$0.00$0 monthly account keeping fees when you open a new account before 28 February 2019
Suncorp, RediATM
Visa Debit
Suncorp Everyday Options
$0.00$0 monthly account keeping fees when you open a new account before 28 February 2019
Suncorp, RediATM
Visa Debit
Suncorp Everyday Options
$0.00$0 monthly account keeping fees when you open a new account before 28 February 2019
Suncorp, RediATM
Visa Debit
Last updated: 1 February 2019.
Ability to create up to 9 high interest sub accounts
Up to 1.40% interest on sub accounts
$50 cashback when you open a new account by 31 March 2019 (conditions apply)
$5 monthly account fee (waived for new accounts opened before 28 February 2019)
The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub accounts that all earn interest and can be put towards different goals, each of which can earn you a special interest rate of 1.40%.
The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 1.40% interest on up to nine linked Everyday Options sub accounts.
When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access. However, there is a $5 monthly account keeping fee, although this will be waived if you open an account by 28 February 2019.
New account holders will also have the chance to get $50 cash back when they open a new Everyday Options Account and use Apple Pay at least five times before 31 March 2019.
Aussies who want greater flexibility with their bank accounts and can make use of the sub account feature.
The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Balances from $0: 0.00% p.a.
Balances from $1: 1.40% p.a.
Rate for amounts deposited into linked Everyday Options sub-account.
$0.00
$0 monthly account keeping fees when you open a new account before 28 February 2019
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
$0.00
Suncorp, RediATM
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
no
yes
yes
yes
yes
yes
Standard interest paid half-yearly. Special interest on sub-account paid monthly
Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates
none
none
none
$5.00
$0.00
3.00%
Have been with them for approximately 18 years and have never ever had a problem with them. If...
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Have been with them for approximately 18 years and have never ever had a problem with them. If you asked for a complaint it would only be time spent in queue inside the bank for teller service. I can live with that.
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Ernest | Queensland
reviewed 3 months ago
I love their options account because of all the accounts you can have under the umbrella of one...
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I love their options account because of all the accounts you can have under the umbrella of one main account. I have been using it for years. I have also recommended it to everyone I know, including my adult children when they started working as an easy way to budget their money and save/put money aside for their expenses. It is actually my budgeting tool as well. It really is the only account I need.
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Anna | Queensland
reviewed 3 months ago
Suncorp internet banking is easy to use, but needs more options, like the other banks.
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Suncorp internet banking is easy to use, but needs more options, like the other banks.
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Natasha | Queensland
reviewed 3 months ago
I have been with Suncorp for over 10 years and have found them to be amazing to deal with....
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I have been with Suncorp for over 10 years and have found them to be amazing to deal with. Anything I have needed from this bank has always promptly organised.
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Michelle | Queensland
reviewed 4 months ago
Nice looking staff and uniforms but thats it.
Read full review
Nice looking staff and uniforms but thats it.
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Bob | Queensland
reviewed 4 months ago
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
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