Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Mozo Review   Suncorp Everyday Options Review

Last updated: 11 October 2019.

What's hot:
  • Ability to create up to 9 high interest sub accounts

  • Up to 0.55% interest on sub accounts

What's not:
  • Standard interest paid half-yearly

Mozo snapshot:

The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub accounts that all earn interest and can be put towards different goals, each of which can earn you a special interest rate of 0.55%.

Key features:

The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.55% interest on up to nine linked Everyday Options sub accounts.

When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.

Who it's good for:

Aussies who want greater flexibility with their bank accounts and can make use of the sub account feature.

Any catches?

The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.

Details

Rates and fees information correct as at 15 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.55% p.a.

  • Rate for amounts deposited into linked Everyday Options sub-account.

Fees
  • $0.00

  • Special offer of $0 monthly account keeping fees when you open a new account

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Standard interest paid half-yearly. Special interest on sub-account paid monthly

  • Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Options

  • Overall
    10/10
    Great customer service.

    Have banked with Suncorp for about 35 years and I have always been able to count on them. Can...

    Have banked with Suncorp for about 35 years and I have always been able to count on them. Can trust them implicitly to look after you in every way.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    June | Queensland

    reviewed 20 days ago

  • Overall
    10/10
    Feels secure online and very user Friendly

    Love the online banking app and the ability to transfer securely online. The budget option is...

    Love the online banking app and the ability to transfer securely online. The budget option is great. The personal assistance by phone is always good too and I never have to wait long for assistance.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Antoinette | Victoria

    reviewed 20 days ago

  • Overall
    10/10
    Pensioner and online A/Cs (E-Options)

    Have been with them for approximately 18 years and have never ever had a problem with them. If...

    Have been with them for approximately 18 years and have never ever had a problem with them. If you asked for a complaint it would only be time spent in queue inside the bank for teller service. I can live with that.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Ernest | Queensland

    reviewed 11 months ago

  • Overall
    10/10
    No fees and brilliant customer service!

    I love their options account because of all the accounts you can have under the umbrella of one...

    I love their options account because of all the accounts you can have under the umbrella of one main account. I have been using it for years. I have also recommended it to everyone I know, including my adult children when they started working as an easy way to budget their money and save/put money aside for their expenses. It is actually my budgeting tool as well. It really is the only account I need.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    0/10
    Trust
    10/10

    Anna | Queensland

    reviewed 11 months ago

  • Overall
    10/10
    I'm recommending them to my friends

    Suncorp internet banking is easy to use, but needs more options, like the other banks.

    Suncorp internet banking is easy to use, but needs more options, like the other banks.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Natasha | Queensland

    reviewed 11 months ago

Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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