Westpac Fixed Options Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $15,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $15,000

4.09% p.a.

5.17% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

4.09% p.a.

5.17% p.a.

$8.00 monthly

4.79% p.a.

5.78% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

4.79% p.a.

5.78% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.41%*)

  • 4.09% (5.27%*)

  • 4.09% (5.17%*)

  • 4.49% (5.21%*)

  • 4.29% (5.06%*)

  • (*)

  • (*)

  • 5.38% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $15,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.79% (5.99%*)

  • 4.69% (5.86%*)

  • 4.79% (5.78%*)

  • 5.19% (5.83%*)

  • 5.29% (5.81%*)

  • (*)

  • (*)

  • 5.97% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $15,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.2/10
Features
6.5/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Options Home Loan

  • Overall
    5/10
    Good customer service

    Was the right option for me

    Was the right option for me

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    4/10

    Kirsten | Australian Capital Territory

    reviewed 8 months ago

  • Overall
    10/10
    Great customer service

    Great bank deal with

    Great bank deal with

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kirk | Tasmania

    reviewed about 1 year ago

  • Overall
    8/10
    The best bank out of the big four

    I have been with Westpac for a long time and have a mortgage redraw as well as other accounts...

    I have been with Westpac for a long time and have a mortgage redraw as well as other accounts connected to my mortgage account which provides me with a hassle free banking experience.

    Price
    5/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10

    Geoffrey | Victoria

    reviewed about 2 years ago

  • Overall
    7/10
    Friendly and helpful with great customer service

    While we have not really had a lot to do with the bank on a day to day basis, when we do need to...

    While we have not really had a lot to do with the bank on a day to day basis, when we do need to speak to them they are very friendly and helpful.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    6/10

    Rebecca | Queensland

    reviewed about 2 years ago

  • Overall
    0/10
    Will not recommend them

    I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful....

    I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful. Just want to make it a bit easier on me.

    Price
    5/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    1/10

    Anne | Queensland

    reviewed over 2 years ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.