The Mozo Team's tips for renovating on a budget

By Gabriella Margerison · · 2 min read
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Mum and daughter painting

Whether you’re a hands-on homeowner, or need a little encouragement from the other half, renovating your home can have its benefits. If you’re looking to modernise your kitchen, open up your living room, or update your bedroom; upgrading what you already have can be a great way to add value to your property, whilst enjoying the luxuries of a modernised living space.

The reality is; revamping your home doesn’t have to cost a fortune if you think outside the box and do a little research. So where does one begin? Well, some of the team at Mozo have given us their tips on ways they’ve renovated without blowing the budget. Check them out…

Gabe Wilkinson - Senior Account Manager

A fresh paint job can do wonders for any living space. I like to pick colours that are light and cooling, then do a feature wall that really pops. I found some great techniques on youtube and managed to transform my home office under budget.

AJ Duncanson - Data Service Director

You can really change the feel of a space by re-thinking the lighting. Something as simple as a wall light, a statement pendant light, or a standing lamp can transform any room. Check out Kmart or Gumtree for low cost options, you’ll be surprised what you can find.

Felicia Willeam - Graphic Designer

My kitchen was feeling very outdated, but to fully renovate it would’ve blown the budget. After a little research, my partner and I repainted the cupboard doors, changed the door handles and added a waterproof coat of colour to the bench-top and it looks completely refreshed.

JP Pelosi - Managing Editor

Add a touch of nature to your home by adding a few low maintenance plants to any room. This also goes for the outdoors. I recently added a low-cost plant bed outside of my bathroom window, it has transformed the view and added privacy too.

Gabriella Margerison - Senior Copywriter

The dreary old curtains were really taking its toll on the whole look and feel of my bedroom. A quick trip to Spotlight and some breezy new curtains have really lifted up the ambience in the bedroom that I'm now considering changing them in every room!

Want to take your home reno to the next level? Head to our loan comparison page to compare your options.

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Last updated 9 January 2026 Important disclosures and comparison rate warning*

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    Based on $30,000 over 5 years
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  • Low Rate Personal Loan

    • Exceptional Credit, $5,000 - $75,000, or up to $100,000 for eligible purposes
    Interest rate from
    5.95 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    5.95 % p.a.
    to
    21.78 % p.a.
    Based on $30,000 over 5 years
    Monthly repayment
    $608
    Go to site

    Competitive low rates for borrowers with exceptional credit on 1-7 year loans from $5,000 up to $75,000 (or up to $100K for home improvements or car loans); no monthly account keeping fees, no exit fees and no early repayment fees. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.

  • Secured Personal Loan

    • Exceptional Credit, $5,000-$75,000 or up to $100,000 for eligible purposes
    Interest rate from
    5.95 % p.a.
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    18.99 % p.a.
    Comparison rate from
    5.95 % p.a.
    to
    21.78 % p.a.
    Based on $30,000 over 5 years
    Monthly repayment
    $608
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    Get a secured personal loan with competitive low rates for borrowers with exceptional credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.

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    Monthly repayment
    $610
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    Competitive fixed rates for borrowers on 1-7 year loans from $5,000 up to $50,000. $0 monthly fees and no early repayment fees to pay. Fast application process on the Revolut app. According to Revolut and subject to loan approval, you'll receive your money into your Revolut account straight away.

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    Based on $10,000 over 3 years
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