Westpac Fixed Options Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 70%-95%

    Loan: $15,000

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $15,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $15,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $15,000

3.18% p.a.

4.53% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

3.18% p.a.

4.53% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

3.08% p.a.

4.43% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

3.08% p.a.

4.43% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

3.99% p.a.

5.10% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

3.99% p.a.

5.10% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

4.09% p.a.

5.20% p.a.

$8.00 monthly

Westpac Fixed Options Home Loan

4.09% p.a.

5.20% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (4.84%*)

  • 3.18% (4.67%*)

  • 3.18% (4.53%*)

  • 3.69% (4.58%*)

  • 3.69% (4.50%*)

  • n/a

  • n/a

  • 4.83% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • 70.00%

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.39% (4.74%*)

  • 3.08% (4.57%*)

  • 3.08% (4.43%*)

  • 3.59% (4.48%*)

  • 3.59% (4.40%*)

  • n/a

  • n/a

  • 4.73% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 70.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (5.33%*)

  • 3.89% (5.19%*)

  • 3.99% (5.10%*)

  • 4.09% (5.03%*)

  • 4.09% (4.94%*)

  • n/a

  • n/a

  • 5.32% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • none

  • 70.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.09% (5.43%*)

  • 3.99% (5.29%*)

  • 4.09% (5.20%*)

  • 4.19% (5.13%*)

  • 4.19% (5.04%*)

  • n/a

  • n/a

  • 5.42% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $15,000

  • none

  • 70.00%

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10

Based on 3202 Westpac home loan reviews

Price
6.2/10
Features
6.4/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Options Home Loan

  • Overall
    6/10
    Awesome.

    I have been with Westpac for 24 years and have bought two houses with their help with no dramas.

    Read full review

    I have been with Westpac for 24 years and have bought two houses with their help with no dramas.

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    7/10

    Less

    Amanda | Western Australia

    reviewed 7 days ago

  • Overall
    10/10
    Very competitive.

    Great low rates and service. They listen to my needs.

    Read full review

    Great low rates and service. They listen to my needs.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Yvonne | Queensland

    reviewed about 1 month ago

  • Overall
    4/10
    All ok.

    It is ok but nothing special.

    Read full review

    It is ok but nothing special.

    Price
    3/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    4/10
    Trust
    7/10

    Less

    Pamela | Victoria

    reviewed about 1 month ago

  • Overall
    4/10
    Subpar customer service.

    Their customer service has deteriorated over time. The lack of any personal interaction is...

    Read full review

    Their customer service has deteriorated over time. The lack of any personal interaction is problematic and their knowledge and care of individual accounts is lacking. Interest rates seem to go up more than down. If it was more simple to change we would.

    Price
    3/10
    Features
    7/10
    Customer service
    3/10
    Convenience
    7/10
    Trust
    5/10

    Less

    John | South Australia

    reviewed about 2 months ago

  • Overall
    6/10
    Lower interest rates not passed on.

    Interest rate changes are not passed on. Other banks are quicker to lower them. They also charge...

    Read full review

    Interest rate changes are not passed on. Other banks are quicker to lower them. They also charge a fee to change mortgage payment date, which is unnecessary.

    Price
    5/10
    Features
    3/10
    Customer service
    6/10
    Convenience
    10/10
    Trust
    6/10

    Less

    Sarah | Victoria

    reviewed about 2 months ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Go to site

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Go to site

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a. variable

3.19% p.a.

$799

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.95% p.a. variable

2.97% p.a.

$150

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Go to site

Promoted

Easy Street

Easy Street

Standard Variable Home Loan

2.95% p.a. variable

2.99% p.a.

$500

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.95% p.a.

2.97% p.a.

$150

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Go to site

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Go to site

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Go to site

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced Fixed

2.74% p.a.
fixed 3 years

2.84% p.a.

$785

Go to site

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Go to site

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.59% p.a.

$150

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans