Auswide Bank Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

5.48% p.a.

5.64% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

5.48% p.a.

5.64% p.a.

$10.00 monthly

5.48% p.a.

5.64% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

5.48% p.a.

5.64% p.a.

$10.00 monthly

6.23% p.a.

6.39% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

6.23% p.a.

6.39% p.a.

$10.00 monthly

6.23% p.a.

6.39% p.a.

$10.00 monthly

Auswide Bank Standard Variable Home Loan

6.23% p.a.

6.39% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.48% p.a.

  • n/a

  • 0 Months

  • none

  • 5.64% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.48% p.a.

  • n/a

  • 0 Months

  • none

  • 5.64% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 6.23% p.a.

  • n/a

  • 0 Months

  • none

  • 6.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 6.23% p.a.

  • n/a

  • 0 Months

  • none

  • 6.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • Establishment fee is waived if you meet qualifying savings criteria in the Home Deposit Saver Account.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall customer rating
6.6/10
Price
6.1/10
Features
5.3/10
Customer service
6.6/10
Convenience
6.2/10
Trust
6.5/10

Latest reviews of Auswide Bank Standard Variable Home Loan

  • Overall
    8/10
    Generally satisfied

    We have been with them for some time and have had little problem as far as financial institution...

    We have been with them for some time and have had little problem as far as financial institution goes.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Karen | QLD

    14 Jan 2014

  • Overall
    6/10
    We're happy to help

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have...

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    Stuart | WA

    17 Jun 2013

  • Overall
    5/10
    Expensive but lenient

    Great if you don't have a lot of options for getting a home loan.

    Great if you don't have a lot of options for getting a home loan.

    Price
    2/10
    Features
    2/10
    Customer service
    10/10
    Convenience
    2/10
    Trust
    5/10

    Anthony | VIC

    22 Feb 2013

  • Overall
    3/10
    Better rates and common sense.

    They have gradually increased our interest rate and will not reduce it. They are now arguing...

    They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.

    Price
    0/10
    Features
    3/10
    Customer service
    1/10
    Convenience
    5/10
    Trust
    1/10

    Neville | QLD

    14 Aug 2012

Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

See Auswide Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.