The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub-accounts that all earn interest and can be put towards different goals, each of which can earn you an interest rate of 0.10% p.a.
The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.10% interest on up to nine linked Everyday Options sub accounts.
When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub-accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.
Aussies who want greater flexibility with their bank accounts and can make use of the sub-account feature.
The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Balances from $0: 0.00% p.a.
Balances from $1: 0.10% p.a.
Rate for amounts deposited into linked Everyday Options sub-account.
$0.00
n/a
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
$0.00
Suncorp, RediATM
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
no
yes
yes
yes
yes
yes
Standard interest paid half-yearly. Special interest on sub-account paid monthly
Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates
none
none
none
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID
I love the benefits that are provided in the Suncorp’s app, such as discounts for stores. The app is also really easy for internet banking and makes transfers fast.
Read full reviewI love the benefits that are provided in the Suncorp’s app, such as discounts for stores. The app is also really easy for internet banking and makes transfers fast.
Overall reasonably satisfied. Customer service very good. Interest rates are lousy.
Read full reviewOverall reasonably satisfied. Customer service very good. Interest rates are lousy.
Brilliant bank with sub accounts which help us a lot.
Read full reviewBrilliant bank with sub accounts which help us a lot.
I don't do a lot of Banking, only my day to day account. I have found the Staff at Suncorp very friendly and helpful at all times and I have no intention of changing any time soon.
Read full reviewI don't do a lot of Banking, only my day to day account. I have found the Staff at Suncorp very friendly and helpful at all times and I have no intention of changing any time soon.
I’ve been with Suncorp for 15 years, never had any issues. When my card has broken they’ve replaced it, when I’ve had any problems with payment disputes they have been brilliant. I have multiple online accounts to organise my money and they all took about 5 minutes to set up online through the online banking website - very easy and so helpful! In branch staff are always cheerful and ready to help. Great service on the call lines when needed. Banking app always works well and easy to navigate.
Read full reviewI’ve been with Suncorp for 15 years, never had any issues. When my card has broken they’ve replaced it, when I’ve had any problems with payment disputes they have been brilliant. I have multiple online accounts to organise my money and they all took about 5 minutes to set up online through the online banking website - very easy and so helpful! In branch staff are always cheerful and ready to help. Great service on the call lines when needed. Banking app always works well and easy to navigate.
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
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