The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | |
| | Investor | Principal & Interest | < 80% | $100,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000
4.39% p.a.
n/a
n/a
n/a
4.67% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$295.00 yearly
$80.00
$100,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - 1st redraw per month free
$250.00
yes
yes
none
1 free redraw a month
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.39% p.a.
n/a
n/a
n/a
4.67% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$295.00 yearly
$80.00
$100,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - 1st redraw per month free
$250.00
yes
yes
none
1 free redraw a month
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Spoke to Hunter United seeking a home loan for construction. From the start, I was told the finances looked great, LVR of less than 50%, income well within that required to service the loan. They asked for lots of paperwork, all the usual stuff, and then I just kept getting told it was just going to take time considering the current working climate. After 5 weeks of waiting I have now been told that is not in their policy to even consider us for a loan. No reason offered. Nothing. Terrible customer service. Impossible to get straight answers. Don't waste your time looking at their attractive rates. Go for a larger and more well known lender.
Read full reviewSpoke to Hunter United seeking a home loan for construction. From the start, I was told the finances looked great, LVR of less than 50%, income well within that required to service the loan. They asked for lots of paperwork, all the usual stuff, and then I just kept getting told it was just going to take time considering the current working climate. After 5 weeks of waiting I have now been told that is not in their policy to even consider us for a loan. No reason offered. Nothing. Terrible customer service. Impossible to get straight answers. Don't waste your time looking at their attractive rates. Go for a larger and more well known lender.
I love the friendly staff and feeling of personalised banking. When applying for the home loan, they were very professional and helpful, like I was dealing with friends. I've been banking with them for nearly 30 years and couldn't be happier with my experience.
Read full reviewI love the friendly staff and feeling of personalised banking. When applying for the home loan, they were very professional and helpful, like I was dealing with friends. I've been banking with them for nearly 30 years and couldn't be happier with my experience.
Hunter United is a community based financial institution that serves the Hunter Valley region. Hunter United is a conservative and responsible lender that specialises in providing valued financial services to its customers. The financial services that Hunter United offers include savings, loans, credit cards and investment products. Hunter United offers competitive rates to both borrowers and lenders within its banking, insurance and superannuation services.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
$10.00 monthly
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a.
3.00% p.a.
$349.00 yearly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
