The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $1,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $1,500,000 |
| | Investor | Principal & Interest | < 80% | $500,000 | $15,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $500,000 | $15,000,000 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | $15,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $1,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $15,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $500,000 $15,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $15,000,000
| 2.54% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.97% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $390.00 yearly | |
| $300.00 |
| $500,000 | |
| $1,500,000 | |
| none | |
| 80.00% |
| Owner Occupier | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.79% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.22% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $390.00 yearly | |
| $300.00 |
| $500,000 | |
| $15,000,000 | |
| none | |
| 80.00% |
| Investor | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.64% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.07% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $390.00 yearly | |
| $300.00 |
| $500,000 | |
| $15,000,000 | |
| none | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.99% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.42% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $390.00 yearly | |
| $300.00 |
| $500,000 | |
| $15,000,000 | |
| 80.00% | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
HSBC are not interested in maintaining clients or negotiating rate reductions despite not passing on Reserve Bank reductions in full. They treat you well to sign you up then don’t care. I would not recommend HSBC as they don’t care about average Australians.
Read full reviewHSBC are not interested in maintaining clients or negotiating rate reductions despite not passing on Reserve Bank reductions in full. They treat you well to sign you up then don’t care. I would not recommend HSBC as they don’t care about average Australians.
Personal contact.
Read full review
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3.58% p.a.
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2.97% p.a.
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1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
