100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
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Receive 100,000 bonus Qantas Points when you apply online by 18 March 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Receive 100,000 bonus Qantas Points when you apply online by 18 March 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
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0% p.a. for 20 Months on balance transfers. 2% balance transfer fee applies. Rate reverts to cash advance rate. $99 annual fee. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
0% p.a. for 20 Months on balance transfers. 2% balance transfer fee applies. Rate reverts to cash advance rate. $99 annual fee. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
Score $300 Cashback when you spend $1,500 on purchases within 90 days from account opening (T&Cs apply). 0% p.a. on balance transfers (BT) for 12 months. A 3% balance transfer fee applies. Unpaid balance transfer reverts to variable cash advance rate. Up to 55 days interest free on purchases when you pay your account in full by the monthly due date.
Score $300 Cashback when you spend $1,500 on purchases within 90 days from account opening (T&Cs apply). 0% p.a. on balance transfers (BT) for 12 months. A 3% balance transfer fee applies. Unpaid balance transfer reverts to variable cash advance rate. Up to 55 days interest free on purchases when you pay your account in full by the monthly due date.
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Receive 20,000 bonus Velocity Points when you apply online, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only. Get 1.75 Velocity Points per $1 spent on eligible purchases with Virgin Australia. Spend $50 or more on eligible flights on your Card with Virgin Australia and receive a $50 statement credit. T&Cs apply.
Receive 20,000 bonus Velocity Points when you apply online, are approved, and spend $1,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only. Get 1.75 Velocity Points per $1 spent on eligible purchases with Virgin Australia. Spend $50 or more on eligible flights on your Card with Virgin Australia and receive a $50 statement credit. T&Cs apply.
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Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.
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Receive 100,000 Bonus Membership Rewards® Points when you apply online by 8 April 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 8 April 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
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Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.
Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.
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Receive 60,000 Bonus Membership Rewards® Points when you apply online by 6 May 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 60,000 Bonus Membership Rewards® Points when you apply online by 6 May 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
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Receive 100,000 bonus Velocity Points when you apply online by 30 April 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Receive 100,000 bonus Velocity Points when you apply online by 30 April 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
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See more credit card providersNo rewards for both credit cards therefore I am Looking at other banks that offer rewards system for card usage
Read full reviewNo rewards for both credit cards therefore I am Looking at other banks that offer rewards system for card usage
Have always been pleased with the customer service- this is really important to me. You can speak to a human!
Read full reviewHave always been pleased with the customer service- this is really important to me. You can speak to a human!
I like Westpac because it is one of Australia's most established and trusted banks, offering a wide range of financial services that cater to both personal and business needs. Their digital banking platform is user-friendly and packed with features that make managing finances easy, from budgeting tools to seamless payments. I also appreciate their extensive branch and ATM network, which provides convenience for in-person banking when needed. Additionally, Westpac’s commitment to sustainability and ethical practices aligns with my values, making me feel good about banking with them. However, one downside is that their fees can be on the higher side compared to some competitors, and at times, the customer service experience can be inconsistent, particularly during peak periods. Despite these minor drawbacks, I find that the overall benefits and reliability of Westpac outweigh the negatives.
Read full reviewI like Westpac because it is one of Australia's most established and trusted banks, offering a wide range of financial services that cater to both personal and business needs. Their digital banking platform is user-friendly and packed with features that make managing finances easy, from budgeting tools to seamless payments. I also appreciate their extensive branch and ATM network, which provides convenience for in-person banking when needed. Additionally, Westpac’s commitment to sustainability and ethical practices aligns with my values, making me feel good about banking with them. However, one downside is that their fees can be on the higher side compared to some competitors, and at times, the customer service experience can be inconsistent, particularly during peak periods. Despite these minor drawbacks, I find that the overall benefits and reliability of Westpac outweigh the negatives.
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