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Low interest credit card comparisons on Mozo

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Last updated 25 December 2024Important disclosures
  • Citi Rewards - Balance Transfer and Purchases offer

    Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Purchase rate
    Balance transfer rate
    Annual fee
    0% p.a. for 15 months then 22.49% p.a.
    0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
    $199
    Compare
    Details
  • NAB Low Rate Card - Balance Transfer Offer

    Spend with confidence with a low 12.49% p.a. variable purchase rate and 0% p.a. interest on balance transfers for the first 28 months (T&Cs apply). 2% balance transfer fee applies. There’s also up to 55 interest free days on purchases to help you manage your budget better when you make minimum repayments. Minimum credit limit $1,000. No annual fee for the first year (usually $59).

    Purchase rate
    Balance transfer rate
    Annual fee
    13.49% p.a.
    0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
    $59
    Compare
    Details
  • Kogan Money Black Card

    Introductory Rate Offer

    Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.

    Purchase rate
    Balance transfer rate
    Annual fee
    0% p.a. for 9 months then 21.99% p.a.
    0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
    $0
    Compare
    Details
  • HSBC Low Rate Credit Card

    Purchase rate
    Balance transfer rate
    Annual fee
    12.99% p.a.
    0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
    $99
    Compare
    Details
  • Australian Unity Low Rate Visa Credit Card

    Purchase rate
    Balance transfer rate
    Annual fee
    9.90% p.a.
    No current offer
    $59
    Compare
    Details
  • MOVE Bank Low Rate Credit Card

    Purchase rate
    Balance transfer rate
    Annual fee
    8.99% p.a.
    0% p.a. for 6 months and then 8.99% p.a.
    $59 $0 in the first year
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

NAB Rewards Platinum Card
Overall 9/10
Nab is a great choice for banking

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Read full review

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Price
7/10
Features
9/10
Customer service
8/10
Convenience
8/10
Trust
8/10
Less
Nic, Victoria, reviewed 9 days ago
St.George Amplify Rewards Platinum
Overall 4/10
Overall fees too high

Annual fees and rewards fee too high

Read full review

Annual fees and rewards fee too high

Price
3/10
Features
4/10
Customer service
2/10
Less
Karen, Queensland, reviewed 16 days ago
Virgin Money Virgin Australia Velocity High Flyer Card
Overall 4/10
Not worth the annual fee.

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Read full review

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Price
4/10
Features
4/10
Customer service
4/10
Convenience
4/10
Trust
1/10
Less
Sharron, Queensland, reviewed 16 days ago

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