Newcastle Permanent Premium Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

5.35% p.a.

5.35% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

5.35% p.a.

5.35% p.a.

$0.00

5.84% p.a.

5.84% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

5.84% p.a.

5.84% p.a.

$0.00

5.69% p.a.

5.73% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

5.69% p.a.

5.73% p.a.

$0.00

6.02% p.a.

6.06% p.a.

$0.00

Newcastle Permanent Premium Variable Home Loan

6.02% p.a.

6.06% p.a.

$0.00

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.35% p.a.

  • n/a

  • 0 Months

  • none

  • 5.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.69% p.a.

  • n/a

  • 0 Months

  • none

  • 5.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 6.02% p.a.

  • n/a

  • 0 Months

  • none

  • 6.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $595.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Settlement fee is variable and depends on Solicitor costs. Redraw fee is $10 online and $25 through branch network.

  • $1,500 Cashback for refinances over $250,000 with an LVR up to 80% before 30 November 2018.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
8.5/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest reviews of Newcastle Permanent Premium Variable Home Loan

  • Overall
    8/10
    Great service

    I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

    I'm a long time customer with Newcastle Permanent and I can say I am very satisfied.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mary | New South Wales

    reviewed 7 months ago

  • Overall
    10/10
    Best bank available for your home loan.

    A friend recommended NP to us 20 yrs ago and we have never looked back. It is the best and most...

    A friend recommended NP to us 20 yrs ago and we have never looked back. It is the best and most reliable bank and we have been happy with them from day one of getting our mortgage. I will always recommend this bank to our friends and family.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Tina | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Competitive & trustworthy

    Very competitive products provided with simplicity, ease & integrity.

    Very competitive products provided with simplicity, ease & integrity.

    Price
    10/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Michael | New South Wales

    reviewed about 3 years ago

  • Overall
    10/10
    Great service and fantastic online options

    Great local service and far more competitive than the big guys. At least one Newcastle team is...

    Great local service and far more competitive than the big guys. At least one Newcastle team is kicking goals.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mathew | New South Wales

    reviewed about 3 years ago

  • Overall
    9/10
    Great rates, customer service and always flexible.

    Great rates great customer service, I asked them to give me new customer rates when they got...

    Great rates great customer service, I asked them to give me new customer rates when they got better, no problem. Split your loan and it gets even better.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10

    James | New South Wales

    reviewed over 3 years ago

Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

p.a.

4.81% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

p.a.

4.65% p.a.

$395.00 yearly

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.