Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $10,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $10,000 | |
|
|
Owner Occupier | Interest Only | < 60% | $10,000 | |
|
|
Owner Occupier | Interest Only | 60%-70% | $10,000 | |
|
|
Owner Occupier | Interest Only | 70%-80% | $10,000 | |
|
|
Investor | Principal & Interest | < 60% | $10,000 | |
|
|
Investor | Principal & Interest | 70%-80% | $10,000 | |
|
|
Investor | Principal & Interest | 60%-70% | $10,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $10,000 | |
|
|
Investor | Principal & Interest | 90%-95% | $10,000 | |
|
|
Investor | Interest Only | < 60% | $10,000 | |
|
|
Investor | Interest Only | 60%-70% | $10,000 | |
|
|
Investor | Interest Only | 70%-80% | $10,000 | |
|
|
Investor | Interest Only | 80%-90% | $10,000 |
|
6.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.45% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.51% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.61% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.91% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.86% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.70% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.05% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.75% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.15% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.65% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.71% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.81% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.31% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.94% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.96% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.25% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.95% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.35% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.05% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.55% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
no |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Our dealings with Commonwealth Bank have been positive. The staff have looked after our best interest every time. They always relay the pros and cons of each home loan options so that we are able to make an informed decision. When needing clarification on information they respond promptly and offer solutions that best suit our needs. They take the stress out of the home loan process.
Read full reviewOur dealings with Commonwealth Bank have been positive. The staff have looked after our best interest every time. They always relay the pros and cons of each home loan options so that we are able to make an informed decision. When needing clarification on information they respond promptly and offer solutions that best suit our needs. They take the stress out of the home loan process.
I went to this bank seeking a pre approval for a home loan and asked them multiples time what my maximum borrowing capacity is. The answer they gave me was completely wrong and I spent over six months attending open homes and auctions with some properties just going out of my price at auction or getting beaten in terms and conditions in multiple offer situations. They did this assessment listing that I had two dependants which I don’t not have and I never stated that I do. My finances are not completed as I am debt free, employed full time and have a decent deposit. I recently engaged another bank who stated my maximum borrowing capacity was close to 300k more. I would not recommend CBA to anyone, they are highly incompetent. Due to this error and the rise in the property markets there is a long list of suburbs that I can’t not afford to purchase in anymore.
Read full reviewI went to this bank seeking a pre approval for a home loan and asked them multiples time what my maximum borrowing capacity is. The answer they gave me was completely wrong and I spent over six months attending open homes and auctions with some properties just going out of my price at auction or getting beaten in terms and conditions in multiple offer situations. They did this assessment listing that I had two dependants which I don’t not have and I never stated that I do. My finances are not completed as I am debt free, employed full time and have a decent deposit. I recently engaged another bank who stated my maximum borrowing capacity was close to 300k more. I would not recommend CBA to anyone, they are highly incompetent. Due to this error and the rise in the property markets there is a long list of suburbs that I can’t not afford to purchase in anymore.
Slow. Long waiting times. Not enough communication between departments. Not competitive enough.
Read full reviewSlow. Long waiting times. Not enough communication between departments. Not competitive enough.
I have had 2 home loans with CBA. My current home loan is better than the first loan I took out, because it has a very competitive rate and no annual fees which I love. It’s the best home loan out there in my opinion if you are after a loan with a reputable Australian bank. No hassle, customer support is faultless - my mortgage lender at CBA is honestly the best, I would never go through anyone else. He’s extremely helpful, honest and efficient - took him only a couple of days to have my home loan to be approved and he made everything so super easy, I didn’t have to worry about a thing. He also helped me with advice on the first home Government grant which if it wasn’t for the advice he gave me, I would have missed out on half of the grant.
Read full reviewI have had 2 home loans with CBA. My current home loan is better than the first loan I took out, because it has a very competitive rate and no annual fees which I love. It’s the best home loan out there in my opinion if you are after a loan with a reputable Australian bank. No hassle, customer support is faultless - my mortgage lender at CBA is honestly the best, I would never go through anyone else. He’s extremely helpful, honest and efficient - took him only a couple of days to have my home loan to be approved and he made everything so super easy, I didn’t have to worry about a thing. He also helped me with advice on the first home Government grant which if it wasn’t for the advice he gave me, I would have missed out on half of the grant.
They have been the best bank ever. Accuracy and a fast approach. It didn't take long for the loan approval.
Read full reviewThey have been the best bank ever. Accuracy and a fast approach. It didn't take long for the loan approval.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.14% p.a.
6.14% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
