Auswide Bank Standard Variable Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000 $3,500,000

5.04% p.a.

5.20% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

5.04% p.a.

5.20% p.a.

$10.00 monthly

5.26% p.a.

5.42% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

5.26% p.a.

5.42% p.a.

$10.00 monthly

5.82% p.a.

5.98% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

5.82% p.a.

5.98% p.a.

$10.00 monthly

6.04% p.a.

6.20% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

6.04% p.a.

6.20% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.04% p.a.

  • n/a

  • n/a

  • n/a

  • 5.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.26% p.a.

  • n/a

  • n/a

  • n/a

  • 5.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.82% p.a.

  • n/a

  • n/a

  • n/a

  • 5.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 6.04% p.a.

  • n/a

  • n/a

  • n/a

  • 6.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
7.7/10
Price
6.6/10
Features
6.5/10
Customer service
8.1/10
Convenience
7.1/10
Trust
7.7/10

Latest reviews of Auswide Bank Standard Variable Home Loan

  • Overall
    6/10
    No

    No

    No

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    5/10

    Max | Queensland

    reviewed over 4 years ago

  • Overall
    8/10
    Generally satisfied

    We have been with them for some time and have had little problem as far as financial institution...

    We have been with them for some time and have had little problem as far as financial institution goes.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Karen | Queensland

    reviewed almost 6 years ago

  • Overall
    6/10
    We're happy to help

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have...

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    Stuart | Western Australia

    reviewed over 6 years ago

  • Overall
    5/10
    Expensive but lenient

    Great if you don't have a lot of options for getting a home loan.

    Great if you don't have a lot of options for getting a home loan.

    Price
    2/10
    Features
    2/10
    Customer service
    10/10
    Convenience
    2/10
    Trust
    5/10

    Anthony | Victoria

    reviewed over 6 years ago

  • Overall
    3/10
    Better rates and common sense.

    They have gradually increased our interest rate and will not reduce it. They are now arguing...

    They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.

    Price
    0/10
    Features
    3/10
    Customer service
    1/10
    Convenience
    5/10
    Trust
    1/10

    Neville | Queensland

    reviewed about 7 years ago

Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.