The 2021 Mozo Experts Choice Award winning Everyday Options account from Suncorp is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day-to-day financial needs, including the ability to link up to nine sub-accounts (each of which can earn you an interest rate of 0.05% p.a.) that can be put used for different goals.
The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.05% interest on up to nine linked Everyday Options sub accounts.
When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub-accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.
Aussies who want greater flexibility with their bank accounts and can make use of the sub-account feature.
Just remember, standard interest on this account is paid half-yearly.
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Balances from $0: 0.00% p.a.
Balances from $1: 0.05% p.a.
Rate for amounts deposited into linked Everyday Options sub-account.
$0.00
n/a
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
$0.00
Suncorp, RediATM
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
0%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
no
yes
yes
yes
yes
yes
Standard interest paid half-yearly. Special interest on sub-account paid monthly
Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates
none
none
none
$0.00
$0.00
0%
Apple Pay, Google Pay, PayID
I have had a bank account with this bank since I was 11 years old. This bank is so flexible. Customer service is responsive, fast and efficient. Information concerned is explained clearly and repeated if I am unsure. Costs are either extremely low or none at all. I don't see any other bank in my lifetime as close to Suncorp Bank. I would recommend Suncorp to friends, families and everyone I come across that had any bank related queries. I would even bring up information about the bank, even when not asked about. This is how satisfied I am with Suncorp bank.
Read full reviewI have had a bank account with this bank since I was 11 years old. This bank is so flexible. Customer service is responsive, fast and efficient. Information concerned is explained clearly and repeated if I am unsure. Costs are either extremely low or none at all. I don't see any other bank in my lifetime as close to Suncorp Bank. I would recommend Suncorp to friends, families and everyone I come across that had any bank related queries. I would even bring up information about the bank, even when not asked about. This is how satisfied I am with Suncorp bank.
I like this bank as the customer service is very helpful. Their products are competitive and their online banking app is very easy to navigate and has many options for banking, loans etc. The only downside is they don't have branches in my area anymore, so having to go to the post office for banking needs just really is not helpful.
Read full reviewI like this bank as the customer service is very helpful. Their products are competitive and their online banking app is very easy to navigate and has many options for banking, loans etc. The only downside is they don't have branches in my area anymore, so having to go to the post office for banking needs just really is not helpful.
Doesn’t matter how many years you are a customer, they treat you like a number. They don’t care. All they do is earn money for their shareholders and directors, not for their customers. I only stay because the internet banking is easy and reliable, that’s the only positive I have to say.
Read full reviewDoesn’t matter how many years you are a customer, they treat you like a number. They don’t care. All they do is earn money for their shareholders and directors, not for their customers. I only stay because the internet banking is easy and reliable, that’s the only positive I have to say.
I have scored them lower as the town I live in does not have a branch (the closest is 2.5hrs away). This means that I often have to pay Atm fees for withdrawals as the partnered bank atms that waive the fee changes all the time. Generally competitive term deposit interest rates. Easy to manage app.
Read full reviewI have scored them lower as the town I live in does not have a branch (the closest is 2.5hrs away). This means that I often have to pay Atm fees for withdrawals as the partnered bank atms that waive the fee changes all the time. Generally competitive term deposit interest rates. Easy to manage app.
We have never had a problem with our home loan or my accounts with Suncorp. From the day I left NAB and joined Suncorp I cannot fault the service and staff. Nothing but lovely every time. Will not change again.
Read full reviewWe have never had a problem with our home loan or my accounts with Suncorp. From the day I left NAB and joined Suncorp I cannot fault the service and staff. Nothing but lovely every time. Will not change again.
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
MyState Bank
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$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
Newcastle Permanent
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$4.00$0 monthly account fee if you deposit min. $1,800 per month or account holder is under 25
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$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
