The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
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Owner Occupier | Principal & Interest | < 90% | $20,000 | |
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Owner Occupier | Interest Only | < 80% | $20,000 | |
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Investor | Principal & Interest | < 90% | $20,000 | |
|
|
Investor | Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $20,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000
Investor (Interest Only)
LVR < 80%
Loan: $20,000
|
4.64% p.a. |
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n/a |
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n/a |
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n/a |
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4.65% p.a. |
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n/a |
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n/a |
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n/a |
|
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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n/a |
|
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n/a |
|
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$160.00 |
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n/a |
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$0.00 |
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$160.00 |
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$20,000 |
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none |
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none |
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90.00% |
|
Owner Occupier |
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|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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$0.00 |
|
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yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.19% p.a. |
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n/a |
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n/a |
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n/a |
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5.20% p.a. |
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
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n/a |
|
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n/a |
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|
n/a |
|
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n/a |
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$0.00 |
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n/a |
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n/a |
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$160.00 |
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n/a |
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$0.00 |
|
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$160.00 |
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$20,000 |
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none |
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|
none |
|
|
80.00% |
|
Owner Occupier |
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|
Interest Only |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
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yes - free |
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$0.00 |
|
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yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.24% p.a. |
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n/a |
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n/a |
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n/a |
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5.25% p.a. |
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n/a |
|
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n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
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n/a |
|
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n/a |
|
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$160.00 |
|
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n/a |
|
|
$0.00 |
|
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$160.00 |
|
$20,000 |
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|
none |
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none |
|
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90.00% |
|
Investor |
|
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Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
|
yes - free |
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|
no |
|
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yes - free |
|
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$0.00 |
|
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yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.49% p.a. |
|
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n/a |
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n/a |
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n/a |
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5.50% p.a. |
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
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$160.00 |
|
|
n/a |
|
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$0.00 |
|
|
$160.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
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80.00% |
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Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Hear me out! ANZ Retrenched so many bank/loan processing staff and Now they don’t have staff to process our application??? April 2021 my broker submits transfer of three loans to Anz. Gone throughout all P/wrk plus the head ache of missing this and that. Broker takes a week or two off starts my application get the formal approval and lodge it in 6th of June after also completing credit check . We have not heard back from the Loan processing team ANZ for 5 weeks, August 8th ANZ calls back asking for freshen up all updated paperwork plus the credit check all to be redone! You guys are so frustrating and pathetic. How could you? Waste time give us the RUN around making our life’s difficult! Very frustrated I will find another lender!
Read full reviewHear me out! ANZ Retrenched so many bank/loan processing staff and Now they don’t have staff to process our application??? April 2021 my broker submits transfer of three loans to Anz. Gone throughout all P/wrk plus the head ache of missing this and that. Broker takes a week or two off starts my application get the formal approval and lodge it in 6th of June after also completing credit check . We have not heard back from the Loan processing team ANZ for 5 weeks, August 8th ANZ calls back asking for freshen up all updated paperwork plus the credit check all to be redone! You guys are so frustrating and pathetic. How could you? Waste time give us the RUN around making our life’s difficult! Very frustrated I will find another lender!
ANZ, reliable enough - have been with ANZ mortgage lenders for over 10 years.
Read full reviewANZ, reliable enough - have been with ANZ mortgage lenders for over 10 years.
Have Banked with ANZ for all my life, have everything with them so does my children and families, would not bank with anyine else.
Read full reviewHave Banked with ANZ for all my life, have everything with them so does my children and families, would not bank with anyine else.
I have found that the so called experts at several ANZ banks have very little knowledge. They give you totally different advice from each other and really have no idea what the best thing for you to do is.
Read full reviewI have found that the so called experts at several ANZ banks have very little knowledge. They give you totally different advice from each other and really have no idea what the best thing for you to do is.
Excellent customer service, great rates, reliable information.
Read full reviewExcellent customer service, great rates, reliable information.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
Qudos Bank
Fixed Rate Home Loan
4.19% p.a.
fixed 3 years
3.11% p.a.
Heritage Bank
Fixed Rate Loan (Home Advantage)
4.49% p.a.
fixed 3 years
3.50% p.a.
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Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
