the rate then reverts back to on ongoing 0.05%. Account holders get unlimited free transactions online and over the phone giving you the freedom to move your money around as you please, without feeling the slap of high transaction fees.
Interest is paid into your savings account monthly. And if you want a little help regularly saving the St.George Maxi Saver has an excellent savings plan, where you can schedule regular payments through Internet banking.
This savings account is a great choice for savers looking to stash their cash temporarily and are comfortable with switching accounts regularly.
While online and phone banking are free with the Maxi Saver there is still a $2.50 over the counter withdrawal fee. Keep in mind that you also need to have a St.George working account to be able to open a St.George Maxi Saver.
Balances from $0: 0.05% p.a.
Balances from $0: 0.45% p.a.
Bonus rate for the first 3 months from account opening
$0.00
n/a
Unlimited transactions from phone and internet
n/a
n/a
n/a
$0.00
$2.50
n/a
$0.00
$0.00
n/a
$0.00
$0.00
Monthly
no
none
no
no
no
yes
no
yes
yes
no
no
Must link to a transaction account with this provider
none
none
St George have looked after my banking needs for 40 years.
Read full reviewSt George have looked after my banking needs for 40 years.
I like this account because your money is secure and you have easy online banking. Plus you get a VISA debit card where you can use your own money instead of a credit card. What I do not like is the fees that they charge if your account get below certain amount.
Read full reviewI like this account because your money is secure and you have easy online banking. Plus you get a VISA debit card where you can use your own money instead of a credit card. What I do not like is the fees that they charge if your account get below certain amount.
I have dealt with St George for a number of years. They have always offered the best interest rates on personal loans. They were extremely helpful with my home loan. They explain all the pros and cons. I recommend St George to people I know all the time.
Read full reviewI have dealt with St George for a number of years. They have always offered the best interest rates on personal loans. They were extremely helpful with my home loan. They explain all the pros and cons. I recommend St George to people I know all the time.
Variable interest rate is very low compared to many other providers.
Read full reviewVariable interest rate is very low compared to many other providers.
An adequate product - better interest would be always be welcome.
Read full reviewAn adequate product - better interest would be always be welcome.
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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Yes up to $250,000
MyState Bank
Bonus Saver Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
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0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
HSBC
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0.30% p.a. (for $0 to $1,000,000)
0.15% p.a.(for $0 and over)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Bankwest
Hero Saver
0.70% p.a. (for $0 to $250,001)
0.01% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Citi
Online Saver
1.10% p.a. (for $0 to $500,000)
0.35% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Flexi Saver
0.25% p.a. (for $0 to $5,000,000)
0.05% p.a.(for $0 to $5,000,000)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Boost Saver with Go Account
1.20% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Virgin Money
Grow Saver
0.65% p.a. (for $0 and over)
0.10% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Serious Saver
0.30% p.a. (for $0 to $1,000,000)
0.15% p.a.(for $0 and over)
Yes up to $250,000
Bank of Queensland
Fast Track Saver Account
1.05% p.a. (for $1 to $250,000)
0.05% p.a.(for $1 and over)
Yes up to $250,000
Bankwest
Hero Saver
0.70% p.a. (for $0 to $250,001)
0.01% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Citi
Online Saver
1.10% p.a. (for $0 to $500,000)
0.35% p.a.(for $0 and over)
Yes up to $250,000
HSBC
Flexi Saver
0.25% p.a. (for $0 to $5,000,000)
0.05% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Bankwest
Hero Saver
0.01% p.a.(for $0 to $5,000,000)
0.70% p.a. (for $0 to $250,001)
Yes up to $250,000
ANZ
Progress Saver
0.01% p.a.(for $0 and over)
0.35% p.a. (for $0 and over)
Yes up to $250,000
Newcastle Permanent
Smart Saver
0% p.a.(for $0 and over)
1.40% p.a. (for $0 and over)
Yes up to $250,000
Auswide Bank
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
1.51% p.a. (for $0 and over)
Yes up to $250,000