This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $3,500,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $3,500,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $3,500,000 |
| | Investor | Interest Only | < 90% | $10,000 | $3,500,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $3,500,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $3,500,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $3,500,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $3,500,000
5.18% p.a.
5.34% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.18% p.a.
5.34% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.18% p.a.
5.34% p.a.
$10.00 monthly
5.36% p.a.
5.52% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.36% p.a.
5.52% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.36% p.a.
5.52% p.a.
$10.00 monthly
5.96% p.a.
6.12% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.96% p.a.
6.12% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
5.96% p.a.
6.12% p.a.
$10.00 monthly
6.14% p.a.
6.30% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
6.14% p.a.
6.30% p.a.
$10.00 monthly
Auswide Bank Standard Variable Home Loan
6.14% p.a.
6.30% p.a.
$10.00 monthly
5.18% p.a.
n/a
n/a
n/a
5.34% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$350.00
$10,000
$3,500,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
legal fee payable at cost
Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.
none
5.36% p.a.
n/a
n/a
n/a
5.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$350.00
$10,000
$3,500,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
legal fee payable at cost
Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.
none
5.96% p.a.
n/a
n/a
n/a
6.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$350.00
$10,000
$3,500,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
yes
legal fee payable at cost
Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.
none
6.14% p.a.
n/a
n/a
n/a
6.30% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$350.00
$10,000
$3,500,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
no
no
legal fee payable at cost
Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.
none
No
Read full review
No
Less
Max | Queensland
reviewed over 4 years ago
We have been with them for some time and have had little problem as far as financial institution...
Read full review
We have been with them for some time and have had little problem as far as financial institution goes.
Less
Karen | Queensland
reviewed over 5 years ago
I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have...
Read full review
I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.
Less
Stuart | Western Australia
reviewed over 6 years ago
Great if you don't have a lot of options for getting a home loan.
Read full review
Great if you don't have a lot of options for getting a home loan.
Less
Anthony | Victoria
reviewed over 6 years ago
They have gradually increased our interest rate and will not reduce it. They are now arguing...
Read full review
They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.
Less
Neville | Queensland
reviewed about 7 years ago
No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.
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