No annual fee credit cards

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No annual fee credit card comparisons on Mozo

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 195 products
Last updated 14 May 2025Important disclosures
  • Bendigo Bank Ready Credit Card

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 55
    19.99% p.a.
    No current offer
    Compare
    Details
  • Citi Simplicity

    There is no annual fee, you'll get up to 55 days interest free, free wine when you dine with the Citi Dining Program and the convenience of worldwide acceptance with Visa and Visa payWave. Plus for the first 6 months you'll enjoy 0% on balance transfers.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 44
    0% p.a. for 6 months then 22.49% p.a.
    0% p.a. for 6 months and then 22.99% p.a.
    Compare
    Details
  • ING Orange One Low Rate Credit Card

    With a low interest rate, no annual fee and, if per account, you meet the eligibility criteria, no ING International Transaction Fees when you shop overseas or online. Automatic repayments from eligible ING accounts.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 45
    12.99% p.a.
    No current offer
    Compare
    Details
  • St.George No Annual Fee

    0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 55
    20.99% p.a.
    No current offer
    Compare
    Details
  • Virgin Money No Annual Fee Card

    No annual fee for the life of the card. 0% p.a. for 12 months on purchases (reverts to ongoing purchase rate) and balance transfers (reverts to cash advance rate).

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 55
    0% p.a. for 6 months then 19.99% p.a.
    No current offer
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

ANZ Credit Card
Overall 6/10
The online is good website can be complicated

This is ok. I have had a fe problems where they havent protected my bank account from scams. But the customer service is usally very good

Read full review

This is ok. I have had a fe problems where they havent protected my bank account from scams. But the customer service is usally very good

Price
8/10
Features
6/10
Customer service
8/10
Convenience
5/10
Trust
8/10
Less
Eliza, South Australia, reviewed about 1 month ago
ANZ First
Overall 2/10
Not happy jan

I haven’t had any credit cards or loans im 40 years old and they declined me for not having any credit history so 3/10 rubber chickens

Read full review

I haven’t had any credit cards or loans im 40 years old and they declined me for not having any credit history so 3/10 rubber chickens

Price
5/10
Features
4/10
Customer service
6/10
Convenience
3/10
Trust
4/10
Less
James, Victoria, reviewed about 1 month ago
Bendigo Bank Qantas Platinum Credit Card
Overall 7/10
Not convenient for joint accounts

When you have a joint account almost everything needs to be done in branch. But our local branch is only open 10-2 and they don’t accept appointments for weeks in advance. We moved everything except our credit card (for now) because of lack of convenience when trying to make any changes to our accounts.

Read full review

When you have a joint account almost everything needs to be done in branch. But our local branch is only open 10-2 and they don’t accept appointments for weeks in advance. We moved everything except our credit card (for now) because of lack of convenience when trying to make any changes to our accounts.

Price
10/10
Features
8/10
Customer service
3/10
Convenience
2/10
Trust
7/10
Less
Kristy, Victoria, reviewed about 2 months ago

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