The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $5,000 | |
| | Owner Occupier | Interest Only | < 80% | $5,000 | |
| | Investor | Principal & Interest | < 95% | $5,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $5,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $5,000
Investor (Principal & Interest)
LVR < 95%
Loan: $5,000
4.47% p.a.
n/a
n/a
n/a
4.47% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$0.00
$0.00
$5,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.
none
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%
4.96% p.a.
n/a
n/a
n/a
4.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$0.00
$0.00
$5,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.
none
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%
4.81% p.a.
n/a
n/a
n/a
4.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$0.00
n/a
$0.00
$0.00
$5,000
none
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - fees apply
$0.00
yes
yes
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.
none
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%
We went through a broker for the initial loan but when we have needed to use the local branch they have been very helpful.
Read full reviewWe went through a broker for the initial loan but when we have needed to use the local branch they have been very helpful.
Great personal service.
Read full reviewGreat personal service.
Great people and service.
Read full reviewGreat people and service.
Friendly staff and accessible physical banks as well as easy internet banking.
Read full reviewFriendly staff and accessible physical banks as well as easy internet banking.
I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.
Read full reviewI'm a long time customer with Newcastle Permanent and I can say I am very satisfied.
Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.
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2.76% p.a.
$10.00 monthly
