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Westpac is one of Australia’s ‘big four banks’, offering a range of financial products to meet diverse needs. Whether you're looking to manage everyday expenses, pay bills, or make online purchases, Westpac may provide the solutions you need.
With helpful features, a user-friendly app, and a variety of banking services, Westpac can simplify your banking experience and support you in achieving your financial goals.
Easy online application process
Member of the Global ATM Alliance for fee-free ATM transactions
Compatible with Google Pay, Apple Pay, and Samsung Pay
Eligible for Westpac’s ShopBack rewards and cashback program
Monthly account fee (can be waived if you meet certain conditions)
Foreign transaction fees apply
The Westpac Choice transaction account delivers an easy option for anyone looking to access their funds quickly and manage daily transactions. There’s a $5 monthly account-keeping fee. However, if you’re under 30 or a full-time student, you won’t have to pay it. Alternatively, if you deposit $2,000 or more each month, the fee is waived.
Westpac is part of the Global ATM Alliance , giving you access to a huge network of fee-free ATMs around the world. Be aware that some ATMs may still charge their own fees. There are international transaction fees on card purchases made in currencies other than the Australian Dollar (AUD).
Westpac uses the Mastercard payments platform, not Visa. The account is compatible with Google Pay, Apple Pay, Samsung Pay or you can use the Westpac Digital Card .
For those seeking extra perks on their spending, Westpac is partnered with ShopBack , an online platform that offers rewards and cashback from over 4,000 online, in-store and gift card brands.
It’s sensible to gauge how this account stacks up against other banking options, especially if you’re seeking an account without fees or conditional rewards. Make sure to explore your options and compare the market to find what works best for your financial needs.
Your selected bank accounts
Overall westpac are pretty good
Great bank account. Easily accessible. Many branch locations nearby. Never had any issues at all. Would recommend to others
their online banking platform is very easy to use for all ages, really reducing the need to physically manage your account at a branch so very convenient. However, interest rates aren't overly competitive on regular accounts.
I have had 5 min max wait time and friendly and helpfull service everytime i go the casuarina NT BRANCH
Internet banking is confusing
Westpac banking products provide great customer value for money combined rewards programs which competitively give flexibility and provide all my banking online options to save, invest, transfer, trade, and many more better money banking application services for example, loans, credit card, shares, insurances, online security scam protections, are value added customer services
Always there to help out with any product, enquiry. All my family have been with Westpac for years. Know me by my name as soon as I enter the bank. It's one of the few banks still open in my town.
They have always treated me with respect. The way they talk, pause and listen always makes me feel confident after my queries. I have not once in the 30 years of banking with them been treated poorly. Considering the changes we have and are witnessing, I feel confident to stay with them for the remainder of my banking years.
Westpac was there for me, when I needed them!! Highly recommend
They have seemed to be helpful in the past when I have contacted by phone and dealt with my issues in a timely manner. The online banking is easy to navigate and self explanatory. Customer service has been very good when entering the bank in person. Staff are pleasant and courteous.
Westpac is an Authorised Deposit-taking Institution (ADI) regulated by the Australian Prudential Regulation Authority (APRA). This means your deposits are protected under the Australian Government's Financial Claims Scheme, safeguarding up to $250,000.
You can apply online through the Westpac website or over the phone.
You can open multiple Westpac bank accounts.
To set up online banking, visit the Westpac website and register. Provide your personal details. Once registered, you can manage your account through your digital profile on the website or app.
A monthly account-keeping fee of $5 is applicable. However, if you’re under 30 years of age, a full-time tertiary student or a concession card holder you can be exempt from this cost.
Additionally, if you’re new to Australia, you’ll pay no account-keeping fees for the first 12 months of opening your Westpac Choice account.
The quickest way to close your account is through online banking or via the app. You can also call customer service. Before closing your account, ensure you:
^See information about the Mozo Experts Choice Bank Account Awards
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