ANZ Home and Contents Insurance

ANZ Home and Contents Insurance

Mozo Review   ANZ Home and Contents Insurance Review

Last updated: 9 July 2019.

What's hot:
  • New for old replacement

  • Up to 12 months of temporary accommodation

  • Monthly payment options

What's not:
  • No cover for glassware, crystal, crockery, mirrors or china while moving

Mozo snapshot:

Got your eyes peeled for a competitive home and contents cover option? Well, with basic excess from $250, cover on an extensive range of events, including storm, flood and fire cover, and new for old replacement, ANZ Home and Contents Insurance could be just what you’re after!

Key features:

If you’re looking for a value-packed home and contents cover option, then ANZ Home and Contents Insurance should do the trick. With basic excess from $250, ANZ Home and Contents Insurance offers coverage on a wide range of events, including storm, flood, and fire cover, among other natural disasters. Not to mention, cover on a broad range of everyday events, like accidental breakage of glass and accidental loss and damage cover.

On top of this, ANZ Home and Contents Insurance offers a long list of other home and contents  cover, such as cover on cash (up to $1,200), jewellery (up to $3,000), antiques and valuables (up to $3,000), CD DVD and electronic files, replacement of documents (up to $1,000), plus, loads more.

ANZ Home and Contents Insurance will also give you the peace of mind of a roof over your head should your home ever be compromised, offering up to 12 months of temporary accommodation cover (up to 10% of sum insured), and even temporary accommodation for your pets too!

Some other fab features on offer when you take out an ANZ Home and Contents Insurance policy are, new for old replacement, plus optional extras like open-air contents cover and up to 120 days of away from home cover (up to $15,000 or up to 25% of sum insured). There’s also a multi-policy and loyalty discount of up to $15% off, and an over 50s discount up for grabs.

Who it's good for:

With coverage on loads of different events, plus, tonnes of other great features and optional extras on offer, ANZ Home and Contents Insurance is an excellent option for Aussies looking for cover for their home and valuables.

Any catches?

While ANZ Home and Contents Insurance offers extensive coverage, be aware that it doesn't offer building cover on materials or landscaping or contents cover on credit cards, uncut gems, or tools of trade, among other things. So, just be sure to check what is and isn’t covered before locking in a policy.

Details

Rates and fees information correct as at 17 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 120

  • Yes - full building replacement

  • $250

  • Up to 15% multi-policy and loyalty discount, over 50s discount

  • Optional Extra - Up to 120 days, up to $15,000, up to 25% of sum insured

  • Up to $30,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Up to 15 years old

Buildings
  • Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

Contents
  • Up to $1,200

  • Up to $3,000

  • Up to $3,000 per item or set

  • Up to $1,000

Other cover
  • Up to $20,000 for funerals. Up to $1,000 for fractures.

  • Up to $1,000

  • Up to 12 months combined with temporary accommodation for pets

  • Up to 12 months combined with temporary accommodation

  • Up to 24 months

  • Yes, combined with demolition costs

  • Yes, combined with debris removal costs

  • Up to 30 days for contents

  • Up to $10,000

Customer Reviews

How are ANZ home insurance rated by the Mozo community?

Overall customer rating
7.6/10
Value for money
7.0/10
Policy coverage
7.3/10
Customer service
7.6/10
Claims handling
7.1/10
Trust
7.4/10

Latest reviews of ANZ Home and Contents Insurance

  • Overall
    3/10
    Not that trustworthy

    They changed the amount of insurance being paid to me without any notice.

    They changed the amount of insurance being paid to me without any notice.

    Value for money
    2/10
    Policy coverage
    4/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    5/10

    Nathan | Tasmania

    reviewed 10 months ago

  • Overall
    8/10
    Claims started and resolved quickly

    We’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed...

    We’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed through to resolution.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    8/10

    Sally | Victoria

    reviewed about 1 year ago

  • Overall
    10/10
    Considerably cheaper

    Cheapest by far because we have other products with them

    Cheapest by far because we have other products with them

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Elizabeth | Victoria

    reviewed over 1 year ago

  • Overall
    9/10
    They're an awesome bank, I wouldn't go anywhere

    It's good.

    It's good.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    -1/10
    Trust
    9/10

    Diane | Western Australia

    reviewed over 1 year ago

  • Overall
    10/10
    Great provider, no issues

    Great

    Great

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Sharon | Western Australia

    reviewed about 2 years ago

ANZ

About ANZ

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