Westpac Fixed Options Home Loan

4.19% p.a.

5.09% p.a.

$8.00 monthly

4.89% p.a.

5.70% p.a.

$8.00 monthly

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.27%*)

  • 4.19% (5.18%*)

  • 4.19% (5.09%*)

  • 4.39% (5.08%*)

  • 4.39% (5.02%*)

  • (*)

  • (*)

  • 5.24% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.79% (5.86%*)

  • 4.79% (5.77%*)

  • 4.89% (5.70%*)

  • 5.19% (5.74%*)

  • 5.19% (5.69%*)

  • (*)

  • (*)

  • 5.83% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia's largest financial services company. Westpac customers will benefit from things like being able to use both banks' ATM networks without paying any extra fees. So if you're after the security offered by a major bank, check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

How are Westpac home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 893
Westpac home loans reviews

6.8 6.9 7.3 7.7 7.2

Read Westpac home loan reviews by the Mozo community

Latest reviews of Westpac Fixed Options Home Loan

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) home loan review

Overall rating   8 / 10

The best bank out of the big four

I have been with Westpac for a long time and have a mortgage redraw as well as other accounts connected to my mortgage account which provides me with a hassle free banking experience.

I have been with Westpac for a long time and have a mortgage redraw as well as other accounts connected to my mortgage account which provides me with a hassle free banking experience.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Geoffrey (VIC), reviewed about 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) home loan review

Overall rating   7 / 10

Friendly and helpful with great customer service

While we have not really had a lot to do with the bank on a day to day basis, when we do need to speak to them they are very friendly and helpful.

While we have not really had a lot to do with the bank on a day to day basis, when we do need to speak to them they are very friendly and helpful.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Rebecca (QLD), reviewed about 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) home loan review

Overall rating   0 / 10

Will not recommend them

I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful. Just want to make it a bit easier on me.

I wanted to roll my flexi loan and personal loan into my home loan and they are not very helpful. Just want to make it a bit easier on me.

    Price   5 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   1 / 10

Less

Anne (QLD), reviewed over 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) home loan review

Overall rating   8 / 10

Good customer service.

The bank staff are good. But in the area where I live, the bank doesn't open on the weekend, and usually the close time is too early.

The bank staff are good. But in the area where I live, the bank doesn't open on the weekend, and usually the close time is too early.

    Price   6 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Huaqing (VIC), reviewed over 1 year ago

Westpac

Westpac Fixed Options Home Loan (Principal & Interest) home loan review

Overall rating   4 / 10

They don't consider their clients fairly

I feel that they could improve on their proactive customer service and loyalty to consumers. Make sure that you have everything in writing.

I feel that they could improve on their proactive customer service and loyalty to consumers. Make sure that you have everything in writing.

    Price   5 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Craig (VIC), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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