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HSBC Home Smart Loan (Home Loan Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $1,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $15,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $15,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $15,000,000

Rate
2.54% p.a.
Comparison Rate
2.97% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.79% p.a.
Comparison Rate
3.22% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.64% p.a.
Comparison Rate
3.08% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.99% p.a.
Comparison Rate
3.42% p.a.
Service fee
$390.00 yearly
Upfront fee
$150

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.97% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00
Other financial bits

$500,000

$1,500,000

none

80.00%
Features

Owner Occupier

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.79% p.a.

n/a

n/a

n/a

3.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00
Other financial bits

$500,000

$15,000,000

none

80.00%
Features

Investor

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.64% p.a.

n/a

n/a

n/a

3.08% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00
Other financial bits

$500,000

$15,000,000

none

90.00%
Features

Owner Occupier

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00
Other financial bits

$500,000

$15,000,000

80.00%

90.00%
Features

Investor

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Based on 129 HSBC home loan reviews

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About HSBC

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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