If you’re a regular Woolworths shopper, then you’ll love the credit card options on offer from the supermarket giant. We’ve collected all the details for you - features, rates, and fine print, so you can decide if this piece of plastic is the right one for your wallet.
Rates and fees verified as correct at 23 June, 2017. Other information correct at the time of writing.
Want premium rewards without the premium price tag? The low fee option from Woolworths will have you racking up points, without paying through the nose for the privilege.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 19.99% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $49 $0 in the first 1 year | 55 |
It’s all about getting more value from your shop with a Woolworths credit card! Earn points every time you go grocery shopping with one of these affordable and convenient premium credit cards. Check out the stats below:
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Visa, uncapped | 19.99% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $49 $0 in the first 1 year | |
| 1 point per dollar on Visa, up to $2,500 per month, then | 20.49% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $169 $99 in the first 1 year |
If all your rewards points are destined to be redeemed in the qantas store or on some discount flights, then pick up a Qantas card from Woolies and save yourself the hassle of converting them. With this card, all your hard earned points are automatically credited to the frequent flyer program to have you jetting off sooner.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Visa, uncapped | 19.99% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $49 $0 in the first 1 year | |
| 1 point per dollar on Visa, up to $2,500 per month, then | 20.49% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $169 $99 in the first 1 year |
Add a little bit of luxury to your spend - with a prestige card from Woolworths, you can cash in on all the premium perks, like a concierge service and complimentary insurance covers, without paying the hefty price tag some other premium options pack.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Visa, up to $2,500 per month, then | 20.49% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $169 $99 in the first 1 year |
Mozo users have rated Woolworths credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
* Overall rating based on reviews in the past 12 months.
Since they removed the Qantas Frequent Flyer program they are of no further use to me.
Since they removed the Qantas Frequent Flyer program they are of no further use to me.
Peta julie (NSW), reviewed about 1 year ago
Could offer more points per transaction. If not used for most transactions you may not receive enough points for offset the annual fee.
Could offer more points per transaction. If not used for most transactions you may not receive enough points for offset the annual fee.
Shane (VIC), reviewed over 1 year ago
Terrible card. Service bad, slow. Waiting for the card 1 and a half months and nothing happens. Staff don't know anything. I have submitted my pay slip twice. They keep calling you for asking same information when applying for this card. Last call...
Terrible card. Service bad, slow. Waiting for the card 1 and a half months and nothing happens. Staff don't know anything. I have submitted my pay slip twice. They keep calling you for asking same information when applying for this card. Last call was asking me to submit my pay slip again. I just said cancel it, and don't phone me again.
Dai (NSW), reviewed almost 2 years ago
Works ok until God forbid there is a problem or you have a query to sort out - then the customer service is simply dreadful. We had this card for 5 yrs, then they recently capped the FF points, increased the fees for both primary and 2nd...
Works ok until God forbid there is a problem or you have a query to sort out - then the customer service is simply dreadful. We had this card for 5 yrs, then they recently capped the FF points, increased the fees for both primary and 2nd cardholder and recently managed to charge us $265 in late payment/interest fees - as they somehow cancelled our direct debit by mistake. Not only that but it took x5 long telephone calls, x6 emails and x4 letters over 6 weeks just to get the fees reversed...so we decided enough was enough and cancelled the card...not worth the hassle Woolies so stick to the supermarket business !
Vincent (WA), reviewed almost 2 years ago
Customer service is slow, inept and unable to process simple requests. I have waited a month for a credit limit increase. Worst credit card I have had in 20 years.
Customer service is slow, inept and unable to process simple requests. I have waited a month for a credit limit increase. Worst credit card I have had in 20 years.
Greg (VIC), reviewed almost 2 years ago
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† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
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