The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $3,500,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $3,500,000 |
| | Investor | Principal & Interest | < 80% | $10,000 | $3,500,000 |
| | Investor | Interest Only | < 80% | $10,000 | $3,500,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $3,500,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $3,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $10,000 $3,500,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $3,500,000
| 4.79% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.99% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $302.50 | |
| $300.00 | |
| $0.00 | |
| n/a | |
| $10.00 monthly | |
| $350.00 |
| $10,000 | |
| $3,500,000 | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| yes | |
| $302.50 minimum legal fee payable at cost. $300 maximum valuation fee included in application fee. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.01% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.21% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $302.50 | |
| $300.00 | |
| $0.00 | |
| n/a | |
| $10.00 monthly | |
| $350.00 |
| $10,000 | |
| $3,500,000 | |
| none | |
| 80.00% |
| Owner Occupier | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| yes | |
| $302.50 minimum legal fee payable at cost. $300 maximum valuation fee included in application fee. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.62% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.82% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $302.50 | |
| $300.00 | |
| $0.00 | |
| n/a | |
| $10.00 monthly | |
| $350.00 |
| $10,000 | |
| $3,500,000 | |
| none | |
| 80.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| yes | |
| $302.50 minimum legal fee payable at cost. $300 maximum valuation fee included in application fee. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.84% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 6.04% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $302.50 | |
| $300.00 | |
| $0.00 | |
| n/a | |
| $10.00 monthly | |
| $350.00 |
| $10,000 | |
| $3,500,000 | |
| none | |
| 80.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| no | |
| $302.50 minimum legal fee payable at cost. $300 maximum valuation fee included in application fee. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We have been with them for some time and have had little problem as far as financial institution goes.
Read full reviewWe have been with them for some time and have had little problem as far as financial institution goes.
I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.
Read full reviewI've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.
Great if you don't have a lot of options for getting a home loan.
Read full reviewGreat if you don't have a lot of options for getting a home loan.
They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.
Read full reviewThey have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.
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Smart Booster Home Loan
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
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2.34% p.a.
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Smart Booster Home Loan
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$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
