Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
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Owner Occupier | No set repayments | < 80% | $5,000 | $499,999 |
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Owner Occupier | No set repayments | < 80% | $500,000 | $749,999 |
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Owner Occupier | No set repayments | < 80% | $750,000 | $899,999 |
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Owner Occupier | No set repayments | < 80% | $900,000 | |
|
Investor | No set repayments | < 80% | $5,000 | $499,999 |
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Investor | No set repayments | < 80% | $500,000 | $749,999 |
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Investor | No set repayments | < 80% | $750,000 | $899,999 |
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Investor | No set repayments | < 80% | $900,000 |
8.59% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$395.00 yearly |
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$250.00 |
$5,000 |
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$499,999 |
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none |
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80.00% |
Owner Occupier |
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No set repayments |
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No set repayments |
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n/a |
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n/a |
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n/a |
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none |
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yes |
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no |
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Settlement fee is variable and depends on Solicitor costs. |
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5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
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$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.54% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$395.00 yearly |
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$250.00 |
$500,000 |
|
$749,999 |
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none |
|
80.00% |
Owner Occupier |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.44% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$395.00 yearly |
|
$250.00 |
$750,000 |
|
$899,999 |
|
none |
|
80.00% |
Owner Occupier |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.39% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
|
n/a |
|
$395.00 yearly |
|
$250.00 |
$900,000 |
|
none |
|
none |
|
80.00% |
Owner Occupier |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.59% p.a. |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
|
n/a |
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$395.00 yearly |
|
$250.00 |
$5,000 |
|
$499,999 |
|
none |
|
80.00% |
Investor |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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n/a |
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$0.00 |
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$0.00 |
|
n/a |
|
$395.00 yearly |
|
$250.00 |
$500,000 |
|
$749,999 |
|
none |
|
80.00% |
Investor |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.44% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
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n/a |
|
n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
$0.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$250.00 |
$750,000 |
|
$899,999 |
|
none |
|
80.00% |
Investor |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
$0.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$250.00 |
$900,000 |
|
none |
|
none |
|
80.00% |
Investor |
|
No set repayments |
|
No set repayments |
|
n/a |
|
n/a |
|
n/a |
|
none |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. |
|
5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I really like Newcastle Permanent. Customer service is excellent and the Premium Line of Credit is a great product particularly for investors that are looking to invest and flip properties where the security is to be retained. This means that you don't need to continually apply for loans. The only downside in my view is that branches are not located in Sydney.
Read full reviewI really like Newcastle Permanent. Customer service is excellent and the Premium Line of Credit is a great product particularly for investors that are looking to invest and flip properties where the security is to be retained. This means that you don't need to continually apply for loans. The only downside in my view is that branches are not located in Sydney.
I have had good customer service, competitive rates and easy access - these would also be the pros.
Read full reviewI have had good customer service, competitive rates and easy access - these would also be the pros.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.