No annual fee credit cards

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No annual fee credit card comparisons on Mozo

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 192 products
Last updated 23 November 2024Important disclosures
  • Kogan Money Black Card

    Introductory Rate Offer

    Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    44
    0% p.a. for 9 months then 21.99% p.a.
    0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
    Compare
    Details
  • Latitude 28° Global Platinum Mastercard

    The Latitude 28° Global Platinum Mastercard has no annual fee, free Global Wi-Fi and no overseas fees on purchases made when travelling or when shopping online you can pay like a local wherever you are.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $96
    55
    27.99% p.a.
    6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)
    Compare
    Details
  • Apply By 30 April 2025
    Bank of Melbourne Vertigo - Balance Transfer Offer

    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $55
    55
    13.99% p.a.
    0.99% p.a. for 28 months and then 21.99% p.a.
    Compare
    Details
  • Bendigo Bank Ready Credit Card

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    55
    19.99% p.a.
    No current offer
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

Qantas Money Credit Card
Overall 1/10
DONT EVEN EVALUATE QANTAS CREDIT CARD.

Very Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.

Read full review

Very Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.

Price
1/10
Features
5/10
Customer service
4/10
Convenience
1/10
Trust
3/10
Less
Varun, Victoria, reviewed 3 days ago
Citi Clear Credit Card
Overall 1/10
Go elsewhere

High fees, always difficult to access my online A/C

Read full review

High fees, always difficult to access my online A/C

Price
1/10
Features
1/10
Customer service
6/10
Convenience
8/10
Trust
2/10
Less
Greg, Victoria, reviewed 3 days ago
Commonwealth Bank Low Fee Credit Card
Overall 7/10
Quality and consistency

Commonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product

Read full review

Commonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product

Price
7/10
Features
8/10
Customer service
7/10
Convenience
7/10
Trust
7/10
Less
Candy, Queensland, reviewed 3 days ago

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