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Credit card comparisons on Mozo

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Last updated 25 December 2024Important disclosures
  • Citi Rewards - Rewards Points Offer

    100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    22.49% p.a.
    No current offer
    $199 $99 in the first year
    Citi Rewards Program
    Compare
    Details
  • American Express Explorer® Credit Card

    Receive 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $4,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.*

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $395
    Membership Rewards
    Compare
    Details
  • Citi Clear Credit Card - Balance Transfer Offer

    0% p.a. for 24 Months on balance transfers. 1.5% balance transfer fee applies. Rate reverts to cash advance rate. $49 annual fee in the first year, reverts to $99 thereafter. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    14.99% p.a.
    0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
    $99 $49 in the first year
    -
    Compare
    Details
  • Citi Rewards - Balance Transfer and Purchases offer

    Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    0% p.a. for 15 months then 22.49% p.a.
    0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
    $199
    Citi Rewards Program
    Compare
    Details
  • NAB Low Rate Card - Balance Transfer Offer

    Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.49% p.a.
    0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
    $59
    -
    Compare
    Details
  • Apply By 28 January 2025
    American Express Essential® Rewards Credit Card

    Receive 40,000 Bonus Membership Rewards® Points when you apply online by 28 January 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $108
    Membership Rewards
    Compare
    Details
  • Apply By 14 January 2025
    American Express Qantas Ultimate Card

    Receive 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $450
    Qantas Frequent Flyer
    Compare
    Details
  • Kogan Money Black Card

    Introductory Rate Offer

    Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    0% p.a. for 9 months then 21.99% p.a.
    0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
    $0
    Kogan Rewards Points
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

NAB Rewards Platinum Card
Overall 9/10
Nab is a great choice for banking

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Read full review

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Price
7/10
Features
9/10
Customer service
8/10
Convenience
8/10
Trust
8/10
Less
Nic, Victoria, reviewed 10 days ago
St.George Amplify Rewards Platinum
Overall 4/10
Overall fees too high

Annual fees and rewards fee too high

Read full review

Annual fees and rewards fee too high

Price
3/10
Features
4/10
Customer service
2/10
Less
Karen, Queensland, reviewed 17 days ago
Virgin Money Virgin Australia Velocity High Flyer Card
Overall 4/10
Not worth the annual fee.

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Read full review

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Price
4/10
Features
4/10
Customer service
4/10
Convenience
4/10
Trust
1/10
Less
Sharron, Queensland, reviewed 17 days ago

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