Westpac Fixed Options Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 70%-95%

    Loan: $15,000

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $15,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $15,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $15,000

3.48% p.a.

4.72% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

3.48% p.a.

4.72% p.a.

$8.00 monthly

Details
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3.43% p.a.

4.67% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

3.43% p.a.

4.67% p.a.

$8.00 monthly

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4.04% p.a.

5.25% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

4.04% p.a.

5.25% p.a.

$8.00 monthly

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4.09% p.a.

5.30% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

4.09% p.a.

5.30% p.a.

$8.00 monthly

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Details
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Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.29% (5.05%*)

  • 3.38% (4.82%*)

  • 3.48% (4.72%*)

  • 4.29% (4.88%*)

  • 4.29% (4.83%*)

  • n/a

  • n/a

  • 4.98% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • 70.00%

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.24% (5.00%*)

  • 3.33% (4.77%*)

  • 3.43% (4.67%*)

  • 4.24% (4.83%*)

  • 4.24% (4.78%*)

  • n/a

  • n/a

  • 4.93% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 70.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.74% (5.58%*)

  • 3.94% (5.36%*)

  • 4.04% (5.25%*)

  • 5.14% (5.52%*)

  • 5.24% (5.54%*)

  • n/a

  • n/a

  • 5.52% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 70.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.79% (5.63%*)

  • 3.99% (5.41%*)

  • 4.09% (5.30%*)

  • 5.19% (5.57%*)

  • 5.29% (5.59%*)

  • n/a

  • n/a

  • 5.57% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • 70.00%

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10

Based on 3158 Westpac home loan reviews

Price
6.2/10
Features
6.5/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Options Home Loan

  • Overall
    8/10
    Easy to use. Very useful

    I have had nothing but awesome help from my bank branch. They are super friendly and know me by...

    Read full review

    I have had nothing but awesome help from my bank branch. They are super friendly and know me by my name as I get to the counter. Their internet site is easy to use. Totally recommend them.

    Price
    10/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Less

    John | Victoria

    reviewed 9 months ago

  • Overall
    9/10
    Good customer service, good support & solutions

    Always have been very helpful and easy to understand and negotiate with, always willing to find a...

    Read full review

    Always have been very helpful and easy to understand and negotiate with, always willing to find a solution to financial hardship or financial planning to assist with maintaining loan repayments and ensuring your loan continues to suit your needs.

    Price
    10/10
    Features
    7/10
    Customer service
    4/10
    Convenience
    10/10
    Trust
    8/10

    Less

    Sonja | New South Wales

    reviewed 11 months ago

  • Overall
    5/10
    Good customer service

    Was the right option for me

    Read full review

    Was the right option for me

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    4/10

    Less

    Kirsten | Australian Capital Territory

    reviewed over 1 year ago

  • Overall
    10/10
    Great customer service

    Great bank deal with

    Read full review

    Great bank deal with

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Less

    Kirk | Tasmania

    reviewed about 2 years ago

  • Overall
    8/10
    The best bank out of the big four

    I have been with Westpac for a long time and have a mortgage redraw as well as other accounts...

    Read full review

    I have been with Westpac for a long time and have a mortgage redraw as well as other accounts connected to my mortgage account which provides me with a hassle free banking experience.

    Price
    5/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Geoffrey | Victoria

    reviewed about 3 years ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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