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Interest free credit card comparisons on Mozo

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Last updated 17 January 2025Important disclosures
  • Citi Rewards - Balance Transfer and Purchases offer

    Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

    Balance transfer rate
    Purchase rate
    Annual fee
    0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
    0% p.a. for 15 months then 22.49% p.a.
    $199
    Compare
    Details
  • Westpac Flex Card

    available to Westpac account holders only

    Balance transfer rate
    Purchase rate
    Annual fee
    No current offer
    0% p.a.
    $120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
    Compare
    Details
  • NAB StraightUp Card

    $30/month - $3,000 Credit Limit

    Pay no interest and no late payment fees, just a $20 monthly fee for a $3,000 credit limit. If you don't make any purchases and have an outstanding balance of $0 during the whole statement period, the monthly fee will be reversed. Pay no foreign currency fees when you buy online or overseas.

    Balance transfer rate
    Purchase rate
    Annual fee
    No current offer
    n/a
    $360 $30/month - waived if no spend & no balance owing
    Compare
    Details
  • Community First Bank n0w Credit Card

    Balance transfer rate
    Purchase rate
    Annual fee
    No current offer
    n/a
    $228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.
    Compare
    Details
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Credit card providers we compare at Mozo

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Credit Card Resources

Views, news, tips and guides to help find the best credit card for you.

Credit Card Reviews

Commonwealth Bank Credit Card
Overall 7/10
Great credit card facilities and support.

Easy to deal with. Text message reminder about credit card payment requirements so they are not overlooked. Easyily man aged through Netbanking.

Read full review

Easy to deal with. Text message reminder about credit card payment requirements so they are not overlooked. Easyily man aged through Netbanking.

Price
7/10
Features
7/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Lisa, New South Wales, reviewed 1 day ago
Commonwealth Bank Low Fee Credit Card
Overall 4/10
Caring about the needs of customers

Trusting this bank as they've helped me with scammers. Always ring me back if something is urgent and very helpful, organized, efficient and provide great customer service when money is to come back to me after being scammed eg ordering items online.

Read full review

Trusting this bank as they've helped me with scammers. Always ring me back if something is urgent and very helpful, organized, efficient and provide great customer service when money is to come back to me after being scammed eg ordering items online.

Price
5/10
Features
4/10
Customer service
4/10
Convenience
4/10
Trust
4/10
Less
Joanne, New South Wales, reviewed 1 day ago
Commonwealth Bank Low Fee Credit Card
Overall 10/10
Treat like an emergency find

The process of application was very easy and streamlined. It was amazing how quickly the application was approved and the card arrived in the mail earlier then what was advised. Having a credit cards comes in handy for emergencies or the sneaky little splurge. Paying the credit card off is always good to set a budget with a direct debit coming out where you won't even miss the amount.

Read full review

The process of application was very easy and streamlined. It was amazing how quickly the application was approved and the card arrived in the mail earlier then what was advised. Having a credit cards comes in handy for emergencies or the sneaky little splurge. Paying the credit card off is always good to set a budget with a direct debit coming out where you won't even miss the amount.

Price
6/10
Features
7/10
Customer service
7/10
Convenience
10/10
Trust
8/10
Less
Veronica, New South Wales, reviewed 3 days ago

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