Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Suncorp Everyday Options

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Mozo Review   Suncorp Everyday Options Review

Last updated: 13 January 2020.

What's hot:
  • Ability to create up to 9 high interest sub accounts

  • Up to 0.55% interest on sub accounts

What's not:
  • Standard interest paid half-yearly

Mozo snapshot:

The Suncorp Everyday Options account is a convenient everyday bank account with a difference. This account has a range of flexible options to help you to manage your day to day financial needs, including the ability to link up to nine sub accounts that all earn interest and can be put towards different goals, each of which can earn you a special interest rate of 0.55%.

Key features:

The Everyday Options’ interest rate on balances from $1 it is 0.01% however, for Suncorp customers, balances from $1 will be able to receive up to 0.55% interest on up to nine linked Everyday Options sub accounts.

When money is deposited into your main account, you’ll be able to set up an automatic transaction feature and have your money transferred into as many sub accounts as you would like. You’ll also get unlimited transactions from Suncorp and RediATMs, as well as free EFTPOS, phone, internet banking, as well as branch access.

Who it's good for:

Aussies who want greater flexibility with their bank accounts and can make use of the sub account feature.

Any catches?

The Everyday Options Account may not be the most ideal option to use on your next overseas adventure as there is a 3.00% foreign exchange rate and a $5 overseas ATM fee.

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.55% p.a.

  • Rate for amounts deposited into linked Everyday Options sub-account.

Fees
  • $0.00

  • Special offer of $0 monthly account keeping fees when you open a new account

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Standard interest paid half-yearly. Special interest on sub-account paid monthly

  • Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Options

  • Overall 10/10
    Great customer service.

    Awesome bank. Great customer service.

    Read full review

    Awesome bank. Great customer service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Sally, Queensland reviewed about 2 months ago
  • Overall 10/10
    Customer focused organisation.

    The family has banked with Suncorp for over 35 years and have always found them very interested in customer service. They have helped us through tough times and good ones and never faulted.

    Read full review

    The family has banked with Suncorp for over 35 years and have always found them very interested in customer service. They have helped us through tough times and good ones and never faulted.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Ed, Queensland reviewed about 2 months ago
  • Overall 9/10
    Sub accounts excellent to transfer between account

    Easy online banking app with sub accounts to transfer funds between accounts.

    Read full review

    Easy online banking app with sub accounts to transfer funds between accounts.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Phyllis, Queensland reviewed about 2 months ago
  • Overall 8/10
    Great online features, excellent ease of use.

    Very few outlets in NSW, which makes it difficult to recommend even though the service is quite good.

    Read full review

    Very few outlets in NSW, which makes it difficult to recommend even though the service is quite good.

    Price
    7/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Kirrily, New South Wales reviewed 2 months ago
  • Overall 10/10
    Great Institution.

    Before I retired I worked for Suncorp. I trusted them then and I trust them now.

    Read full review

    Before I retired I worked for Suncorp. I trusted them then and I trust them now.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Barry, Queensland reviewed 2 months ago
Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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