Long term savings account comparisons on Mozo - rates updated daily
- promoted
MyState Bank Bonus Saver Account
MyState Bank Bonus Saver Account
- No monthly account keeping fees
- Deposits up to $250,000 per customer are guaranteed by the Australian Government
- Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month
standard interest rate
0.10% p.a.(for $0 and over)
Maximum rate
1.20% p.a. (for $0 to $250,000)
Govt Deposit Guarantee
Yes up to $250,000
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- No monthly account keeping fees
- Deposits up to $250,000 per customer are guaranteed by the Australian Government
- Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month
- Account fee per month: $0.00
- Maximum rate conditions: Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
- Minimum balance: $0.00
- Access: BPay, Phone banking, Internet banking
- Other restrictions: Must link to a transaction account
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- promoted
HSBC Serious Saver
- No monthly fees
- No minimum deposit
- Apply online in under 10 minutes
standard interest rate
0.15% p.a.(for $0 and over)
Maximum rate
0.30% p.a. (for $0 to $1,000,000)
Govt Deposit Guarantee
Yes up to $250,000
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- No monthly fees
- No minimum deposit
- Apply online in under 10 minutes
- Account fee per month: $0.00
- Maximum rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.15% rate after*
- Minimum balance: $0.00
- Access: Phone banking, Internet banking
- Other restrictions:
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- promoted
Up Saver Account
standard interest rate
0% p.a.(for $0 and over)
Maximum rate
1.10% p.a. (for $0 to $1,000,000)
Govt Deposit Guarantee
Yes up to $250,000
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- Account fee per month: $0.00
- Maximum rate conditions: Make 5 or more successful card purchases per calendar month using your Up debit card and digital wallets (ATM transactions excluded).
- Minimum balance: $0.00
- Access: Internet banking
- Other restrictions: Bank and saving account only accessible through iOS or Android app.
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- promoted
HSBC Flexi Saver
- Receive an extra 1.25% p.a. variable monthly bonus. Conditions apply
- No monthly account fee
- Open multiple accounts
standard interest rate
0.05% p.a.(for $0 to $5,000,000)
Maximum rate
0.25% p.a. (for $0 to $5,000,000)
Govt Deposit Guarantee
Yes up to $250,000
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- Receive an extra 1.25% p.a. variable monthly bonus. Conditions apply
- No monthly account fee
- Open multiple accounts
- Account fee per month: $0.00
- Maximum rate conditions: Increase balance by at least $300 in the month (excluding interest)
- Minimum balance: $0.00
- Access: BPay, Branch access, Phone banking, Internet banking
- Other restrictions:
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Bank of Queensland Fast Track Saver Account
Bank of Queensland Fast Track Saver Account
- Earn Bonus Interest on your savings, with no minimum balance required.
- Earn Bonus Interest variable rate by depositing $1,000 a month + 5 eligible transactions to your linked Bank of Queensland Day2Day Plus Account.
- No account maintenance fees on your linked transaction account
standard interest rate
0.05% p.a.(for $1 and over)
Maximum rate
1.05% p.a. (for $1 to $250,000)
Govt Deposit Guarantee
Yes up to $250,000
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- Earn Bonus Interest on your savings, with no minimum balance required.
- Earn Bonus Interest variable rate by depositing $1,000 a month + 5 eligible transactions to your linked Bank of Queensland Day2Day Plus Account.
- No account maintenance fees on your linked transaction account
- Account fee per month: $0.00
- Maximum rate conditions: Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.
- Minimum balance: $1.00
- Access: BPay, Branch access, Internet banking
- Other restrictions: Bonus interest rate criteria is effective from 1 February 2020.
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Citi Online Saver
- No minimum balance
- Save more with no monthly fees
- 24/7 access via online, mobile & telephone banking.
standard interest rate
0.35% p.a.(for $0 and over)
Maximum rate
1.10% p.a. (for $0 to $500,000)
Govt Deposit Guarantee
Yes up to $250,000
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- No minimum balance
- Save more with no monthly fees
- 24/7 access via online, mobile & telephone banking.
- Account fee per month: $0.00
- Maximum rate conditions: Bonus rate for the first 4 months from account opening
- Minimum balance: $0.00
- Access: Phone banking, Internet banking
- Other restrictions: Must link to a transaction account.
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- promoted
Bankwest Hero Saver
- No account keeping fees
- No transaction fees
- 100% secure application process
standard interest rate
0.01% p.a.(for $0 to $5,000,000)
Maximum rate
0.80% p.a. (for $0 to $250,001)
Govt Deposit Guarantee
Yes up to $250,000
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- No account keeping fees
- No transaction fees
- 100% secure application process
- Account fee per month: $0.00
- Maximum rate conditions: Minimum deposit of $200 and no withdrawals in the month.
- Minimum balance: $0.00
- Access: Phone banking, Internet banking
- Other restrictions:
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