balance transfer credit cards

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Balance transfer credit card comparisons on Mozo - last updated 24 April 2024

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  • NAB Low Rate Card - Balance Transfer Offer

    Spend with confidence with a low 13.49% p.a. variable purchase rate and 0% p.a. interest on balance transfers for the first 28 months (T&Cs apply). 2% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget better when you make minimum repayments. Minimum credit limit $1,000. No annual fee for the first year (usually $59).

    Balance transfer rate
    Purchase rate
    Annual fee
    Rewards program
    Estimated savings
    0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
    13.49% p.a.
    $59 $0 in the first year
    -
    Compare
    Details
  • Apply By 30 April 2024
    Citi Premier

    120,000 bonus points when you spend $4,000 within 90 days from card approval. Complimentary features like travel insurance and concierge.

    Balance transfer rate
    Purchase rate
    Annual fee
    Rewards program
    Estimated savings
    0% p.a. for 6 months and then 22.24% p.a.
    21.49% p.a.
    $300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
    Citi Rewards Program
    Compare
    Details
  • Bank of Queensland Blue Visa Credit Card

    Balance transfer rate
    Purchase rate
    Annual fee
    Rewards program
    Estimated savings
    0% p.a. for 9 months and then 21.74% p.a.
    0% p.a. for 9 months then 20.74% p.a.
    $60
    Q Rewards
    Compare
    Details
  • Apply By 14 May 2024
    Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    0% p.a. on balance transfers for 0.0 months and a $129 Virgin Australia Gift Voucher. Pay only half annual fee in the first year. Earn Velocity Points on your eligible everyday spend.

    Balance transfer rate
    Purchase rate
    Annual fee
    Rewards program
    Estimated savings
    0% p.a. for 24 months and then 20.99% p.a.
    20.74% p.a.
    $149 $0 in the first year
    Velocity Frequent Flyer
    Compare
    Details
  • Bankwest More Classic Mastercard

    Earn 1.5 More Rewards points per $1 spent on eligible purchases. Plus, if you meet the minimum annual spend, you'll receive a bonus 19,500 points every year.

    Balance transfer rate
    Purchase rate
    Annual fee
    Rewards program
    Estimated savings
    0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
    19.99% p.a.
    $100
    Bankwest More Rewards
    Compare
    Details
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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

28 Degrees Credit Card
Overall 6/10
Great Card, appalling service.

The card for overseas is fantastic. No fees and great conversion rates. However the customer service is worse that appalling. I've tried to get an additional card for my partner both on-line and via their support email and its been 3 weeks of bad non existent service. I wonder if I lost a card or had it stolen whether I'd get any help.

Read full review

The card for overseas is fantastic. No fees and great conversion rates. However the customer service is worse that appalling. I've tried to get an additional card for my partner both on-line and via their support email and its been 3 weeks of bad non existent service. I wonder if I lost a card or had it stolen whether I'd get any help.

Price
10/10
Features
10/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Martine, Queensland, reviewed 21 days ago
Commonwealth Bank Ultimate Awards Credit Card
Overall 10/10
Bella

Amazing providers as a 19 year old mum i ama thankful two have the opportunitys i have had with vom bank

Read full review

Amazing providers as a 19 year old mum i ama thankful two have the opportunitys i have had with vom bank

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Rose, Queensland, reviewed 21 days ago
ING Orange One Low Rate Credit Card
Overall 9/10
No annual fee and low interest rates!

Pros: - No annual fee - Low interest rate for purchases - Access to Apple Pay - Ability to transfer balances from one ING account to another Cons : - No rewards or cashback - Foreign transaction fees may apply

Read full review

Pros: - No annual fee - Low interest rate for purchases - Access to Apple Pay - Ability to transfer balances from one ING account to another Cons : - No rewards or cashback - Foreign transaction fees may apply

Price
9/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Elizabeth, New South Wales, reviewed 21 days ago

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