This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
| Owner Occupier | Principal & Interest | 70%-95% | $15,000 | |
| Owner Occupier | Principal & Interest | < 70% | $15,000 | |
| Owner Occupier | Interest Only | < 70% | $15,000 | |
| Owner Occupier | Interest Only | 70%-80% | $15,000 |
Owner Occupier (Principal & Interest)
LVR 70%-95%
Loan: $15,000
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $15,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $15,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $15,000
3.18% p.a.
4.53% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.18% p.a.
4.53% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.18% p.a.
4.53% p.a.
$8.00 monthly
3.08% p.a.
4.43% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.08% p.a.
4.43% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.08% p.a.
4.43% p.a.
$8.00 monthly
3.99% p.a.
5.10% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.99% p.a.
5.10% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
3.99% p.a.
5.10% p.a.
$8.00 monthly
4.09% p.a.
5.20% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
4.09% p.a.
5.20% p.a.
$8.00 monthly
Westpac Fixed Options Home Loan
4.09% p.a.
5.20% p.a.
$8.00 monthly
n/a
n/a
n/a
n/a
3.49% (4.84%*)
3.18% (4.67%*)
3.18% (4.53%*)
3.69% (4.58%*)
3.69% (4.50%*)
n/a
n/a
4.83% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$15,000
none
70.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
3.39% (4.74%*)
3.08% (4.57%*)
3.08% (4.43%*)
3.59% (4.48%*)
3.59% (4.40%*)
n/a
n/a
4.73% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$15,000
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
3.99% (5.33%*)
3.89% (5.19%*)
3.99% (5.10%*)
4.09% (5.03%*)
4.09% (4.94%*)
n/a
n/a
5.32% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$15,000
none
none
70.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
n/a
n/a
n/a
n/a
4.09% (5.43%*)
3.99% (5.29%*)
4.09% (5.20%*)
4.19% (5.13%*)
4.19% (5.04%*)
n/a
n/a
5.42% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$8.00 monthly
$350.00
$15,000
none
70.00%
80.00%
Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
none
yes
no
none
none
none
I have been with Westpac for 24 years and have bought two houses with their help with no dramas.
Read full review
I have been with Westpac for 24 years and have bought two houses with their help with no dramas.
Less
Amanda | Western Australia
reviewed 7 days ago
Great low rates and service. They listen to my needs.
Read full review
Great low rates and service. They listen to my needs.
Less
Yvonne | Queensland
reviewed about 1 month ago
It is ok but nothing special.
Read full review
It is ok but nothing special.
Less
Pamela | Victoria
reviewed about 1 month ago
Their customer service has deteriorated over time. The lack of any personal interaction is...
Read full review
Their customer service has deteriorated over time. The lack of any personal interaction is problematic and their knowledge and care of individual accounts is lacking. Interest rates seem to go up more than down. If it was more simple to change we would.
Less
John | South Australia
reviewed about 2 months ago
Interest rate changes are not passed on. Other banks are quicker to lower them. They also charge...
Read full review
Interest rate changes are not passed on. Other banks are quicker to lower them. They also charge a fee to change mortgage payment date, which is unnecessary.
Less
Sarah | Victoria
reviewed about 2 months ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
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