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HSBC Home Smart Loan (Home Loan Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $1,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $15,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $15,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $15,000,000

Rate
2.54% p.a.
Comparison Rate
2.97% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.79% p.a.
Comparison Rate
3.22% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.64% p.a.
Comparison Rate
3.07% p.a.
Service fee
$390.00 yearly
Upfront fee
$150
Rate
2.99% p.a.
Comparison Rate
3.42% p.a.
Service fee
$390.00 yearly
Upfront fee
$150

Details

Rates and fees information correct as at 27 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.97% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00

Other financial bits

$500,000

$1,500,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.79% p.a.

n/a

n/a

n/a

3.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00

Other financial bits

$500,000

$15,000,000

none

80.00%

Features

Investor

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.64% p.a.

n/a

n/a

n/a

3.07% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00

Other financial bits

$500,000

$15,000,000

none

90.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$150.00

n/a

$390.00 yearly

$300.00

Other financial bits

$500,000

$15,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Monthly

yes - free

no

yes - free

$0.00

yes

no

none

Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

Overall
6.8/10
Price
6.7/10
Features
6.4/10
Customer service
6.8/10
Convenience
6.2/10
Trust
7.0/10
Based on 128 HSBC home loan reviews

Latest reviews of HSBC Home Smart Loan (Home Loan Package)

About HSBC

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.