Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 90% | ||
|
Owner Occupier | Interest Only | < 80% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Interest Only | < 80% |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.84% (6.42%*) |
|
5.54% (6.32%*) |
|
6.04% (6.41%*) |
|
6.04% (6.39%*) |
|
6.04% (6.38%*) |
|
n/a |
|
n/a |
|
6.49% p.a. |
$150.00 |
|
n/a |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.79% (6.89%*) |
|
6.49% (6.77%*) |
|
6.54% (6.71%*) |
|
6.54% (6.64%*) |
|
6.54% (6.58%*) |
|
n/a |
|
n/a |
|
7.39% p.a. |
$150.00 |
|
n/a |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.64% (6.59%*) |
|
6.34% (6.56%*) |
|
6.39% (6.58%*) |
|
6.39% (6.58%*) |
|
6.39% (6.58%*) |
|
n/a |
|
n/a |
|
6.89% p.a. |
$150.00 |
|
n/a |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.74% (6.69%*) |
|
6.44% (6.64%*) |
|
6.49% (6.63%*) |
|
6.49% (6.62%*) |
|
6.49% (6.61%*) |
|
n/a |
|
n/a |
|
7.09% p.a. |
$150.00 |
|
n/a |
|
n/a |
|
$100.00 |
|
n/a |
|
$15.00 monthly |
|
$350.00 |
none |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to 20% of loan balance |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Valuation fee on application. |
|
none |
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Customer service is better than any other bank we've ever dealt with. We are treated like a person, not a number. Our local branch knows us by face and name. Our individual situation was considered when looking at what we could borrow. We will never go back to the big banks after switching to personalised Bendigo Bank. The best service around
Read full reviewCustomer service is better than any other bank we've ever dealt with. We are treated like a person, not a number. Our local branch knows us by face and name. Our individual situation was considered when looking at what we could borrow. We will never go back to the big banks after switching to personalised Bendigo Bank. The best service around
Bendigo Bank is for the community and it's community members. The staff are local and show genuine interest in their customers because of the social links within the community. Bendigo Bank offers competitive rates and the knowledge that your involvement in the bank goes bank in to the community is very satisfying.
Read full reviewBendigo Bank is for the community and it's community members. The staff are local and show genuine interest in their customers because of the social links within the community. Bendigo Bank offers competitive rates and the knowledge that your involvement in the bank goes bank in to the community is very satisfying.
Without the help and understanding of the Bendigo bank and its managers we wouldn’t be able to have afforded to build our first home. Thanks Tony and Colleen and the team at the Huonville branch.
Read full reviewWithout the help and understanding of the Bendigo bank and its managers we wouldn’t be able to have afforded to build our first home. Thanks Tony and Colleen and the team at the Huonville branch.
I have been a customer with the Bendigo bank for over 20 years. I have recently fixed my loan which was a saving as the variable kept going up. The lending specialist was able to organise this over email and have it signed digitally. Last year when the rates started to go up, I was able to renegotiate my variable rate 2 times via email as wells this was also a helpful and straight forward process. I would recommend Bendigo Bank on how approachable they are to assist when I needed assistance.
Read full reviewI have been a customer with the Bendigo bank for over 20 years. I have recently fixed my loan which was a saving as the variable kept going up. The lending specialist was able to organise this over email and have it signed digitally. Last year when the rates started to go up, I was able to renegotiate my variable rate 2 times via email as wells this was also a helpful and straight forward process. I would recommend Bendigo Bank on how approachable they are to assist when I needed assistance.
Very pleasant people to deal with, prompt service and competitive rates.
Read full reviewVery pleasant people to deal with, prompt service and competitive rates.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.04% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.04% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.79% p.a.
fixed 3 years
6.10% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.