This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $20,000 | |
| | Owner Occupier | Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest | < 90% | $20,000 | |
| | Investor | Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $20,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000
Investor (Interest Only)
LVR < 80%
Loan: $20,000
4.79% p.a.
4.89% p.a.
$5.00 monthly
ANZ Standard Variable Rate
4.79% p.a.
4.89% p.a.
$5.00 monthly
ANZ Standard Variable Rate
4.79% p.a.
4.89% p.a.
$5.00 monthly
5.34% p.a.
5.44% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.34% p.a.
5.44% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.34% p.a.
5.44% p.a.
$5.00 monthly
5.39% p.a.
5.49% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.39% p.a.
5.49% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.39% p.a.
5.49% p.a.
$5.00 monthly
5.74% p.a.
5.84% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.74% p.a.
5.84% p.a.
$5.00 monthly
ANZ Standard Variable Rate
5.74% p.a.
5.84% p.a.
$5.00 monthly
4.79% p.a.
n/a
n/a
n/a
4.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$5.00 monthly
$160.00
$20,000
none
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
none
none
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
5.34% p.a.
n/a
n/a
n/a
5.44% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$5.00 monthly
$160.00
$20,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
none
none
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
5.39% p.a.
n/a
n/a
n/a
5.49% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$5.00 monthly
$160.00
$20,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
none
none
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
5.74% p.a.
n/a
n/a
n/a
5.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$0.00
n/a
$5.00 monthly
$160.00
$20,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
none
none
Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
Difficult to deal with, unhelpful and unfriendly which is surprising for a large bank.
Read full review
Difficult to deal with, unhelpful and unfriendly which is surprising for a large bank.
Less
Kathryn | Queensland
reviewed 26 days ago
They are ripping us off with the interest rates.
Read full review
They are ripping us off with the interest rates.
Less
Barry | New South Wales
reviewed 29 days ago
I don't like it when the bank do not pass on the full rate cut.
Read full review
I don't like it when the bank do not pass on the full rate cut.
Less
Vince | Victoria
reviewed about 1 month ago
The loan is not bad, the staff are good.
Read full review
The loan is not bad, the staff are good.
Less
Wayne | Victoria
reviewed about 1 month ago
Not much support was offered to reduce my interest rate. Quite disappointing.
Read full review
Not much support was offered to reduce my interest rate. Quite disappointing.
Less
Frans | Western Australia
reviewed about 2 months ago
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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