No annual fee credit cards

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No annual fee credit card comparisons on Mozo

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Last updated 25 December 2024Important disclosures
  • Kogan Money Black Card

    Introductory Rate Offer

    Get 0% p.a. on purchases and balance transfers for 9 months with a 1% balance transfer fee. Reverts to cash advance rate. $0 annual fee to pay. Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere (T&Cs apply). FREE Kogan First membership valued at $129/year. Add up to 4 additional cardholders at no cost.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 44
    0% p.a. for 9 months then 21.99% p.a.
    0% p.a. for 9 months and then 22.74% p.a. (1.00% balance transfer fee)
    Compare
    Details
  • Latitude 28° Global Platinum Mastercard

    The Latitude 28° Global Platinum Mastercard has no annual fee, free Global Wi-Fi and no overseas fees on purchases made when travelling or when shopping online you can pay like a local wherever you are.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $96
    Up to 55
    27.99% p.a.
    6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee)
    Compare
    Details
  • Apply By 30 April 2025
    Bank of Melbourne Vertigo - Balance Transfer Offer

    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply.

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $55
    Up to 55
    13.99% p.a.
    0.99% p.a. for 28 months and then 21.99% p.a.
    Compare
    Details
  • Bendigo Bank Ready Credit Card

    Annual fee
    Interest free days
    Purchase rate
    Balance transfer rate
    $0
    Up to 55
    19.99% p.a.
    No current offer
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

NAB Rewards Platinum Card
Overall 9/10
Nab is a great choice for banking

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Read full review

I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

Price
7/10
Features
9/10
Customer service
8/10
Convenience
8/10
Trust
8/10
Less
Nic, Victoria, reviewed 9 days ago
St.George Amplify Rewards Platinum
Overall 4/10
Overall fees too high

Annual fees and rewards fee too high

Read full review

Annual fees and rewards fee too high

Price
3/10
Features
4/10
Customer service
2/10
Less
Karen, Queensland, reviewed 16 days ago
Virgin Money Virgin Australia Velocity High Flyer Card
Overall 4/10
Not worth the annual fee.

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Read full review

It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

Price
4/10
Features
4/10
Customer service
4/10
Convenience
4/10
Trust
1/10
Less
Sharron, Queensland, reviewed 16 days ago

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