Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $20,000 | |
|
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Owner Occupier | Principal & Interest | 70%-95% | $20,000 | |
|
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Owner Occupier | Interest Only | < 70% | $20,000 | |
|
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Owner Occupier | Interest Only | 70%-80% | $20,000 | |
|
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Investor | Principal & Interest | < 70% | $20,000 | |
|
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Investor | Principal & Interest | 70%-95% | $20,000 | |
|
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Investor | Interest Only | < 70% | $20,000 | |
|
|
Investor | Interest Only | 70%-80% | $20,000 |
|
n/a |
|
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n/a |
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n/a |
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|
n/a |
|
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6.69% (6.87%*) |
|
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6.59% (6.84%*) |
|
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5.99% (6.65%*) |
|
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6.74% (6.86%*) |
|
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6.79% (6.88%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
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$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
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none |
|
|
none |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
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no |
|
|
none |
|
|
yes |
|
|
no |
|
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none |
|
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33% Discount on Lenders Mortgage Insurance available to First Home Buyers. $600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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6.74% (7.05%*) |
|
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6.64% (7.01%*) |
|
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6.04% (6.80%*) |
|
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6.79% (7.00%*) |
|
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6.84% (7.01%*) |
|
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n/a |
|
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n/a |
|
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6.99% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
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none |
|
|
70.00% |
|
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95.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
33% Discount on Lenders Mortgage Insurance available to First Home Buyers. $600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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6.89% (6.89%*) |
|
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6.84% (6.89%*) |
|
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6.84% (6.89%*) |
|
|
6.89% (6.92%*) |
|
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7.09% (7.01%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
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$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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6.94% (7.07%*) |
|
|
6.89% (7.06%*) |
|
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6.89% (7.05%*) |
|
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6.94% (7.06%*) |
|
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7.14% (7.15%*) |
|
|
n/a |
|
|
n/a |
|
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6.99% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
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$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.84% (7.15%*) |
|
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6.74% (7.11%*) |
|
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6.74% (7.08%*) |
|
|
6.84% (7.08%*) |
|
|
6.89% (7.09%*) |
|
|
n/a |
|
|
n/a |
|
|
7.09% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.89% (7.33%*) |
|
|
6.79% (7.27%*) |
|
|
6.79% (7.23%*) |
|
|
6.89% (7.23%*) |
|
|
6.94% (7.22%*) |
|
|
n/a |
|
|
n/a |
|
|
7.29% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
70.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.94% (7.16%*) |
|
|
6.84% (7.13%*) |
|
|
6.84% (7.10%*) |
|
|
7.04% (7.16%*) |
|
|
7.09% (7.18%*) |
|
|
n/a |
|
|
n/a |
|
|
7.09% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.99% (7.34%*) |
|
|
6.89% (7.29%*) |
|
|
6.89% (7.26%*) |
|
|
7.09% (7.30%*) |
|
|
7.14% (7.31%*) |
|
|
n/a |
|
|
n/a |
|
|
7.29% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$20,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - free up to $20,000 during the fixed rate period |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
$600 application fee waived for new home loans. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have recently attained restructuring at my full-time employment and don't have a current position available for employment. I've been off on unapproved workers compensation for some time and my payments ceased due to exhausted leave etc. My wife unwent chemotherapy just over 2 years again as she has cancer in the stomach and had her stomach removed. She works luckily 2 days a week. No income, a mortgage, the cost of living and our 8 year old son. Due to bo finances I called customer care at NAB and discussed the situation. With great appreciation and respect, they've frozen nortage Repayment until my return to employment hopefully at the end of August 2024. NAB customer care will call me on the 28th August to check in to see how i am. I can't express how grateful we are in being understood and shown some compassion with the costs and situation at hand. NAB customer service and communication/s is paramount.
Read full reviewI have recently attained restructuring at my full-time employment and don't have a current position available for employment. I've been off on unapproved workers compensation for some time and my payments ceased due to exhausted leave etc. My wife unwent chemotherapy just over 2 years again as she has cancer in the stomach and had her stomach removed. She works luckily 2 days a week. No income, a mortgage, the cost of living and our 8 year old son. Due to bo finances I called customer care at NAB and discussed the situation. With great appreciation and respect, they've frozen nortage Repayment until my return to employment hopefully at the end of August 2024. NAB customer care will call me on the 28th August to check in to see how i am. I can't express how grateful we are in being understood and shown some compassion with the costs and situation at hand. NAB customer service and communication/s is paramount.
nab have been so helpful for us and our family with acquiring a home loan. It was such an easy process with most of it online. There aren't any cons that I can think of. It's all the same as most banks.
Read full reviewnab have been so helpful for us and our family with acquiring a home loan. It was such an easy process with most of it online. There aren't any cons that I can think of. It's all the same as most banks.
The home loan process was very long and drawn out with NAB. We were made to wait months with little to no communication. Our loan changed hands multiple times. So many mistakes made. Really poor service.
Read full reviewThe home loan process was very long and drawn out with NAB. We were made to wait months with little to no communication. Our loan changed hands multiple times. So many mistakes made. Really poor service.
My bank proactively keeps me informed of any changes and try to give me best rates.
Read full reviewMy bank proactively keeps me informed of any changes and try to give me best rates.
Having taken out a fixed rate mortgage, then AFTER completion finding the monthly payments were $140 more than agreed. Then when challenged the manager, she admitted they hadn’t communicated very well. Still she went on to lie to her boss, saying she had offered us an insurance against the rate going up before completion and we had declined! A COMPLETE AND UTTER LIE. How they get away with blatant theft, I do not know. In 40 years+ of owning property I have NEVER experienced such poor service from a bank.
Read full reviewHaving taken out a fixed rate mortgage, then AFTER completion finding the monthly payments were $140 more than agreed. Then when challenged the manager, she admitted they hadn’t communicated very well. Still she went on to lie to her boss, saying she had offered us an insurance against the rate going up before completion and we had declined! A COMPLETE AND UTTER LIE. How they get away with blatant theft, I do not know. In 40 years+ of owning property I have NEVER experienced such poor service from a bank.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
