Top frequent flyer credit cards with Qantas and Velocity 2019 - Mozo Editor’s Picks
Are you preparing to see the inside of a plane more than your own loungeroom this new year? Well then, chances are you’re a frequent flyer.
But before you jet off on your next journey why not find a way to get more value out of your travel spend. With a frequent flyer credit card, you could funnel the points earnt on shopping trips into free flights, hotel upgrades or a cruise package. Plus, you could access fancy perks like airport lounge passes and complimentary travel insurance.
To help you spend your way to your next flight, there are plenty of potential frequent flyer credit cards lined up and waiting for you to check them out. Here are some of Mozo editor's top picks.
Qantas Cards
Qantas Money - Qantas Premier Platinum
- Up to 2 points per $1 on Qantas spends
- Earn up to 100,000 bonus points until 28 Feb 2019 (conditions apply)
- Complimentary travel insurance, free airport lounge invitations, and a concierge service
The Qantas Money Premier Platinum Credit Card could be the game-changing, value for money card that major rewards point lovers are searching for. As the first card offering from Qantas Money, it’s jam-packed with points and freebies, including up to 2 points per $1 spent with Qantas. In fact, its great reward value was part of the reason the Qantas Premier Platinum Credit Card took out a 2018 Mozo Experts Choice Award for Best Qantas Frequent Flyer Premium Credit Card. But this does come at a price, the $149 annual fee in the first year ($299 after) and the 19.99% p.a. purchase rate is something to keep in mind.
ANZ - Frequent Flyer Black
- 120,000 bonus Qantas Points + $150 cashback
- 2 Qantas Club Lounge visits each year
- Premium features - overseas travel, medical insurance and personal concierge
Listen up all jet-setters and shoppers alike! The ANZ Frequent Flyer Black is armed with some seriously impressive inclusions. Not only could you earn 1 point per $1 for the first $7,500 you spend in a month, but also $150 cashback after spend of $7,500 on eligible purchases within the first three months. As a twice winner of 2018 Mozo Experts Choice, with Best Premium Card Benefits and Best Qantas Frequent Flyer Premium Credit Card, the awards speak for themselves. But, all these great features do come with a hefty price-tag, so you’ll want to remember the $425 annual fee.
American Express - Qantas Ultimate Card
- $450 annual Qantas travel credit
- Earn 1.25 Qantas Points per $1 spent on eligible purchases
- Earn 55,000 bonus Qantas Points when you apply online and spend $3,000 within 3 months
There’s a lot to say about the quality features of the American Express Qantas Ultimate Card. You could bag up to 55,000 bonus Qantas Points when you sign up online and spend $3,000 in 3 months, using the easy-to-earn points system and with no cap or expiry date on the number of points you can earn. It’s no wonder this card stood out so much that it was awarded a Mozo Experts Choice Award in 2018 for Best Qantas Frequent Flyer Premium Credit Card. And despite the American Express Qantas Ultimate Card having a high $450 annual fee, these costs can be cancelled out with the exciting $450 Qantas travel credit which you’ll score each year.
Velocity Cards
Virgin Money - Virgin Australia Velocity High Flyer Card
- Earn up to 90,000 bonus Velocity points (min. spend applies)
- $129 Virgin Australia travel gift voucher
- 2 airport lounge passes
Are you a fan of velocity points? Then your ears might perk up at the Virgin Money Virgin Australia Velocity High Flyer Card’s offer. For every dollar, you spend you'll earn 1 Velocity Point, and you can also get 16,000 bonus points each month you spend $3,000 or more on purchases for the first 5 months. Plus, score exclusive flight benefits including a $129 Virgin Gift Voucher and two single entry Virgin Australia domestic lounge passes. But just take note that the Virgin Money Virgin Australia Velocity High Flyer Card has a high-interest rate of 20.74% so this is not a card to accrue debt on.
American Express - Velocity Escape Card
The American Express Velocity Escape Card offers pretty unbeatable value for serious rewards points lovers. It took out a Mozo Experts Choice Rewards Credit Card Award for Best Velocity Frequent Flyer Credit Card in 2018. Plus it comes with a standard earn rate of up to 0.75 points per dollar and offers the potential to double that on purchases with Virgin Australia. And the best part is, you build up a mighty stash of points, as they never expire and there’s no cap on the amount you can earn. This is not to mention the $0 annual fee and if you pay off your card in full each month you'll get up to 55 interest-free days. Just keep a close eye on the high 20.74% interest rate.
Looking for more ways to cash in on your credit card spend? Why not check out our full range of frequent flyer credit cards.
^See information about the Mozo Experts Choice Credit Card Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.