The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $1,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $15,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $1,500,000 |
| | Investor | Principal & Interest | < 80% | $500,000 | $15,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $500,000 | $15,000,000 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | $15,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $1,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $15,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $500,000 $15,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $15,000,000
2.54% p.a.
n/a
n/a
n/a
2.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
n/a
$390.00 yearly
$300.00
$500,000
$1,500,000
none
80.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
Receive $3,288 when you refinance a minimum of $250k for applications from 15 Feb to 30 April 2021, settled by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.79% p.a.
n/a
n/a
n/a
3.25% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$120.00
$150.00
n/a
$390.00 yearly
$300.00
$500,000
$15,000,000
none
80.00%
Investor
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
Receive $3,288 when you refinance a minimum of $250k for applications from 15 Feb to 30 April 2021, settled by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.64% p.a.
n/a
n/a
n/a
3.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$0.00
$150.00
n/a
$390.00 yearly
$300.00
$500,000
$15,000,000
none
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
Receive $3,288 when you refinance a minimum of $250k for applications from 15 Feb to 30 April 2021, settled by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.99% p.a.
n/a
n/a
n/a
3.44% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$300.00
$0.00
$120.00
$150.00
n/a
$390.00 yearly
$300.00
$500,000
$15,000,000
80.00%
90.00%
Investor
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
Receive $3,288 when you refinance a minimum of $250k for applications from 15 Feb to 30 April 2021, settled by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
HSBC are not interested in maintaining clients or negotiating rate reductions despite not passing on Reserve Bank reductions in full. They treat you well to sign you up then don’t care. I would not recommend HSBC as they don’t care about average Australians.
Read full reviewHSBC are not interested in maintaining clients or negotiating rate reductions despite not passing on Reserve Bank reductions in full. They treat you well to sign you up then don’t care. I would not recommend HSBC as they don’t care about average Australians.
Personal contact.
Read full review
HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!
See HSBC home loans
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
