Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Amplify Rewards Signature (Rewards) | Rewards |
|
Amplify Rewards Signature (Qantas Frequent Flyer) | Qantas Frequent Flyer |
The Bank of Melbourne Amplify Signature gives you ability to earn a number of great rewards on your credit card spending, including flights, gift cards and cash back rewards, which you can get a jumpstart on by bagging 90,000 bonus Amplify Points when you spend over $12,000 on eligible purchases in the first 12 months of approval.
The card also has a bunch of features available, such as travel perks and shopping perks. Not only that but it also won a 2022 Mozo Experts Choice Award for best Cashback Premium Credit Card.
The main thing you’ll likely want to look at when it comes to reward-heavy credit cards is, well, the rewards. And the Bank of Melbourne Amplify Signature certainly has some that are worth investigating.
Before delving into the specifics of the rewards, it’s worth noting that there are two different options, depending on how you want to use your points. The Amplify Rewards option lets you earn 1.5 points for every $1 spent. With the Qantas Frequent Flyer option, you’ll earn 0.75 points per $1 spent*, and all points go directly to your Qantas Frequent Flyer program account.
Either way you’ll have access to numerous perks that come with the card, such as extended warranty on products purchased, some inbuilt travel insurance and two Priority Pass airport lounge visits per year. As far as redeeming rewards go, cash back, gift cards and flights are all up for grabs.
Plus, if you spend $12,000 on eligible purchases within a year of application, you’ll receive 150,000 bonus Amplify points when you apply and are approved between 7 November 2023 and 30th April 2024.
If you want to share this card with a significant other or trusted family member to boost your points earning potential, you can get an extra additional cardholder for no extra cost.
*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
The Bank of Melbourne Amplify Signature is great for big spenders or frequent travellers who will get enough value from the rewards and perks on offer to justify the $279 annual fee ($199 in the first year, offer ends 6th November 2023).
For those doing a lot of international travel with this card in their pocket, be aware that every purchase made overseas incurs the 3% foreign exchange margin. You also won't want to leave a balance accumulating interest on this card with its 19.49% p.a. purchase rate!
Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
212,000 points
15,600 points
22,200 points
-
1.5 points per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
Two Priority Pass lounge visits per year.
Receive 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year.
Spend $14,800 (Visa)
Spend $10,400 (Visa)
Spend $141,333 (Visa)
Uncapped
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
$199 in the first year |
|
none |
|
none |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.75 points per dollar on Visa, up to $250,000 per year
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Two complimentary annual Qantas Club Lounge Invitations.
Receive 90,000 bonus Qantas Points when you spend $6,000 in the first 90 days.
Spend $26,680 (Visa)
Spend $10,667 (Visa)
Spend $147,200 (Visa)
at $250,000 yearly
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
none |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Great perks for annual fee. Have not had any issues with the card and point bonus upon sign up was really handy too!
Read full reviewGreat perks for annual fee. Have not had any issues with the card and point bonus upon sign up was really handy too!
I like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons
Read full reviewI like this bank as I always find the customer service staff extremely helpful and welcoming. Pros are the great customer service as all the staff are always very helpful and provide good, clear and easy to understand product information No Cons
I have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.
Read full reviewI have a mortgage, personal loan and credit card with BOM. they are absolutely the best I've ever been with and customer service is excellent.
I like it because of the personal service, its way better than the average that is experienced in most daily activities.
Read full reviewI like it because of the personal service, its way better than the average that is experienced in most daily activities.
Bank of Melbourne is great, I have my whole banking through them now after swapping from NAB. Credit card, 100% offset account, home loan and transaction account which doubles as another offset. Every time I've dealt with them they've been extremely helpful and all went smoothly on settlement day when we were overseas. I pay the credit card off every month in full so don't pay attention to their interest rates, however their home loan rates are competitive.
Read full reviewBank of Melbourne is great, I have my whole banking through them now after swapping from NAB. Credit card, 100% offset account, home loan and transaction account which doubles as another offset. Every time I've dealt with them they've been extremely helpful and all went smoothly on settlement day when we were overseas. I pay the credit card off every month in full so don't pay attention to their interest rates, however their home loan rates are competitive.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing