Rainbow Vertigo card image

St.George Rainbow Vertigo

Advertiser disclosure
Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 28 months and then 21.49% p.a.
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review St.George Rainbow Vertigo

Last updated: 12 April 2021.

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What's hot
  • 2020 Mozo Experts Choice Award-winner
  • 0% p.a. balance transfer offer for 28 months (0% BT fee)
  • 55 interest free days
What's not
  • 21.49% p.a. cash advance rate
  • $55 annual fee
Mozo snapshot

Looking for a credit card with some serious upfront value? You might want to check this one out. With 0% p.a. interest on balance transfers for 28 months (and then 21.49% p.a.), plus a 0% balance transfer fee and 55 interest free days, the Rainbow Vertigo card comes with heaps of value. It's no wonder Mozo's expert judges gave this card a 2020 Mozo Experts Choice Award in the best Balance Transfer Credit Card category.

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Key features

If you’re looking to get a handle on your credit card debt with the help of a balance transfer offer, the St.George Rainbow Vertigo card has an offer for you. 

New applicants will benefit from 0% p.a. interest on transferred balances for 28 months! Offer ends 28 September 2021. This means that you could use this time to pay off any existing debt you might have and not be hit with extra interest. Just keep in mind that there is still a 13.99% p.a. interest purchase rate. So, if you're using this card to pay off a balance, it might be a good idea to steer clear of making new purchases, as this interest rate will apply.

Another good piece of news is that the balance transfer fee is also currently 0%. So you won't be hit with a fee when you transfer your balance onto this card. Although once the balance transfer period ends, any outstanding balance will incur interest at a rate of 21.49% p.a. For this reason you might want to work out whether you can actually clear your balance, within 28 months. Plus, there's also a $55 annual card fee to budget for.

Other handy features for St.George customers include 55 interest-free days on purchases when they pay off their card balance in full each statement period, plus they’ll have the ability to pay on their smartphones after linking the card to Apple Pay, Google Pay, or Samsung Pay.

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Who is it good for

The St.George Rainbow Vertigo could be a great credit card option for anyone who can make use of the 0% p.a. balance transfer offer (28 months, 0% BT fee).

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Any catches

While you’ll certainly be able to use the Rainbow Vertigo on an overseas trip or to do any online shopping on an international website, bear in mind that the card does come with a 3% foreign exchange margin. Other than that, just make sure you’re fully aware of conditions involved with the balance transfer offer. 

Details

Rates and fees information correct as at 7 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.99% p.a.

  • none

  • 0% p.a. for 28 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10
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About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George credit cards

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St.George

Vertigo Platinum

12.99% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$99

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

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St.George

No Annual Fee

0% p.a. for 12 months then 20.74% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$0

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St.George

Amplify Platinum

19.74% p.a.

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

$99

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St.George

Amplify Signature

19.74% p.a.

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

$279

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Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

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Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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Citi

Simplicity Credit Card

0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

$0

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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American Express

Cashback Credit Card

20.74% p.a.

No current offer

$120

Cashback Rewards

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

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MoneyMe

Freestyle Virtual Mastercard

16.99% p.a.

No current offer

$209 Annual fee may vary.

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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American Express

Cashback Credit Card

Cashback Rewards

$120

No current offer

1 point uncapped

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Westpac

Altitude Platinum

Altitude Rewards

$150 $99 in the first year

80,000

1 point uncapped

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American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

110,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

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St.George

Amplify Signature

Amplify Rewards

$279

200,000

1.5 points uncapped

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American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250

30,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

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St.George

Amplify Platinum

Qantas Frequent Flyer

$99

60,000

0.5 points uncapped

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Bendigo Bank

Low Rate Credit Card

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

11.99% p.a.

$45

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St.George

Vertigo

0% p.a. for 28 months and then 21.49% p.a.

13.99% p.a.

$55

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Westpac

Low Rate

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59 $0 in the first year

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St.George

Amplify Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

Amplify Rewards

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NAB

Low Rate Card

0% p.a. for 26 months and then 21.74% p.a. (2.00% balance transfer fee)

12.99% p.a.

$59 $0 in the first year

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Bank of Melbourne

Amplify Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

Qantas Frequent Flyer

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St.George

Amplify Signature

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$279

Amplify Rewards

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Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

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Citi

Simplicity Credit Card

0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

$0

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

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Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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Citi

Rewards Credit Card

21.49% p.a.

0% p.a. for 30 months and then 22.24% p.a.

$149 $49 in the first year

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ING

Orange One Low Rate Credit Card

11.99% p.a.

No current offer

$0

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

Thumbnail icon for Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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Citi

Simplicity Credit Card

0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

$0

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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St.George

No Annual Fee

0% p.a. for 12 months then 20.74% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$0

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ING

Orange One Low Rate Credit Card

11.99% p.a.

No current offer

$0

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NAB

StraightUp Card

0% p.a.

No current offer

$120 $10/month - waived if no spend & no balance owing