Interest rate
0.05% p.a.(for $0 and over)
Maximum rate
0.45% p.a. (for $0 and over)
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review St.George Maxi Saver

Last updated: 22 January 2021.

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What's hot
  • Unlimited transactions online or over the phone
  • No account fee
  • No deposit requirements
What's not
  • $2.50 over the counter withdrawal fee
  • 0.05% standard rate
Mozo snapshot

The big green dragon has breathed a lot of interest into the online savings account market with the St.George Maxi Saver. This savings account has an special intro rate of 0.45% (3 months only), no account fees, no minimum monthly balance or deposit requirements, and unlimited transactions online or over the phone.

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Key features

The St.George Maxi Saver account is a worthy contender in the online savings account stakes! The special rate of 0.45% is available for first 3 months to customers opening a new Maxi Saver account for the first time, the rate then reverts back to on ongoing 0.05%. Account holders get unlimited free transactions online and over the phone giving you the freedom to move your money around as you please, without feeling the slap of high transaction fees.

Interest is paid into your savings account monthly. And if you want a little help regularly saving the St.George Maxi Saver has an excellent savings plan, where you can schedule regular payments through Internet banking.

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Who is it good for

This savings account is a great choice for savers looking to stash their cash temporarily and are comfortable with switching accounts regularly. 

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Any catches

While online and phone banking are free with the Maxi Saver there is still a $2.50 over the counter withdrawal fee. Keep in mind that you also need to have a St.George working account to be able to open a St.George Maxi Saver.

Details

Rates and fees information correct as at 28 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.05% p.a.

  • Balances from $0: 0.45% p.a.

  • Bonus rate for the first 3 months from account opening

Fees
  • $0.00

  • n/a

  • Unlimited transactions from phone and internet

  • n/a

  • n/a

  • n/a

  • $0.00

  • $2.50

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • no

  • no

  • Must link to a transaction account with this provider

  • none

  • none

Customer Reviews

How are St.George savings accounts rated by the Mozo community?

Overall
7.6/10
Price
6.8/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.9/10
Trust
7.7/10

Latest reviews of St.George Maxi Saver

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About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George savings accounts

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MyState Bank

Bonus Saver Account

1.20% p.a. (for $0 to $250,000)

0.10% p.a.(for $0 and over)

Yes up to $250,000

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HSBC

Serious Saver

0.30% p.a. (for $0 to $1,000,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

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Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for HSBC

HSBC

Flexi Saver

0.25% p.a. (for $0 to $5,000,000)

0.05% p.a.(for $0 to $5,000,000)

Yes up to $250,000

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Bankwest

Hero Saver

0.80% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

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Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Thumbnail icon for MyState Bank

MyState Bank

Bonus Saver Account

1.20% p.a. (for $0 to $250,000)

0.10% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for HSBC

HSBC

Serious Saver

0.30% p.a. (for $0 to $1,000,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

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Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

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Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for HSBC

HSBC

Flexi Saver

0.25% p.a. (for $0 to $5,000,000)

0.05% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Thumbnail icon for Bankwest

Bankwest

Hero Saver

0.80% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Thumbnail icon for Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Thumbnail icon for Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

0.80% p.a. (for $0 to $250,001)

Yes up to $250,000

Thumbnail icon for Up

Up

Saver Account

0% p.a.(for $0 and over)

1.10% p.a. (for $0 to $1,000,000)

Yes up to $250,000

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ANZ

Progress Saver

0.01% p.a.(for $0 and over)

0.40% p.a. (for $0 and over)

Yes up to $250,000

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Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

1.40% p.a. (for $0 and over)

Yes up to $250,000

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Auswide Bank

Ziggy Kids Saver

0.01% p.a.(for $0 and over)

2.01% p.a. (for $0 and over)

Yes up to $250,000