ANZ Standard Variable Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $20,000

5.20% p.a.

5.30% p.a.

$5.00 monthly

ANZ Standard Variable Rate

5.20% p.a.

5.30% p.a.

$5.00 monthly

5.75% p.a.

5.85% p.a.

$5.00 monthly

ANZ Standard Variable Rate

5.75% p.a.

5.85% p.a.

$5.00 monthly

5.80% p.a.

5.90% p.a.

$5.00 monthly

ANZ Standard Variable Rate

5.80% p.a.

5.90% p.a.

$5.00 monthly

6.26% p.a.

6.36% p.a.

$5.00 monthly

ANZ Standard Variable Rate

6.26% p.a.

6.36% p.a.

$5.00 monthly

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • 5.20% p.a.

  • n/a

  • 0 Months

  • none

  • 5.30% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $5.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • 5.75% p.a.

  • n/a

  • 0 Months

  • none

  • 5.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $5.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • 5.80% p.a.

  • n/a

  • 0 Months

  • none

  • 5.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $5.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • 6.26% p.a.

  • n/a

  • 0 Months

  • none

  • 6.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $5.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are ANZ home loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 3831 ANZ home loan reviews

Price
6.6/10
Features
6.5/10
Customer service
7.0/10
Convenience
7.6/10
Trust
6.7/10

Latest reviews of ANZ Standard Variable Rate

  • Overall
    9/10
    Great service for loans

    Easy to deal with; helpful.

    Easy to deal with; helpful.

    Price
    8/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    7/10

    Phillip | Queensland

    reviewed 6 months ago

  • Overall
    8/10
    ANZ is a solid bank.

    ANZ is typical of the big 4 banks. You get what you expect. They offer competitive products and...

    ANZ is typical of the big 4 banks. You get what you expect. They offer competitive products and have good customer service.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10

    Karen | Victoria

    reviewed 7 months ago

  • Overall
    9/10
    Home loan interest saver is great

    ANZ’s Home loan interest saver account is a great product

    ANZ’s Home loan interest saver account is a great product

    Price
    8/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    7/10

    Wendy | Tasmania

    reviewed 8 months ago

  • Overall
    9/10
    Great personalised customer service

    I have nothing but utter trust in my bank. They contact me when they think someone has breached...

    I have nothing but utter trust in my bank. They contact me when they think someone has breached my account, they contact me once a year personally to see if there is anything they can do, as well as updates on new products etc.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Tracy | Queensland

    reviewed 8 months ago

  • Overall
    10/10
    Great provider

    They look after us very well.Happy to bank with them.

    They look after us very well.Happy to bank with them.

    Price
    3/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Sharon | Western Australia

    reviewed about 1 year ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.