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Hunter United Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000

Rate
4.39% p.a.
Comparison Rate*
4.67% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.39% p.a.
Comparison Rate*
4.67% p.a.
Service fee
$295.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $80.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • yes - 1st redraw per month free

  • $250.00

  • yes

  • yes

  • none

  • 1 free redraw a month

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $80.00

Other financial bits
  • $100,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • yes - 1st redraw per month free

  • $250.00

  • yes

  • yes

  • none

  • 1 free redraw a month

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Hunter United home loans rated by the Mozo community?

Overall customer rating
8.2/10
Price
9.5/10
Features
9.2/10
Customer service
8.3/10
Convenience
7.8/10
Trust
8.0/10

Latest reviews of Hunter United Home Loan (Package)

  • Overall 0/10
    Tempting packages - Abysmal service.

    Spoke to Hunter United seeking a home loan for construction. From the start, I was told the finances looked great, LVR of less than 50%, income well within that required to service the loan. They asked for lots of paperwork, all the usual stuff, and then I just kept getting told it was just going to take time considering the current working climate. After 5 weeks of waiting I have now been told that is not in their policy to even consider us for a loan. No reason offered. Nothing. Terrible customer service. Impossible to get straight answers. Don't waste your time looking at their attractive rates. Go for a larger and more well known lender.

    Read full review

    Spoke to Hunter United seeking a home loan for construction. From the start, I was told the finances looked great, LVR of less than 50%, income well within that required to service the loan. They asked for lots of paperwork, all the usual stuff, and then I just kept getting told it was just going to take time considering the current working climate. After 5 weeks of waiting I have now been told that is not in their policy to even consider us for a loan. No reason offered. Nothing. Terrible customer service. Impossible to get straight answers. Don't waste your time looking at their attractive rates. Go for a larger and more well known lender.

    Price
    8/10
    Features
    8/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Oliver, Victoria reviewed 11 days ago
  • Overall 10/10
    Friendly, professional and trustworthy.

    I love the friendly staff and feeling of personalised banking. When applying for the home loan, they were very professional and helpful, like I was dealing with friends. I've been banking with them for nearly 30 years and couldn't be happier with my experience.

    Read full review

    I love the friendly staff and feeling of personalised banking. When applying for the home loan, they were very professional and helpful, like I was dealing with friends. I've been banking with them for nearly 30 years and couldn't be happier with my experience.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Nicole, New South Wales reviewed over 4 years ago
Hunter United

About Hunter United

Hunter United is a community based financial institution that serves the Hunter Valley region. Hunter United is a conservative and responsible lender that specialises in providing valued financial services to its customers. The financial services that Hunter United offers include savings, loans, credit cards and investment products. Hunter United offers competitive rates to both borrowers and lenders within its banking, insurance and superannuation services.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.