Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Mozo Review   Suncorp Everyday Options Review

Last updated: 11 October 2019.

What's hot:
  • Ability to create up to 9 high interest sub accounts

  • Up to 0.55% interest on sub accounts

What's not:
  • Standard interest paid half-yearly

Mozo snapshot:

The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub accounts that all earn interest and can be put towards different goals, each of which can earn you a special interest rate of 0.55%.

Key features:

The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.55% interest on up to nine linked Everyday Options sub accounts.

When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.

Who it's good for:

Aussies who want greater flexibility with their bank accounts and can make use of the sub account feature.

Any catches?

The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.

Details

Rates and fees information correct as at 15 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.55% p.a.

  • Rate for amounts deposited into linked Everyday Options sub-account.

Fees
  • $0.00

  • Special offer of $0 monthly account keeping fees when you open a new account

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Standard interest paid half-yearly. Special interest on sub-account paid monthly

  • Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Options

  • Overall
    10/10
    Great Institution.

    Before I retired I worked for Suncorp. I trusted them then and I trust them now.

    Before I retired I worked for Suncorp. I trusted them then and I trust them now.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Barry | Queensland

    reviewed 1 day ago

  • Overall
    8/10
    No frills no fees.

    Fee free says it all!

    Fee free says it all!

    Price
    4/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    10/10

    Angela | New South Wales

    reviewed 1 day ago

  • Overall
    7/10
    Great big bank, but also high big bank rates :(

    Great bank for accounts but far too expensive on the loan and insurance side. Trusted and always...

    Great bank for accounts but far too expensive on the loan and insurance side. Trusted and always happy to help their customers

    Price
    7/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Joshua | Queensland

    reviewed 8 days ago

  • Overall
    8/10
    Good Service.

    Pros - customer service is excellent. - competitive rates Cons - small bank, Qld only

    Pros - customer service is excellent. - competitive rates Cons - small bank, Qld only

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    6/10
    Trust
    8/10

    Sonia | Queensland

    reviewed 9 days ago

  • Overall
    10/10
    I switched to Suncorp seamlessly.

    Easy to open up accounts. No bank fees ever, multiple bucket accounts and no ATM fees.

    Easy to open up accounts. No bank fees ever, multiple bucket accounts and no ATM fees.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Samara | Victoria

    reviewed 17 days ago

Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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