Newcastle Permanent Premium Variable Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $5,000

4.72% p.a.

4.72% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

4.72% p.a.

4.72% p.a.

$0.00

Details
Customer Reviews
Similar loans

5.21% p.a.

5.21% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

5.21% p.a.

5.21% p.a.

$0.00

Details
Customer Reviews
Similar loans

5.06% p.a.

5.10% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

5.06% p.a.

5.10% p.a.

$0.00

Details
Customer Reviews
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Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 11 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.72% p.a.

  • n/a

  • n/a

  • n/a

  • 4.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $5,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $5,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • 5.10% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $5,000

  • none

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall customer rating
8.6/10

Based on 214 Newcastle Permanent home loan reviews

Price
8.5/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest reviews of Newcastle Permanent Premium Variable Home Loan

  • Overall
    9/10
    Great rates.

    We went through a broker for the initial loan but when we have needed to use the local branch...

    Read full review

    We went through a broker for the initial loan but when we have needed to use the local branch they have been very helpful.

    Price
    10/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    Less

    Tammy | New South Wales

    reviewed 7 days ago

  • Overall
    10/10
    Great people.

    Great personal service.

    Read full review

    Great personal service.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Janette | New South Wales

    reviewed 27 days ago

  • Overall
    9/10
    Great personal treatment.

    Great people and service.

    Read full review

    Great people and service.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Andrew | New South Wales

    reviewed 27 days ago

  • Overall
    8/10
    Customer help line is very good.

    Friendly staff and accessible physical banks as well as easy internet banking.

    Read full review

    Friendly staff and accessible physical banks as well as easy internet banking.

    Price
    8/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Annette | New South Wales

    reviewed 27 days ago

  • Overall
    8/10
    Great service

    I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

    Read full review

    I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Mary | New South Wales

    reviewed almost 2 years ago

Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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