How to score a bargain summer holiday with your credit card

Kelly Emmerton   |   26 Nov 2018

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The only thing better than a holiday is a holiday with all the luxury and only a fraction of the price tag. And your credit card rewards program could be just the thing to make this a reality.

Major credit card rewards programs often offer tonnes of travel redemption options like hotel bookings, travel packages and even travel gift cards that you can use to book anything from rental cars to tours to accommodation. So cashing in rewards points can mean big savings on your next holiday.

And if the costs of flights from downunder is what’s got you worried, you’ll be glad to hear the right rewards card can take care of that too.

“Our database shows that typically, you need 8,000 Qantas Frequent Flyer Points or 7,800 Velocity points for a Sydney to Melbourne flight. Or if you’re flying Sydney to London, 120,000 Qantas Frequent Flyer Points or 119,600 Velocity Points,” said Mozo Director Kirsty Lamont.*

“And some premium cards even offer a free domestic flight each year, so that’s even easier!”

The quickest way to get those points is to find a rewards card with a bumper bonus points offer and generous points earning potential the rest of the time. To get you started, here’s a list of some of our favourites.

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American Express Explorer® Credit Card
  • 100,000 bonus points when you apply online by 7 January 2019 and spend $1,500 in 3 months

  • $400 travel credit annually

  • 2 free American Express Airport Lounge passes

With a massive bonus points offer and a generous travel credit to cancel out the annual fee, the Amex Explorer is a globetrotters best friend. You’ll also be able to score free international travel insurance and discounts and upgrades on hotel bookings at members of The Hotel Collection.

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St.George Amplify Signature Online Exclusive
  • 100,000 Amplify Points when you spend $4,000 in 90 days

  • $0 annual fee in the first year ($279 after)

  • 1.5 points per $1 uncapped

This exclusive online deal comes with bumper points earning power, plus perks like a concierge service and free travel insurance. You’ll also score 2 airport lounge passes, and on your birthday, an extra 10% of the points earned in the last 12 months to boost your balance.

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American Express Qantas Ultimate Card
  • 55,000 Bonus Qantas Points when you apply online and spend $3,000 in 3 months

  • $450 Qantas Travel Credit each year

  • Up to 2.5 Qantas Points per $1 spent on Qantas products

Travellers who love to fly Qantas will love having this card stashed in their carry-on. From bonus points to airport lounge passes, to a $450 travel credit which neatly cancels out the annual fee, this is bursting with travel perks for our next holiday.

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Virgin Money Virgin Australia Velocity High Flyer Card - Mozo Offer
  • 3.66 Velocity Points per $1 spent for the first $1,500 each month for 3 months

  • $129 Virgin Australia Gift Voucher, each year

  • $64 annual fee in the first year ($129 after)

If you’re a dedicated Virgin flyer, then look no further for bumper value. With pumped up points earning in the first 3 months and an annual Virgin gift voucher, this piece of plastic will have you flying high in no time.

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ANZ Frequent Flyer Black
  • 120,000 Bonus Qantas Points when you spend $7,500 in 3 months

  • $150 cashback when you spend $7,500 in 3 months

  • 75 Bonus Status Credits when you book and travel on two new Qantas flights by 30 June 2019

It’s hard to go past the ANZ Frequent Flyer Black card if bumper rewards are your aim - bonus Qantas Points, cashback to your card and Bonus Status Credits are just the tip of the iceberg! You’ll also have perks like access to free travel insurance and a complimentary Frequent Flyer Membership.

*Fees and charges may apply to flight rewards. Check with your credit card redemption program.

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