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Last updated 23 November 2024Important disclosures
  • Apply By 14 January 2025
    American Express Qantas Ultimate Card

    Receive 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $450
    Qantas Frequent Flyer
    Compare
    Details
  • American Express Explorer® Credit Card

    Receive 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $4,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.*

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $395
    Membership Rewards
    Compare
    Details
  • NAB Low Rate Card - Balance Transfer Offer

    Spend with confidence with a low variable purchase rate and 0% p.a. interest on balance transfers for the first 24 months. Unpaid balance transfer reverts to variable cash advance rate. 3% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget when you pay your account in full by the due date. Minimum credit limit $1,000. Low annual fee. T&Cs, fees, charges and eligibility criteria apply.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    13.49% p.a.
    0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
    $59
    -
    Compare
    Details
  • Citi Rewards - Rewards Points Offer

    100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Access up to 3 months complimentary International Travel Insurance and up to 14 days Domestic Travel Insurance with a Citi Rewards Credit Card when meeting eligibility criteria. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    21.49% p.a.
    No current offer
    $199 $99 in the first year
    Citi Rewards Program
    Compare
    Details
  • Kogan Money Black Card

    Introductory Rate Offer

    Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    0% p.a. for 9 months then 21.99% p.a.
    0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
    $0
    Kogan Rewards Points
    Compare
    Details
  • Citi Rewards - Balance Transfer and Purchases offer

    Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Access up to 3 months complimentary International Travel Insurance and up to 14 days Domestic Travel Insurance with a Citi Rewards Credit Card when meeting eligibility criteria. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    0% p.a. for 15 months then 21.49% p.a.
    0% p.a. for 15 months and then 22.24% p.a. (2.00% balance transfer fee)
    $199
    Citi Rewards Program
    Compare
    Details
  • Citi Clear Credit Card - Balance Transfer Offer

    0% p.a. for 24 Months on balance transfers. 1.5% balance transfer fee applies. Rate reverts to cash advance rate. $49 annual fee in the first year, reverts to $99 thereafter. Access complimentary insurance for eligible products purchased with your Citi Clear Credit Card, including Extended Warranty Insurance and Purchase Protection Insurance. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    14.99% p.a.
    0% p.a. for 24 months and then 22.24% p.a. (3.00% balance transfer fee)
    $99 $49 in the first year
    -
    Compare
    Details
  • Apply By 3 December 2024
    American Express Essential® Rewards Credit Card

    Exclusive Offer

    Receive 60,000 Membership Rewards® Bonus Points* when you apply online through the link on this page by 3 December 2024, are approved and spend $3,000 on eligible purchases on your new American Express Essential Rewards® Credit Card within the first 3 months. T&Cs apply. New American Express Card Members only.

    Purchase rate
    Balance transfer rate
    Annual fee
    Rewards program
    23.99% p.a.
    No current offer
    $108
    Membership Rewards
    Compare
    Details
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

Qantas Money Credit Card
Overall 1/10
DONT EVEN EVALUATE QANTAS CREDIT CARD.

Very Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.

Read full review

Very Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.

Price
1/10
Features
5/10
Customer service
4/10
Convenience
1/10
Trust
3/10
Less
Varun, Victoria, reviewed 3 days ago
Citi Clear Credit Card
Overall 1/10
Go elsewhere

High fees, always difficult to access my online A/C

Read full review

High fees, always difficult to access my online A/C

Price
1/10
Features
1/10
Customer service
6/10
Convenience
8/10
Trust
2/10
Less
Greg, Victoria, reviewed 3 days ago
Commonwealth Bank Low Fee Credit Card
Overall 7/10
Quality and consistency

Commonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product

Read full review

Commonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product

Price
7/10
Features
8/10
Customer service
7/10
Convenience
7/10
Trust
7/10
Less
Candy, Queensland, reviewed 3 days ago

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