The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $15,000 | |
| | Owner Occupier | Interest Only | < 80% | $15,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $15,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $15,000
4.09% p.a.
5.17% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
4.09% p.a.
5.17% p.a.
$8.00 monthly
4.79% p.a.
5.78% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
4.79% p.a.
5.78% p.a.
$8.00 monthly
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.29% (5.41%*)
4.09% (5.27%*)
4.09% (5.17%*)
4.49% (5.21%*)
4.29% (5.06%*)
(*)
(*)
5.38% p.a.
$600.00
$0.00
$0.00
$0.00
none
$8.00 monthly
$350.00
$15,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.79% (5.99%*)
4.69% (5.86%*)
4.79% (5.78%*)
5.19% (5.83%*)
5.29% (5.81%*)
(*)
(*)
5.97% p.a.
$600.00
$0.00
$0.00
$0.00
none
$8.00 monthly
$350.00
$15,000
none
none
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
Was the right option for me
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Was the right option for me
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Kirsten | Australian Capital Territory
reviewed 8 months ago
Great bank deal with
Read full review
Great bank deal with
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Kirk | Tasmania
reviewed about 1 year ago
I have been with Westpac for a long time and have a mortgage redraw as well as other accounts...
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I have been with Westpac for a long time and have a mortgage redraw as well as other accounts connected to my mortgage account which provides me with a hassle free banking experience.
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Geoffrey | Victoria
reviewed about 2 years ago
While we have not really had a lot to do with the bank on a day to day basis, when we do need to...
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While we have not really had a lot to do with the bank on a day to day basis, when we do need to speak to them they are very friendly and helpful.
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Rebecca | Queensland
reviewed about 2 years ago
I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful....
Read full review
I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful. Just want to make it a bit easier on me.
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Anne | Queensland
reviewed over 2 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
