The big cruise mistake Aussies could be making

Thursday 09 August 2018

Article by Ceyda Erem

From seniors to teens, it seems nearly every Aussie traveller has caught the cruise bug.

The big cruise mistake Aussies could be making

In 2016 alone, over 1.2 million Aussies travelled on a cruise - a 21% increase from the previous year.

By 2020, cruise lines are expecting this number to reach 2 million.

“We are seeing a cruise market that is on a growth path quite unlike anything that’s been seen in the world, outside of China,” said Royal Caribbean’s Managing Director, Adam Armstrong, last year.

RELATED: Travel buzz: Over 2 million Aussies intend to travel within the next 12 months

The South Pacific is the most popular destination for Aussie cruisers, thanks to its close proximity to home and the larger number of cruise lines.

But as Aussies pack their bags and organise their passports, it’s not an uncommon practise to forget another cruise essential: travel insurance.

“Cruises are a great way to see the world without having to go too far from home. But many Aussies make the mistake of skipping travel insurance,” said Mozo Director, Kirsty Lamont.

“What Aussies might not know is that Medicare will only cover you as long as you are in port - on water, you’ll need travel insurance to cover you for any medical mishaps.”

RELATED: The case for annual travel insurance - is it worth it?

Ironically, a survey last year by travel insurer, InsureandGo, found that the top cruise fears among Aussie travellers were on-board medical issues.

The survey also found that 8% of Aussies worried about lost or stolen belongings, mechanical failure (7%) and onshore incidents (7%).

Getting a cruise friendly policy

So the question remains, how do you go about getting travel insurance even if you are just cruising around the country?

The answer is simple, in the case of our travel insurance comparison tool, all you need to do is select the ‘Rest of Pacific’ option and you’re good to go!

Our tool will then pull up a list of providers, where you can refine what level of cover is important to you, adjust the excess to a level that suits you best, as well as add in any pre-existing medical conditions you may have.

The only thing to do next is click the ‘go to site’ button once you’ve found the right policy for you.

Cruising with an award winning policy

Comparing policies can be tricky if you don’t know what to look for, and if you’re unsure as to what makes a top policy, you’re in luck!

Only just this morning, we announced the winners of our 2018 Mozo Experts Choice Travel Insurance Awards!

Our awards are designed to highlight the products in the market our expert choice judges felt offered exceptional value and exceptional quality to customers.

So whether you’ve got an upcoming cruise or an intense ski trip in the works, check out the full list of winners before having a read through our methodology report, to find out what our experts think makes a winner.

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