The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub-accounts that all earn interest and can be put towards different goals, each of which can earn you an interest rate of 0.10% p.a.
The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.10% interest on up to nine linked Everyday Options sub accounts.
When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub-accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.
Aussies who want greater flexibility with their bank accounts and can make use of the sub-account feature.
The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Balances from $0: 0.00% p.a.
Balances from $1: 0.10% p.a.
Rate for amounts deposited into linked Everyday Options sub-account.
$0.00
n/a
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
$0.00
Suncorp, RediATM
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
no
yes
yes
yes
yes
yes
Standard interest paid half-yearly. Special interest on sub-account paid monthly
Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates
none
none
none
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID
Great account, heaps of features, love that I can use this account with the home loan.
Read full reviewGreat account, heaps of features, love that I can use this account with the home loan.
I like Suncorp because they are easy to deal with.
Read full reviewI like Suncorp because they are easy to deal with.
The Everyday Options account is awesome because you can have a few sub-accounts which makes organising your finances so much easier. I have a sub-account for my rent, bills, and personal expenses.
Read full reviewThe Everyday Options account is awesome because you can have a few sub-accounts which makes organising your finances so much easier. I have a sub-account for my rent, bills, and personal expenses.
Suncorp is a fairly decent bank which offers good customer service. I’ve recently seen other banks offering more variety and competitive interest rates, however I choose to stick with Suncorp as they’ve served me well over the past few years. I’m also a bit lazy which has stopped me from switching banks (at least I’m honest about it...)
Read full reviewSuncorp is a fairly decent bank which offers good customer service. I’ve recently seen other banks offering more variety and competitive interest rates, however I choose to stick with Suncorp as they’ve served me well over the past few years. I’m also a bit lazy which has stopped me from switching banks (at least I’m honest about it...)
Competitive with rates and fees, wait times on the phone are long though.
Read full reviewCompetitive with rates and fees, wait times on the phone are long though.
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
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