Thumbnail icon for Suncorp

Suncorp Everyday Basics

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Suncorp Everyday Basics

Last updated: 7 May 2020.

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What's hot
  • $0 monthly fees
  • No minimum balance
  • Apple Pay, Google Pay & PayID available
What's not
  • $5 overseas ATM withdrawal fee
  • $50 overseas card replacement fee
Mozo snapshot

The Suncorp Everyday Basics account, as its name suggests, is a transaction account for your basic day-to-day banking needs without any pesky monthly account keeping fees. This account offers a number of great features, including compatibility with the latest digital wallets, and a notable lack of fees making it an enticing option for many customers.

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Key features

With no ongoing monthly account keeping fees, the Suncorp Everyday Basics account is packed with the features you’ll need for easy, convenient everyday banking including free access to Suncorp and RediATM networks and a standard daily ATM withdrawal limit of $1,000.

On top of this, the account has no EFTPOS, over the counter, phone or internet fees (withdrawals or deposits) as well as no minimum balance or opening deposit requirements.

You’ll also receive a linked Visa Debit Card that can be used anywhere that Visa is accepted globally, plus, the super convenient Visa payWave functionality which allows you to use “tap and go” when making purchases below $100 in Australia. You can also rest easy with knowing that your Suncorp Everyday Basics debit card comes with Visa’s Zero Liability Policy which protects you from any unauthorised transactions (conditions apply).

And if you prefer to pay with your smartphone rather than a physical card, you'll be able to set up a digital wallet like Apple Pay, Google Pay or PayID to tap with. 

Like many other everyday bank accounts, there’s no interest paid on the balance, so if growing your nest egg is your goal right now, you’ll want to make sure you link the Suncorp Everyday Basics with a high interest savings account.

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Who is it good for

If you’re looking for a no-frills transaction account for your everyday banking needs, free of the pesky bite of ongoing fee charges, then the Suncorp Everyday Basics could a great option for you.

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Any catches

If you're planning on using the card overseas just be aware that you’ll be charged $5 for overseas ATM withdrawals, so try limiting visits to the ATM by withdrawing larger amounts at a time. Overseas purchases will also attract a 3% foreign exchange fee, so be sure to factor that into your travel budget.

Also, be extra careful when using your card when travelling - Should you lose your Everyday Basics card while cruising down the Seine or sightseeing in Trafalgar Square, you’re looking at a hefty $50 overseas emergency card replacement (whereas it’s only $12 if your card is lost or stolen in Australia). If you’re in the market for a travel-friendly money card, search the Mozo database here.

Details

Rates and fees information correct as at 2 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • none

  • Unlimited fee free electronic Suncorp transactions. Access your Everyday Basics Account with a Visa Debit Card.

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.3/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Basics

  • Overall 9/10
    Good internet banking

    Good internet banking but they are closing branches. It is an hours drive to and back just to go to a branch.

    Read full review

    Good internet banking but they are closing branches. It is an hours drive to and back just to go to a branch.

    Price
    10/10
    Features
    10/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Darren, Queensland reviewed about 20 hours ago
  • Overall 10/10
    Excellent bank and easy to deal with.

    I have been with Suncorp all my life and have never had a problem with them. The range of ATM's and banks are very convenient and necessary for me. They are my type of bank and I love Suncorp.

    Read full review

    I have been with Suncorp all my life and have never had a problem with them. The range of ATM's and banks are very convenient and necessary for me. They are my type of bank and I love Suncorp.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Robyn, Queensland reviewed about 20 hours ago
  • Overall 10/10
    Great bank to use fullstop

    Fantastic!

    Read full review

    Fantastic!

    Price
    5/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Sam, New South Wales reviewed about 2 months ago
  • Overall 8/10
    Genuinely Australian with great customer service.

    I like this bank because I feel they are a genuine Australian company. I feel they are very transparent and I know what to expect with my accounts. I also always feel welcome in the Suncorp branches.

    Read full review

    I like this bank because I feel they are a genuine Australian company. I feel they are very transparent and I know what to expect with my accounts. I also always feel welcome in the Suncorp branches.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Lucinda, Queensland reviewed about 2 months ago
  • Overall 10/10
    Never had an issue!

    I’ve been with Suncorp for almost 10 years and have never had an issue. I’ve been very happy with their services.

    Read full review

    I’ve been with Suncorp for almost 10 years and have never had an issue. I’ve been very happy with their services.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kristie, Queensland reviewed about 2 months ago
Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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