Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
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Neo ($25/month - $3,000 Credit Limit) | n/a |
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Neo ($20/month - $2,000 Credit Limit) | n/a |
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Neo ($15/month - $1,000 Credit Limit) | n/a |
Don’t like interest rates or a whole bunch of fees on your credit card? The innovative Commonwealth Bank Neo might be what you need. Instead of charging interest, with this card you’ll receive 0% for a monthly fee (ranging from $15 to $25). There are also no pesky fees like late or foreign exchange charges.
It’s out with the old style of credit cards and in with the new when it comes to Commonwealth Bank Neo. One of the standout features to this card is that it comes with a 0% interest rate. That’s right, you pay no interest at all! Instead, cardholders pay a small monthly fee for holding the card which is based on the credit limit you choose:
$1,000 limit: $15 per month
$2,000 limit: $20 per month
$3,000 limit: $25 per month
Plus, if you don’t end up using your card within a statement period, no matter your credit limit, CommBank will waive the monthly cost.
This card also bids farewell to other fees as well, like late payment penalties and international transaction charges.
Commonwealth Bank Neo could be the perfect option for someone looking to switch up the way they pay for their credit card spending. With 0% interest, minimal fees and a cashback offer, this card is a hot alternative to more traditional options.
Remember, the total annual cost of this card goes up to $300, so remember to budget for that. Plus, this card only allows customers to have a limit of $3,000, so if you are needing a low rate credit card option with a larger limit, check out the CommBank Low Rate Credit Card instead.
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n/a |
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none |
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No current offer |
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none |
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none |
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0 |
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$300.00 |
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none |
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none |
|
|
none |
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|
$0.00 |
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n/a |
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0% |
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|
$0.00 |
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|
$0.00 |
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none |
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$25.00 |
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2.0 |
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none |
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none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers
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n/a |
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none |
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No current offer |
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none |
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none |
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0 |
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$240.00 |
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none |
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none |
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none |
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|
$0.00 |
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n/a |
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0% |
|
|
$0.00 |
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|
$0.00 |
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none |
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$25.00 |
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2.0 |
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none |
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none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
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n/a |
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none |
|
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No current offer |
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none |
|
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none |
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|
0 |
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$180.00 |
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none |
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none |
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none |
|
|
$0.00 |
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n/a |
|
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0% |
|
|
$0.00 |
|
|
$0.00 |
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none |
|
$25.00 |
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2.0 |
|
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none |
|
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Have banked with commonwealth all my life I have had other banks but always end up back ar the commonwealth
Read full reviewHave banked with commonwealth all my life I have had other banks but always end up back ar the commonwealth
Commonwealth Bank Neo Credit card has been my saving grace. With low fees, and low repayments I have been able to sucessfully pay my credit debt back. The Com Bank team has always been helpful with questions or concerns, I could not recommend a NEO card more.
Read full reviewCommonwealth Bank Neo Credit card has been my saving grace. With low fees, and low repayments I have been able to sucessfully pay my credit debt back. The Com Bank team has always been helpful with questions or concerns, I could not recommend a NEO card more.
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$100
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$59 $0 in the first year
