The HSBC Day to Day Account comes with a bunch of great features that make it worth knowing about. It has no ongoing monthly fees and comes with an HSBC Visa Debit Card that can be used in-store, online or overseas.
The HSBC Day to Day Account allows you to access your money online, in branch or over the phone, through your Visa Debit Card, or BPAY. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.
The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re paying in-store, shopping
online or simply making a purchase over the phone, you can use your own
cash and
avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.
There are no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities (applicable to transactions processed through the Visa network and may be subject to investigation).
While you can use this account when travelling or shopping internationally, just be aware that overseas ATM withdrawals will incur a $4.50 fee and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.
If you're looking for an everyday bank account with no ongoing monthly account fees, plus, fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.
While the account is fee-free for domestic banking, if you need to transfer money regularly to an overseas account, it'll cost you $20 for each transaction.
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Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
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$0.00 |
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n/a |
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Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, BPAY and direct debits |
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$0.00 |
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HSBC |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$4.50 |
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3.00% |
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$0.00 monthly |
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$0.00 |
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$0.00 |
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$1,000.00 |
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no |
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no |
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yes |
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yes |
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yes |
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yes |
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yes |
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none |
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none |
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none |
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none |
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none |
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$4.50 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet
no local branches difficult to get replies and they make lots of mistakes
Read full reviewno local branches difficult to get replies and they make lots of mistakes
HSBC have a, reasonably cheap, online trading platform for their customers, so I decided to open an everyday account with them. I discovered that they have a rather intrusive online application process which, ultimately, requires physical presence at a Branch to be completed, anyway! They now have my licence number, address, salary information and employers details and I shall not be proceeding. WTF, HSBC? Yeah, nuh!
Read full reviewHSBC have a, reasonably cheap, online trading platform for their customers, so I decided to open an everyday account with them. I discovered that they have a rather intrusive online application process which, ultimately, requires physical presence at a Branch to be completed, anyway! They now have my licence number, address, salary information and employers details and I shall not be proceeding. WTF, HSBC? Yeah, nuh!
HSBC is not a safe bank! Their security system is a joke, and scammers use this fact to steal your money. HSBC states that they reimburse you in case of a scam happens on your account, but they don't. HSBC app security is a joke. You do not see the transaction immediately just day later, so if someone hacked your account or use your card, you realize it when it is already too late. HSBC employees cannot identify themselves during phone calls.
Read full reviewHSBC is not a safe bank! Their security system is a joke, and scammers use this fact to steal your money. HSBC states that they reimburse you in case of a scam happens on your account, but they don't. HSBC app security is a joke. You do not see the transaction immediately just day later, so if someone hacked your account or use your card, you realize it when it is already too late. HSBC employees cannot identify themselves during phone calls.
Like - the most secure online banking I have ever used in comparison to NAB, ANZ, bank of Melbourne. So far I have not experienced any security glitch or error when banking on line. That's the reason I switched from NAB, ANZ, bank of Melbourne to HSBC. Dislike, no interest rate for day to day account.
Read full reviewLike - the most secure online banking I have ever used in comparison to NAB, ANZ, bank of Melbourne. So far I have not experienced any security glitch or error when banking on line. That's the reason I switched from NAB, ANZ, bank of Melbourne to HSBC. Dislike, no interest rate for day to day account.
Reliable, efficient and trustworthy. Never had any issues.
Read full reviewReliable, efficient and trustworthy. Never had any issues.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay
0% p.a.
Everyday Global Account
$0.00
Apple Pay, Google Wallet
0% p.a.
