The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $5,000 | |
|
Owner Occupier | Interest Only | < 90% | $5,000 | |
|
Investor | Principal & Interest | < 95% | $5,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $5,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $5,000
Investor (Principal & Interest)
LVR < 95%
Loan: $5,000
6.22% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.22% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
$5,000 |
|
none |
|
none |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
yes |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network. |
|
none |
|
Up to $3,000 cashback when you refinance your home loan from another financial institution when you apply by 30 Sept 2022 and are funded by 30 Nov 2022, LVR <90%. $2,000 cashback for loan amounts of $250,000 and a bonus $1,000 for $500,000 or more. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.71% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.47% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
$5,000 |
|
none |
|
none |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
yes |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network. |
|
none |
|
Up to $3,000 cashback when you refinance your home loan from another financial institution when you apply by 30 Sept 2022 and are funded by 30 Nov 2022, LVR <90%. $2,000 cashback for loan amounts of $250,000 and a bonus $1,000 for $500,000 or more. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.56% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.56% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
$5,000 |
|
none |
|
none |
|
95.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
yes |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network. |
|
none |
|
Up to $3,000 cashback when you refinance your home loan from another financial institution when you apply by 30 Sept 2022 and are funded by 30 Nov 2022, LVR <90%. $2,000 cashback for loan amounts of $250,000 and a bonus $1,000 for $500,000 or more. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I noticed a long term mistake on their side that could cost me money as a result of their negligence. And asked them about it via internet banking account. My e-mail had a few questions. First they ignored the one they didn't want to answer. Then when I repeated the question they stopped replying at all. I am going to switch to another lender. Fingers crossed.
Read full reviewI noticed a long term mistake on their side that could cost me money as a result of their negligence. And asked them about it via internet banking account. My e-mail had a few questions. First they ignored the one they didn't want to answer. Then when I repeated the question they stopped replying at all. I am going to switch to another lender. Fingers crossed.
Was such an easy service. Helpful staff. Efficient.
Read full reviewWas such an easy service. Helpful staff. Efficient.
We went through a broker for the initial loan but when we have needed to use the local branch they have been very helpful.
Read full reviewWe went through a broker for the initial loan but when we have needed to use the local branch they have been very helpful.
Great personal service.
Read full reviewGreat personal service.
Great people and service.
Read full reviewGreat people and service.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.