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ANZ Home and Contents Insurance

Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover

Mozo editorial review ANZ Home and Contents Insurance

Last updated: 15 May 2020.

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What's hot
  • 2019 Mozo Experts Choice Award
  • Up to 12 months of temporary accommodation
  • Monthly payment options
  • New for old replacement
What's not
  • No cover for glassware, crystal, crockery, mirrors or china while moving
Mozo snapshot

Got your eyes peeled for a competitive home and contents cover option? Well, with basic excess from $250, cover on an extensive range of events, including storm, flood and fire cover, and new for old replacement, ANZ Home and Contents Insurance could be just what you’re after! Better yet, ANZ's policy was named a 2019 Mozo Experts Choice Award winner in the Exceptional Quality Home & Contents Insurance category. 

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Key features

If you’re looking for a value-packed home and contents cover option, then ANZ Home and Contents Insurance should do the trick. With basic excess from $250, ANZ Home and Contents Insurance offers coverage on a wide range of events, including storm, flood, and fire cover, among other natural disasters. Not to mention, cover on a broad range of everyday events, like accidental breakage of glass and accidental loss and damage cover.

On top of this, ANZ Home and Contents Insurance offers a long list of other home and contents  cover, such as cover on cash (up to $1,200), jewellery (up to $3,000), antiques and valuables (up to $3,000), CD DVD and electronic files, replacement of documents (up to $1,000), plus, loads more.

ANZ Home and Contents Insurance will also give you the peace of mind of a roof over your head should your home ever be compromised, offering up to 12 months of temporary accommodation cover, and even temporary accommodation for your pets too!

Some other fab features on offer when you take out an ANZ Home and Contents Insurance policy are, new for old replacement, plus optional extras like open-air contents cover and up to 120 days of away from home cover (up to $15,000 or up to 25% of sum insured). There’s also a multi-policy and loyalty discount of up to 12.5% off, and an over 50s discount up for grabs.

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Who is it good for

With coverage on loads of different events, plus, tonnes of other great features and optional extras on offer, ANZ Home and Contents Insurance is an excellent option for Aussies looking for cover for their home and valuables.

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Any catches

While ANZ Home and Contents Insurance offers extensive coverage, be aware that it doesn't offer building cover on materials or landscaping or contents cover on credit cards, uncut gems, or tools of trade, among other things. So, just be sure to read through the PDS and check what is and isn’t covered before locking in a policy.

Details

Rates and fees information correct as at 20 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 120

  • Yes - full building replacement

  • $250

  • Up to 12.5% multi-policy and loyalty discount, over 50s discount

  • Optional Extra - Up to 120 days, up to $15,000, up to 25% of sum insured

  • Up to $30,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Up to 15 years old

Buildings
  • Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

Contents
  • Up to $1,200

  • Up to $3,000

  • Up to $3,000 per item or set

  • Up to $1,000

Other cover
  • Up to $20,000 for funerals. Up to $1,000 for fractures.

  • Up to $1,000

  • Up to 12 months combined with temporary accommodation for pets

  • Up to 12 months combined with temporary accommodation

  • Up to 24 months

  • Yes, combined with demolition costs

  • Yes, combined with debris removal costs

  • Up to 30 days for contents

  • Up to $10,000

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are ANZ home insurance rated by the Mozo community?

Overall
7.6/10
Value for money
7.0/10
Policy coverage
7.3/10
Customer service
7.6/10
Claims handling
7.1/10
Trust
7.4/10

Latest reviews of ANZ Home and Contents Insurance

  • Overall 3/10
    Not that trustworthy

    They changed the amount of insurance being paid to me without any notice.

    Read full review

    They changed the amount of insurance being paid to me without any notice.

    Value for money
    2/10
    Policy coverage
    4/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    5/10
    Less
    Nathan, Tasmania reviewed almost 2 years ago
  • Overall 8/10
    Claims started and resolved quickly

    We’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed through to resolution.

    Read full review

    We’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed through to resolution.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    8/10
    Less
    Sally, Victoria reviewed about 2 years ago
  • Overall 10/10
    Considerably cheaper

    Cheapest by far because we have other products with them

    Read full review

    Cheapest by far because we have other products with them

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Elizabeth, Victoria reviewed over 2 years ago
  • Overall 9/10
    They're an awesome bank, I wouldn't go anywhere

    It's good.

    Read full review

    It's good.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Diane, Western Australia reviewed over 2 years ago
  • Overall 10/10
    Great provider, no issues

    Great

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Sharon, Western Australia reviewed about 3 years ago
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About ANZ

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